Manitoba Travel Insurance News
In a news release on the Manitoba government website, Manitobans are advised to purchase travel health insurance to get additional coverage before traveling out of the province. The Manitoba Health, Seniors and Active Living recommends that Manitoba residents should explore insurance options offered by private insurers to supplement the provincial health insurance plan, especially when traveling out of the province.
When Manitobans admitted to hospital or see a doctor in another province or territory, payments are made in the rate established by the province or territory’s health insurance. The payments are made or billed through a reciprocated agreement established between the provinces and additional amounts may be charged and the patient is responsible for the additional amount.
The additional amounts are charged by private clinics for the use of their facilities, supplies, materials, and drugs. The charges are not insured under the provincial health plan, especially when provided in a private facility and therefore the patients will have to cater to the cost.
Furthermore, the Manitoba government reminds residents that health care service in other countries, especially the United States can be much more expensive than in Manitoba. Manitoba Health covers out-of-country emergency health care at the daily rate provided in the province. Moreover, the maximum coverage for emergency health care for Manitobans is C$100 per visit.
Manitobans in a foreign facility may spend more than the limit covered for Manitobans and the individual is responsible for the balance between the fees charged and what the Manitoba government pays.
Manitobans are expected to obtain original itemized receipts for bills directly from a doctor or a hospital. The receipts are required to be submitted within six months from the service date to the Insured Benefit Brand of the province. It should be translated into English if necessary. Also, Manitoba Health does not insure ambulance services. Unless residents purchase additional travel insurance that includes this service, Manitoba residents are responsible for the costs.
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