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Saskatchewan Pet Insurance

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Saskatchewan Pet Insurance Overview


Saskatchewan Pet Insurance

Learn about Saskatchewan Pet Insurance

Your pet is family. It deserves happiness and health. Most pet parents in Saskatchewan would do anything to make sure that their pets are happy and live longer. Thankfully, the advancement in veterinary care has made it possible for pet owners in Saskatchewan to access the quality care they desire for their pets, but this comes at a cost.

Although veterinary care is far less expensive when compared to human medicine, pet parents who hope to pay out of pocket may still feel the strain. As a matter of fact, if you are hoping to pay out of pocket, money might end up becoming a deciding factor on how you take care of your pet.

Common illnesses and injuries like the rupture of knee ligament can cost up to $3,000 to repair. Why not take out Saskatchewan pet insurance coverage to take care of your pet properly. The right pet insurance coverage in Saskatchewan may cover several conditions such as hospitalization, accidents, illnesses, injuries, prescription, diagnostic tests, emergency care, surgery, and so forth. It may also include additional or optional coverage.

Even though you can purchase Saskatchewan pet insurance anytime, it is recommended that you get coverage for your pet as early as possible. Pets become prone to chronic and genetic illnesses as they age. Sadly, conditions diagnosed before your insurance policy becomes effective are excluded and will not be covered by the policy. If you need comprehensive coverage for your pet, you should take out the coverage before any pre-existing condition is diagnosed.

To get a quote on Saskatchewan pet insurance, click here.

Buy The Right Saskatchewan Pet Insurance

Before buying Saskatchewan pet insurance policy, it is advisable to research available pet insurers around and compare policy options in order to decide on which coverage would be the best for you. With a careful comparison and by asking the right questions, you will be able to get coverage with few exclusions and that will suit your budget, needs, and purposes.

It is necessary to keep an eye on the exclusions, stipulations, limits and waiting period of the pet insurance provider and also to consider the pet insurers’ policy on the age and breed of the pet. Furthermore, it is better to go for broad coverage with few exclusions, than coverage with a lot of exclusions. The essence of Saskatchewan pet insurance is to cover unexpected events and that is why you need broad coverage to cover any unforeseen occurrence.

Make sure that the Saskatchewan pet insurance covers the following before you choose the coverage:

  • Accidents and illnesses
  • Emergency care
  • Prescription medication
  • Hereditary, congenital and chronic conditions
  • Hospitalization
  • Specialist care, and
  • Surgery

To learn more about pet insurance click here.

Saskatchewan Pet Insurance and Veterinary Hospitals

  • Northgate Animal Hospital – 438 9th Ave N, Regina, SK S4R 7W3 – (306) 543-7500
  • WCVM Veterinary Medical Centre – 52 Campus Dr, Saskatoon, SK S7N 5B4 – (306) 966-7126
  • Martensville Veterinary Hospital – 2 4 St S, Martensville, SK S0K 2T0 – (306) 933-2677
  • Companion Animal Hospital – 308 Broadway St W, Yorkton, SK S3N 0N6 – (306) 783-3349
  • Wascana Animal Hospital – 3259 Eastgate Dr, Regina, SK S4Z 1A4 – (306) 789-0918
  • Victoria Veterinary Clinic Inc – 628 Victoria Ave, Regina, SK S4N 0R1 – (306) 522-8802
  • 24 Hr Animal Care Centre – 1846 Victoria Ave E, Regina, SK S4N 7K3 – (306) 761-1449
  • Warman Veterinary Clinic – 100A Crystal Springs Dr, Warman, SK S0K 0A1 – (306) 933-3235
  • Lakewood Animal Hospital – 1151 Lakewood Ct, Regina, SK S4X 3S3 – (306) 545-6487
  • Albert North Veterinary Clinic – 216 McIntyre St, Regina, SK S4R 2L8 – (306) 545-7211

To learn more about the Saskatchewan pet insurance and veterinary service, click here.

Pet Insurance Terms

  • Co-insurance – After taking out the deductible, the percentage of the cost of the claim that the insured will be required to pay is the co-insurance. For instance, if the co-insurance is 20%, the insured has to pay 20% of the cost of the claim.
  • Deductible – This is the amount agreed between the insured and the insurer that the insured has to pay before accessing the insurance payout.
  • Pre-existing condition – If the pet is diagnosed with any medical condition before the start date of the pet insurance policy, such condition is known as a pre-existing condition. It is important to note that Saskatchewan pet insurers do not cover pre-existing conditions.
  • Breed exclusion – The insurer might exclude some breeds of pets may be excluded from the pet insurance policy. This implies that medical conditions common to those breeds will not be covered by the policy.

To learn more about pet insurance, click here.

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Saskatchewan Pet Insurance FAQs


Does pet insurance go up if you claim?

Most insurers in Saskatchewan may increase the cost of insurance after the insured claims but not all insurers do this. However, it should be noted that the cost of pet insurance is generally increasing due to the advancement in veterinary care.

Do pet insurance companies pay the vet directly?

If you want, you can arrange for the pet insurance company to pay the vet directly. This means that the vet can request payment directly from the company but you will have to pay the excess amount.

How soon does pet insurance take effect?

The pet insurance policy takes effect as soon as the waiting period ends. However, the waiting period differs from one insurer to the other but most insurers have a waiting period of 14 days. Also, the waiting period may be shorter in case of an accident.

What does pet insurance actually cover?

Pet insurance coverage in Saskatchewan depends on the insurer. You can go through the policy to know what is covered and what is not covered. However, most policies cover medically essential pet-related costs. They can also cover routine procedures.

To get a quote on Saskatchewan pet insurance, click here.

What to Ask Before Purchasing Pet Insurance

Before purchasing pet insurance coverage in Saskatchewan, it is necessary to ask the right questions and make informed decisions to be sure you are on the right path. Also, you need to properly understand what is covered and what is not covered by the insurance policy before making a claim.

Here are some questions to ask before taking out Saskatchewan pet insurance:

  • What is covered and what is not?
  • What illnesses and injuries are covered in the insurance?
  • What makes up an accident?
  • Does the policy include out-of-country or province coverage for my pet?
  • Are there breed-specific exclusions?
  • Is there any benefit or effect on my plan if I enroll multiple pets?
  • How long does it take to process a claim?
  • Is there any waiting period before I can make my first claim?
  • Will my premium change over time or as my pet ages? Will it increase if I make a claim?
  • How do I make a claim? Do I have to pay the veterinary upfront?

To learn more about Saskatchewan pet insurance, click here.

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