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Regina pet insurance

Learn about Regina Pet Insurance

Getting adequate pet insurance coverage in Regina is one of the easiest ways to protect your pets against unexpected medical emergencies. A lot of pet insurance plans in Regina cover prescriptions, emergency care, illnesses, accidents, hospitalization, diagnostic tests, and surgery. Some providers also offer optional coverages such as wellness coverage which cover checkups and vaccination.

The pet insurance features offered by Canadian insurers vary widely and some providers may not offer the coverage you want. This is why you need to research the insurance provider and the coverage before you take out a policy. Make sure you find out all about the waiting periods, limits, exclusions and stipulations before you purchase a plan. Also find out about the insurer’s requirements as regards the age, breed and also their limits on benefits reimbursements.

It is recommended that you get the right Regina pet insurance plan as early as possible. Pets become prone to illnesses including genetic diseases and chronic conditions as the pet age. Conditions that show up before the policy’s start date are always excluded from the policy and would not be covered by the plan. However, the condition will be covered if it is diagnosed after the policy’s start date.

To get a quote on Regina pet insurance, click here.

Buy The Right Regina Pet Insurance

Whether your pet requires minor stitches or major surgery, it pays to get a broad pet insurance coverage rather than a specific one. The essence of getting insurance coverage is to cover your pet against unexpected occurrences. Medical emergencies can occur anytime and could be any medical issue. While a broad coverage would be able to protect your pet no matter what happens, a specific coverage may not provide the comprehensive coverage you need.

Some insurers include wellness coverage as optional coverage to the plan they offer. Wellness coverage is preventative care that covers routine procedures such as checkups and vaccination. The coverage may not cover any medical condition, emergencies, accident, and hospitalization and may not be a great option if you are looking for broad coverage.

Make sure that the Regina pet insurance policy covers the following before you take out the coverage:

  • Accidents and illnesses
  • Emergency care
  • Prescription medication
  • Hereditary, congenital and chronic conditions
  • Hospitalization
  • Specialist care, and
  • Surgery

To learn more about pet insurance click here.

Regina Pet Insurance and Animal Shelters

  • Bright Eyes Dog Rescue – Chantal Cattell, 1448 King St, Regina, SK S4T 4G4 – (306) 209-0357
  • Regina Humane Society, Inc. – SK-6 & Armour Rd, Regina, SK S4P 3G7 – (306) 543-6363
  • The Pack Project – 1526C McAra St, Regina, SK S4N 6C5 – (306) 580-7225
  • Regina’s Pet Depot – 340 McCarthy Blvd, Regina, SK S4R 7M2 – (306) 543-7387
  • Zoom Zoom Groom – 1180 Winnipeg St, Regina, SK S4R 1J6 – (306) 533-9155

To learn more about the Regina pet insurance and animal service, click here.

Pet Insurance Terms

  • Co-insurance – This is the percentage of the claim the insured has to pay. If the co-insurance was 20%, the insured is expected to take care of 20% of the cost of the claim.
  • Deductible – This is the agreed or predetermined amount of the claim that the insured is required to pay before he can access the insurance payout. This may be charged per claim or per year.
  • Pre-existing condition – Chronic medical conditions the pet had before the policy’s start date is considered a pre-existing condition. Such conditions will not be covered by a Regina pet insurance policy.
  • Breed exclusion – Some pet breeds may be excluded from the Regina pet insurance policy. This means that hereditary conditions related to that breed will not be covered by the policy.

To learn more about pet insurance, click here.


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Regina Pet Insurance FAQs

Does claiming on pet insurance increase premium?

There is an overall increase in insurance costs. This could be due to several factors one of which is the impressive advancements in veterinary treatments which comes with an increase in costs. Also, it is likely that your pet insurance premium will increase if you make a claim but not all insurers increase premiums if you claim.

How do I make a claim on pet insurance?

To make a claim on pet insurance, the first thing you will need to do is to contact your insurer on their claims line to inform them that you want to make a claim. Then, you will need to complete a claim form which includes a section for your vet to complete. After this, you should get all the relevant paperwork and evidence and submit them to your insurer.

Can I get pet insurance for older pets?

The risk of chronic illnesses increases as pets age. So, some pet insurers do not cover older pets up to 7 or 8 years but you can still find suitable coverage for your pet.

How long after taking pet insurance can I make a claim?

The waiting period varies from one pet insurance company to another. You may wait for 14 or 15 days, depending on the provider to make a claim. The waiting period for accidents may be shorter.

To get a quote on Regina pet insurance, click here.

What to Ask Before Purchasing Pet Insurance

Before purchasing a pet insurance policy, it is important to make informed choices. You need to find out what works and what does not work before taking out a policy. Make sure you properly understand the policy before making a claim.

Here are some important questions you may need to ask before taking out Regina pet insurance policy:

  • What is covered and what is not?
  • What illnesses and injuries are covered in the insurance?
  • What makes up an accident?
  • Does the policy include out-of-country or province coverage for my pet?
  • Are there breed-specific exclusions?
  • Is there any benefit or effect on my plan if I enroll multiple pets?
  • How long does it take to process a claim?
  • Is there any waiting period before I can make my first claim?
  • Will my premium change over time or as my pet ages? Will it increase if I make a claim?
  • How do I make a claim? Do I have to pay the veterinary upfront?

To learn more about Regina pet insurance, click here.

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