Over five million Canadians count on our life and health insurance and retirement savings solutions to ensure their financial security.
Desjardins Insurance is the insurance unit of Desjardins Group, the largest association of credit unions in Canada. Desjardins Insurance has two principal subsidiaries: Desjardins Financial Security (life, health and retirement insurance products) and Desjardins General Insurance inc.
Desjardins Financial Security Life Assurance Company is the life and health insurance arm of Desjardins Group. Desjardins is the 6th largest financial institution in Canada and 2nd largest property and casualty insurance carrier, after it purchased State Farm Canada in 2014.
For covering short-term financial obligations, Desjardins’ Term Life insurance policies are perfect. Term lengths usually range from 1 to 20 years.
Desjardins Universal Life Insurance policy merges a life insurance plan with a tax-free investment account in order to grow your wealth along into retirement age. It is a particularly flexible plan, allowing for a choice of terms, investment options and the ability to combine with additional RBC coverage plans.
With an option to pay off all of your coverage in as little as 10 years, Desjardins Permanent Life Insurance is a great solution for anyone looking for lifelong coverage (up to $2 million) with guaranteed premium payments for life.
Desjardins Critical Illness coverage was created with the goal of providing coverage in the event of a sudden onset of unforeseen critical illness. Covering 25 illnesses, this plan has the ability to be purchased alone, or combined with another life insurance product.
Desjardins Long Term Care seeks to protect those who are looking for coverage against the lost capacity to be independent due to illness or other related accidents. This plan will provide untaxed monthly benefit payments in the event of an unforeseen circumstance.
Desjardins Long Term Care is for those who are looking to protect against the possibility of disability, or inability to work and receive income. The Long Term Care plan can also be purchased as a solo product, or combined with other life insurance plans.