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New Brunswick Pet Insurance

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New Brunswick Pet Insurance Overview


New Brunswick Pet Insurance

Learn about New Brunswick Pet Insurance

Pets, just like humans, require medical care, checkups, and treatments from time to time. Most pet parents are so attached to their furry friends that they would not let anything harm them. But pets can get ill, have an accident or even require surgery. Of course, veterinary care has so advanced that you can get immediate state-of-the-art treatment for your pet but vet costs have also increased. Why not get appropriate New Brunswick pet insurance to properly take care of your beloved pets.

Money shouldn’t be a deciding factor on how you take care of your pet but sadly, this is often the case. The easiest way to give your pet the care it deserves is by taking out pet insurance. New Brunswick pet insurance covers a range of features such as emergency care, surgery, prescription, diagnostic test, illness, accidents, hospitalization, to mention a few. Some insurers might even provide an option to add additional or optional coverage to the policy.

However, before purchasing a New Brunswick pet insurance policy, it is crucial to have a good understanding of the coverage. You need to know about the coverage’s limits, exclusions, waiting period, stipulations, and even what applies as to the pet’s age or breed. Coverages with few exclusions are generally better than those with a lot of exclusions.

A common mistake made by pet parents is to procrastinate pet insurance. It is better to get insurance for your pet as early as possible. Pets can easily develop serious illnesses as they get old. Sadly, pre-existing conditions are excluded from New Brunswick pet insurance coverage but conditions diagnosed when the policy is already effective will be covered.

To get a quote on New Brunswick pet insurance, click here.

Buy The Right New Brunswick Pet Insurance

The major reason why you want to take out New Brunswick pet insurance is to assist you in paying pet-related medical expenses. So, you will need to go for an insurance plan that can cover any form of pet-related emergencies. Sadly, not all plans are comprehensive enough to cover every medical emergency your pet might face.

This is why you should go for a broad pet insurance coverage that covers conditions from hospitalization and surgery to accidents and illnesses. The New Brunswick pet insurance coverage should be able to cover unexpected and essential medical costs. It is also important to put your budget into consideration when taking out a pet insurance policy. You need to shop around and compare policy options in order to arrive at the best pet insurance coverage that will meet your needs and requirements.

Before taking out the New Brunswick pet insurance plan, make sure that it covers the following:

  • Accidents and illnesses
  • Emergency care
  • Prescription medication
  • Hereditary, congenital and chronic conditions
  • Hospitalization
  • Specialist care, and
  • Surgery

To learn more about pet insurance click here.

New Brunswick Pet Insurance and Veterinary Hospitals

  • Elmwood Veterinary Hospital / Hôpital Vétérinaire Elmwood – 130 Ruelle MacAleese Ln, Moncton, NB E1A 3L9 – (506) 858-9900
  • The Grand Falls Veterinary Clinic – 15970 NB-105, DSL de Drummond, NB E3Y 2H8 – (506) 473-2135
  • Sussex Animal Hospital – 11 St George St, Sussex, NB E4E 2A3 – (506) 433-3538
  • Florenceville Veterinary Clinic – 55 Allison Rd, Riverbank, NB E7L 4J1 – (506) 392-8377
  • Islandview Veterinary Hospital – 174 New Maryland Highway, New Maryland, NB E3C 2H1 – (506) 452-8255
  • Riverview Animal Hospital – 550 Pine Glen Rd, Riverview, NB E1B 4X2 – (506) 387-4015
  • The Oaks Veterinary Medical & Emergency Referral Centre – 565 Mapleton Rd, Moncton, NB E1G 2K5 – (506) 854-6257
  • Douglas Animal Hospital: Fredericton Veterinarian – 651 Clements Dr, Fredericton, NB E3G 7J2 – (506) 458-5944
  • Maritime Animal Hospital – 1755 Main St, Moncton, NB E1E 1H2 – (506) 389-2121
  • Woodstock Veterinary Clinic Inc. – 849 Main St, Woodstock, NB E7M 2G1 – (506) 328-8248

To learn more about the New Brunswick pet insurance and veterinary service, click here.

Pet Insurance Terms

  • Co-insurance – After taking out the deductible, it may be required that the insured pays a part of the claim (expressed in percentage). This is known as co-insured. If the co-insurance is 20%, it means that the insured has to pay 20% of the cost of the claim.
  • Deductible – The amount agreed between the insured and the insurer that must be paid by the insured before accessing the insurance payout is the deductible. This may be charged per year or per claim.
  • Pre-existing condition – Medical conditions the pet was diagnosed with before the policy’s start date is referred to as a pre-existing condition. Note that New Brunswick pet insurance providers do not cover pre-existing conditions.
  • Breed exclusion – The insurer might exclude some pet breeds from the pet insurance coverage. In other words, medical conditions common to those breeds will not be covered by the policy.

To learn more about pet insurance, click here.

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New Brunswick Pet Insurance FAQs


Does pet insurance go up if you claim?

Most pet insurers in New Brunswick may increase your pet insurance premium after you make a claim. However, some insurers do not increase premiums due to claim. Note that pet insurance costs are generally increasing due to the advancement in veterinary care.

Do pet insurance companies pay the vet directly?

You can arrange for your pet insurance provider to pay directly to the vet. Most pet insurance providers may be willing to do that. This means that your vet will request payment directly from the insurer but you will pay the excess.

How soon does pet insurance take effect?

The waiting period varies from one pet insurance company to the other; the length of the waiting period determines how soon your pet insurance coverage will take effect. Most pet insurers have a waiting period of 14 days.

What does pet insurance actually cover?

Pet insurance coverage may differ from one pet insurance company to the other but in general, most policies cover medically necessary costs. The coverage may also assist you in paying pet-related medical expenses and in covering routine procedures.

To get a quote on New Brunswick pet insurance, click here.

What to Ask Before Purchasing Pet Insurance

Before purchasing New Brunswick pet insurance, it is necessary to ask the right questions and also to be well-informed on the policy. You need to understand what the policy covers and what is not covered before you make a claim.

Here are some questions to ask before taking out pet insurance New Brunswick:

  • What is covered and what is not?
  • What illnesses and injuries are covered in the insurance?
  • What makes up an accident?
  • Does the policy include out-of-country or province coverage for my pet?
  • Are there breed-specific exclusions?
  • Is there any benefit or effect on my plan if I enroll multiple pets?
  • How long does it take to process a claim?
  • Is there any waiting period before I can make my first claim?
  • Will my premium change over time or as my pet ages? Will it increase if I make a claim?
  • How do I make a claim? Do I have to pay the veterinary upfront?

To learn more about New Brunswick pet insurance, click here.

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