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Oshawa pet insurance

Learn about Oshawa Pet Insurance

Ontarians love pets. Although the cost of regular visit to vet office is low, if your pet requires major surgery or emergency treatment, you may have to fork over thousands of dollars. Why not protect your pet with the right Oshawa pet insurance. Pet insurance generally covers emergency care, prescriptions, illnesses, surgery, accidents, diagnostic tests, and surgery. Some insurers also provide wellness coverage which covers checkups and vaccination.

Before purchasing an Oshawa pet insurance policy, you need to research the pet insurer and also the insurance services and products. It is important to know the coverage’s waiting periods, stipulations, exclusions and limits before choosing a pet insurance provider. Pet insurers may also offer different services based on the age and breed of the pet.

As pets age, they become prone to chronic illness; also, genetic diseases may easily manifest in older pets. This is why you need to take out an Oshawa pet insurance policy as early as possible. Chronic illnesses diagnosed prior to the policy’s start date are usually excluded from the policy but the condition may still be covered if it is diagnosed when the policy is already effective.

To get a quote on Oshawa pet insurance, click here.

Buy The Right Oshawa Pet Insurance

The type of coverage you purchase matters a lot. While some policies may cover just a specific condition, some other policies may be broader and cover a wide range of conditions. If you are looking for a great pet insurance policy, it is usually advisable to go for broad coverage. The major reason for taking out an Oshawa pet insurance policy is to cover the unexpected and broad coverage is exactly what you need to do that.

Although wellness coverage is usually included as additional coverage in most insurance policies it is not an excellent option if you are looking for broad coverage. Wellness coverage covers routine procedures such as checkups and vaccination. It is also considered as preventative care.

Make sure that the Oshawa pet insurance policy covers the following features before you purchase:

  • Accidents and illnesses
  • Emergency care
  • Prescription medication
  • Hereditary, congenital and chronic conditions
  • Hospitalization
  • Specialist care, and
  • Surgery

To learn more about pet insurance click here.

Oshawa Pet Insurance and Animal Shelters

  • Oshawa Animal Services Shelter – 919 Farewell St, Oshawa, ON L1H 6N8 – (905) 436-3311
  • Oasis Animal Rescue And Education Center – 1288 Ritson Rd N, Oshawa, ON L1G 8B2 – (289) 385-6293
  • Kit ‘N’ Ka-Poodle – 45 Bloor St E, Oshawa, ON L1H 3L9 – (905) 436-1715
  • Paws For Thought Pet Grooming – 100 Nonquon Rd #3, Oshawa, ON L1G 3S4 – (905) 240-5520

To learn more about the Oshawa pet insurance and animal service, click here.

Pet Insurance Terms

  • Co-insurance – This is the percentage of the cost of the claim the insured is responsible for. If the co-insurance is 20%, the insured will have to take care of 20% of the cost of the claim.
  • Deductible – This is the agreed amount of the claim the insured has to pay before the insurance coverage comes into effect. This may be charged per year or per claim.
  • Pre-existing condition – If the pet is diagnosed with any chronic medical condition before the policy’s start date, it is considered a pre-existing condition. Note that Oshawa pet insurance providers do not cover pre-existing conditions.
  • Breed exclusion – Depending on the pet insurance provider, certain pet breeds may be excluded from the insurance plan. This means that hereditary conditions related to that breed may not be covered.

To learn more about pet insurance, click here.


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Oshawa Pet Insurance FAQs

Does pet insurance go up if you claim?

Yes. Your pet insurance premium will likely go up when you make a claim. This is because pet insurance providers assume that you will likely make a claim in the future if you made a claim in the past.

Can I get pet insurance for older pets?

The risk of chronic illness increases as the pet grows old. This means that the pet will more likely require treatment. As a result, some pet insurance companies may not cover older dogs but you can still find suitable coverage for your pet.

How long after taking pet insurance can I make a claim?

The waiting period determines how long it will take you to make a claim. Some policies have a waiting period of 14 days but the waiting period may be shorter in case of an accident.

How much does pet insurance cost for a dog per month?

The pet insurance premium may vary due to several factors, however, the average monthly pet insurance premium ranges from $10 to $100.

To get a quote on Oshawa pet insurance, click here.

What to Ask Before Purchasing Pet Insurance

It is important to make well-informed decisions before purchasing pet insurance Oshawa. You need to make sure you understand how the coverage works as well as the features and services covered by the policy and those that are not covered as well.

You may be able to find out relevant details about the policy by asking the right questions. Here are the questions to ask before taking out an Oshawa pet insurance policy.

  • What is covered and what is not?
  • What illnesses and injuries are covered in the insurance?
  • What makes up an accident?
  • Does the policy include out-of-country or province coverage for my pet?
  • Are there breed-specific exclusions?
  • Is there any benefit or effect on my plan if I enroll multiple pets?
  • How long does it take to process a claim?
  • Is there any waiting period before I can make my first claim?
  • Will my premium change over time or as my pet ages? Will it increase if I make a claim?
  • How do I make a claim? Do I have to pay the veterinary upfront?

To learn more about Oshawa pet insurance, click here.

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