Newfoundland & Labrador Health Insurance

Learn more about Health Insurance in Newfoundland & Labrador
Compare. Get the best policy. Save money!
Get a Quote Now
Insurdinary's Lady Shopping for Car image

NL Health Insurance Overview

Newfoundland Labrador Logo

Newfoundland and Labrador is the second least populated Canadian provinces. According to the 2016 population estimate, it has a population of 528, 448. The province is located in the Atlantic region of Canada and it is made up of the Island of Newfoundland and the mainland of Labrador. Majority of the residents live on the island of Newfoundland and neighboring islands, about 92%. Newfoundland was formerly a colony of the United Kingdom but it became a Canadian province on March 31, 1949.

Report from the Canadian Institute of Health Information for 2016-2017 revealed that about 14.2% of Newfoundland long-term care residents are in physical restraints. The statistic is high, especially when compared with the rest of Canada, which is just 6.5%.

To learn more about MCP coverage in Newfoundland and Labrador, click here.

What does MCP Newfoundland Health Plan not cover?

The Newfoundland and Labrador Department of Health and Community Services provide the health and community service programs and policy development for the province and also supervise the administration of healthcare services in the province.

It covers various services under its public health program but some services are not covered; such as:

  • Physician service or advice over the phone.
  • Preparation of records, certificates and reports, and writing of prescriptions.
  • Transportation services such as ambulance services.
  • Therapeutic abortions carried out outside Canada or in an unapproved facility in Canada etc.
  • Services provided in a non-approved Canadian diagnostic imaging facility.
  • Appliances and drugs issued for use outside a hospital.

Prescription drugs not covered by the provincial health plan

The Newfoundland and Labrador Prescription Drug Program (NLPDP) offers assistance to residents to help them purchase eligible prescription medications. To qualify for this plan, you must meet the eligibility requirement for the prescription drug plans included under NLPDP, namely, the Foundation Plan, the 65Plus Plan, the Access Plan, the Assurance Plan, and the Select Needs Plan.

To get a prescription drug health quote, click here.

Dental coverage not covered by the provincial health plan

The Newfoundland and Labrador dental health plan is available to children aged 0-12 (Children’s Dental Health program), aged 13-17 (Income Support Program Youth and Low Income Program Youth), aged 18+ (Adult Dental Program), and Surgical Dental Program.

You need to meet the eligibility conditions to apply for each plan.

To get a dental health quote, click here.

NL Health Insurance FAQ

If I lose my Medical Care Plan card, how do I get a new one?

Are there charges on new or replacement MCP cards?

Can I obtain MCP card over the phone?

Where can I get forms for Medical Care Plan (MCP)?

Are photocopies of forms and documents acceptable?

Where can I get forms for Medical Care Plan (MCP)?

Are photocopies of forms and documents acceptable?

Where is MCP office located?

Browse Other Health Related Pages

NL Health Updates

Newfoundland and Labrador Health News

Speaking in the forum titled “What can we afford?” about managing health care costs, held at Memorial University’s medical school, the Newfoundland and Labrador health minister Dr. John Haggie pointed out the health issues facing the province.

According to Haggie, the provincial health care accounts for about 38 to 40 percent of the total provincial spending and it peaked to $3 billion in 2017. Most of the amount is invested in managing illness rather than health.

62% of the province residents have at least one chronic disease against 53% for all Canadians, 38% have two chronic diseases, against 29% for all Canadians, and Newfoundland has a rapidly aging population, one of the highest in the Atlantic provinces. It is proposed that the issues could be largely addressed with significant savings by hiring more registered nurses.

To learn more about health issues in Newfoundland and Labrador, click here.

Newfoundland and Labrador Health Statistics

There is a significant use of antipsychotic drugs by long-term residents diagnosed with psychosis. Statistics show that about 38.3% of long-term care residents in Newfoundland and Labrador use anti-psychotic drugs as compared to 21.9% for the rest of Canada.

linkedin facebook pinterest youtube rss twitter instagram facebook-blank rss-blank linkedin-blank pinterest youtube twitter instagram