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India Travel Insurance Overview


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Canada shares a strong interpersonal connection, democracy and pluralism with India, as a result, the two nations have longstanding bilateral relations. About 1.2 million Canadians (3.6% of the population) claim Indian ancestry.

Furthermore, the two countries also have commercial relations as well as multilateral corporations and partnerships. Indians usually visit Canada for trade and investment, business and education. On the other hand, Canadians visit India for tourism and trade.

When traveling to India for trade, tourism, work or business, you need to have correct India travel insurance or private medical coverage. With the right coverage, you can protect yourself and your loved ones against unnecessary costs due to unexpected accidents, injury or illness.

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India Travel Insurance Details


Basic Information About India

Some important information on India Travel Insurance that we think you’ll want to know before you travel.

Name Value
Currency Rupee
Official languages Hindi and English
Capital New Delhi
Continent Asia
Population Approx. 1.3 billion
Plug type Plug type C and D
Driving side Left-hand side
Seasons
  • Spring – March to May
  • Summer – June to August
  • Autumn – September to November
  • Winter – December to February
Laws Local laws and customs

 

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India Security Measures for travelers

You are responsible for your personal safety and security when you travel to India or any other country abroad. However, you can take advantage of the handy and credible information provided in our Travel Advice to make an informed decision as regards traveling out of Canada.

Risk Level

India – Exercise a high degree of caution.

Due to a simmering threat of terrorist attacks throughout India at all times, exercise a high degree of caution in India.

  • Avoid non-essential travel to some parts of Northeastern India including Assam, Arunachal Pradesh, Mizoram, Nagaland, Manipur, and
  • Avoid all travel to the aforementioned areas bordering Bangladesh and Myanmar due to significant conflict.
  • Avoid all travels to Jammu and Kashmir excluding Ladakh through Manali and air travel to Leh.
  • Avoid all travel to border areas with Pakistan.

Travel Health Notice – Zika virus

The Public Health Agency of Canada advises travelers to take special health precautions in countries affected by Zika virus.

Entry / Exit requirements

India decides who enters or exits its borders and the Government of Canada will not intervene with the decision.

The information on this page was obtained from the authorities of India; however, it can change at any time. Moreover, you can verify the information with foreign diplomatic missions and consulates in Canada.

Passport

The type of passport you use to travel determines your entry requirements. Find out about passport requirements from your transportation company before you travel.

  • Regular Canadian Passport – Your passport must be valid for a minimum of six months from the date you entered India and it should contain two blank pages required by immigration officials.
  • Passport for official travel – Different rules may apply. Learn more about official travel here.
  • Other travel documents – The entry rules may vary when traveling with an emergency travel document or a temporary passport. Find out about passport requirements from the closest diplomatic mission for India before you travel.

Useful Links

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India Healthcare

India has both public and private healthcare services but medical facilities in India’s hospitals may not be up to Canada’s standard and medical treatment could also be expensive if you don’t have the right India travel insurance coverage. So, you need to travel with enough money to cover the potential cost and the right travel insurance in place.

For more information about healthcare in India, click here.

India Travel Insurance News

It is easy to assume that nothing will go wrong when you travel. Of course, no one wants to fall ill outside Canada but you could be on the hook for thousands of dollars if the unexpected happens when you travel outside Canada.

So, the easiest way to avoid that from happening is to get the right coverage. But you don’t just need to get the right coverage, to avoid travel woes, you should also read the policy thoroughly and review the coverage. According to David Hartman, president of the Travel Health Insurance Industry Association of Canada, people should review the policy because policies usually have eligibility requirements.

In addition, you need to be honest when filling out the policy questionnaire. This means that you should disclose every medical condition and seek assistance from healthcare professional when necessary. Also, avoid assuming that you will access free healthcare across Canada and note that Adventurous travelers may not be covered due to the clauses like “high-risk activity”.

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Travel Insurance Related Pages

India Travel Insurance FAQ


Do You Need a Visa for India Travel?

Canadians must obtain a visa before traveling to India, otherwise, you will not be allowed entrance into the country. When applying for a visa, make sure you apply for the right type of visa for the purpose of your trip. You can apply for a tourist visa, a work visa, a business visa or a student visa depending on the purpose of your travel.

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Can I buy multiple travel insurance policies?

You can buy multiple travel insurance policies from several insurance providers if you are not satisfied with the benefits offered by one policy. But you are not allowed to double dip when purchasing multiple policies.

Does travel insurance cover doctor visits?

Yes, India travel insurance policies usually cover outpatient services such as a visit to a doctor.

Can I buy travel insurance the day I leave?

Although most insurers offer policies that can be purchased before the day you leave, you can buy travel insurance the day you leave. Policies offered by some providers such as usage-based policies give room for this feature.

How long does a travel insurance claim take?

The type of claim you intend to make determines the length of time it might take to receive an outcome. However, if you supply the necessary documents to your insurer, you should receive an outcome in 10 to 14 business days.

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