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Germany Travel Insurance

Travel Insurance Overview

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Canada shares strong relations, culture, and bond with Germany. Furthermore, Germany is the largest export market for Canada in the EU and the sixth largest trade partner for Canada in the world.

In addition, about 10% of the Canadian population claims to have German ancestry. Also, up to 500,000 Canadians travel to Germany every year and a lot of Germans also visit Canada yearly. Besides political, economic and business relations, Canada also has an academic link with Germany. Many Canadians travel to Germany for education and vice versa.

If you travel to Germany unprepared, you may end up forking over a lot of money to take care of hospital bills in the event of medical emergencies. This is why you need reliable Germany travel insurance to protect yourself and your loved ones against accidents and injuries.

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Travel Insurance Details

Basic Information About Germany

Some important information on Germany Travel Insurance that we think you’ll want to know before you travel.

Name Value
Currency Euro
Official languages German, Frisian
Capital Berlin
Continent Europe
Population Approx. 83 million
Plug type Plug type F
Driving side Right-hand side
  • Spring – March to May
  • Summer – June to August
  • Autumn – September to November
  • Winter – December to February
Laws Local laws and customs


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Germany Security Measures for travelers

If you intend to travel to Germany, you are responsible for your personal safety abroad. However, since we care about the safety and security of Canadians, we provide information credible information in our Travel Advice that will help you to make an informed decision when traveling to Germany.

Risk Level

Germany – Take normal security precautions

Entry / Exit requirements

Every country and territory can decide who exits or enters their borders. The Government of Canada will not mediate on your behalf if you fail to meet the entry or exit requirements of your destination.

The information on this page was obtained from the Germany authorities, however, it can change at any time. Moreover, you can verify the information with foreign diplomatic missions and consulates in Canada.


The entry requirements to Germany vary but they depend on the type of passport you use for travel. Learn about passport requirements from your transportation company before you travel.

  • Regular Canadian Passport – You need to hold a passport valid for a minimum of 3 months beyond the date you intend to leave Germany.
  • Official Canadian Passport – Different rules may apply. Learn more about official travel here.
  • Other travel documents – When traveling with an emergency document or a temporary passport, different entry rules may apply. Check the closest diplomatic mission for your destination before you travel.

Useful Links

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Germany Healthcare

Germany operates a public, private and universal healthcare. The German healthcare system is one of the best in the world. Health care cost in Germany could also be very high especially for tourists and visitors who do not have adequate Germany travel insurance. This is why you need adequate coverage to take care of possible healthcare costs when you travel to Germany.

For more information about healthcare in Germany, click here.

Germany Travel Insurance News

On December 1, 2017, Ali Davari was enroute to a German airport to take a return flight to Canada but did not make it.

Davari, 84, fell down and was unable to get up on his way to the airport. He had bleeding in his head and was rushed to the hospital for surgery.

Davari remained in a medically-induced coma in an intensive care unit in Frankfurt for two weeks and could not travel home on a commercial flight.

As a last resort, his son Kevin contacted Global News saying that he does not know what to do after his father’s insurer told him that his health insurance policy was cancelled. After the company found out about the cost of airlift, they denied any assistance.

Davari’s daughter purchased out-of-country medical coverage for him from RBC before his one-week trip to Germany. She also answered a medical questionnaire on his behalf. However, RBC cancelled his coverage and denied the medical costs which also include the cost of medical evacuation and hospital charges.

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Travel Insurance Related Pages

Germany Travel Insurance FAQ

Do you need a Visa for travelling to Germany?

Since Germany is within the Schengen area, Canadians do not need to hold a visa to travel to Germany. However, you will be required to get a visa if you stay up to 90 days in any 180-day period. Furthermore, you will need a student visa if you are traveling to Germany to study.

To learn more about Germany travel insurance and visa, click here.

Can I buy multiple travel insurance policies?

Yes, you can purchase several travel insurance policies but the policies must be purchased from different travel insurance providers. You may need additional coverage if your present coverage does not satisfy your needs.

Does travel insurance cover doctor visits?

If you have an unexpected health problem when you travel to Germany, you may need to visit a doctor. Thankfully, your Germany travel insurance policy will cover outpatient services including doctor visits.

Can I buy travel insurance the day I leave?

Some travel insurance policies make it possible to buy coverage the day you leave or even the day after. However, most providers only offer coverage before the day of your departure.

How long does a travel insurance claim take?

Once you submit your required claims documents to your travel insurer, it may take 10-14 business days to receive an outcome but the length of time depends on the type of claim you want to make.

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