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Compare Disability Insurance Quotes

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Insurdinary helps people like you get connected to the best insurance in Canada.

Looking for Affordable Disability Insurance in Canada?


Disability insurance protects you from financial hardship in the chance that you are injured and are unable to work. If you end up with a disability, your top priority should be your health – not worrying about debt collectors.

That’s why at Insurdinary we help people get access to affordable disability insurance quotes so they can choose the best plan for them.

Are you protected? Compare disability insurance quotes online in minutes to get the coverage you need.

How to Know if You Need Disability Insurance


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If you are one of the primary earners for yourself or for your family, a lot is at stake if you get injured and are unable to work. If you end up suffering from a disability as a result of an accident or health issue, this may affect your ability to make an income.

Don’t put your livelihood at risk. With disability insurance, you can rest assured that you will be covered in the off chance that you are unable to work. In fact, disability income insurance often covers between 60% to 85% of your income.

You need disability insurance in the chance that:

  • You temporarily can’t work
  • You are permanently disabled and cannot work

You protect yourself and your family from financial hardship by getting disability insurance today.

Compare Quotes Online & Save


Save Money on Disability Insurance Canada Quotes

Private insurance can be expensive, but it doesn’t have to be. With Insurdinary, you can compare disability life insurance quotes online to find the best rate and plan for you.

See plans and get quotes from the best insurance providers in Canada.

  • Fewer Out-of-Pocket Expenses
  • Cover Up to 85% of Your Income
  • Protect You & Your Family Financially
  • Low Monthly Rates
  • Better Coverage When You Need It

Insurdinary is the only place where you can compare quotes from the top providers in Canada in just a few minutes. Simply sign up and receive options straight to your inbox!

Does Canada’s Public Health Care Plan Cover Disability?


Canada’s public healthcare plan only covers loss of income due to disability under certain conditions.

For instance, you may be eligible for “Employment Insurance” under the plan, but that only covers 15 weeks of work lost due to illness or injury. There are additional programs available for veterans and children, but restrictions apply.

You need a disability insurance plan that covers you no matter what, for the length of time that you need. You can’t afford to put yourself or your family at risk of dwindling income or savings.

Insurdinary compiled these provincial plans to guide each Canadian like you about your respective provincial health care plan and the services / benefits that are covered and not covered of the plan.

 

Provincial Health Care Plans:

Get Disability Insurance Quotes Instantly


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Receive Quotes from Top Insurance Providers in Minutes

When it comes to your health and wellbeing, there’s no time to waste getting the protection you need.

With Insurdinary, you simply sign up and get disability insurance quotes sent straight to you in a matter of minutes.

No need to comb the internet for different providers. We bring the top insurance companies in Canada to you so you can compare plans and rates right away.

Find the plan you need at a rate you can afford.

Plan for the Future with Disability Insurance


Protect Yourself & Your Family with a Comprehensive Plan

No one is ever fully prepared for a medical emergency. But with disability insurance, you can reduce the stress of losing work as a result of an injury or illness.

Insurance is a “just in case” measure that protects you from financial hardship when the unexpected happens. If you wait until an emergency occurs, it’s often too late to get the coverage you need.

Prepare for the Unexpected – Get Coverage Now

The cost of medical bills plus loss in income can become a huge burden. With disability insurance, you can rest assured that you won’t fall into debt or be put out on the streets due to your disability.

With just a low monthly premium, you’ll get insurance that makes you ready for anything that comes your way.

Find the Disability Income Insurance Coverage You Need


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Get the Right  Plan for You & Your Family

By getting private disability insurance, you have more freedom to create a custom plan that fits the needs of you and your family. You’ll be able to choose a provider and work with them to secure the best plan.

Get coverage for up to 85% of your regular income! Rest easy knowing that you’ll be covered if you are unable to work due to illness or injury.

Choose from Partial Disability benefits to Total Disability coverage in order to get the protection you need in the future.

Long Term & Short Term Disability Insurance Available!

Sometimes an illness or injury will put you out of work for a short period of time, but a serious injury could put you out of work for months or longer. That’s why you should discuss both short and long term options with your provider.
At Insurdinary, we get you connected with quotes from a wide variety of providers, with different plans available to you. You’ll be able to compare the duration of coverage, rates, type of coverage, and more.

Total Disability Insurance

When most people think of disability insurance, typically what comes to mind is total disability insurance. This is insurance that pays you benefits until you recover from your illness or injury (or until your plan expires).

If you lose your ability to earn income, total disability insurance will help you maintain your same standard of living.

Presumptive Disability Insurance

If you are injured or ill, the insurance company may presume that you will be unable to work – potentially, for good. This is typically the case if you lose sight in both eyes, hearing in both ears, or the use of both hands or feet.

Presumptive disability insurance covers you before you experience the financial hardship of being without work.

Partial Disability Insurance

Sometimes an injury or illness won’t be so severe that you are out of work completely, but that you have to cut your hours down. If you experience partial income loss, then you will want to have a partial disability plan in place. You’ll simply have to prove that a doctor is still treating you during that time period.

Disability Insurance Coverage for Pregnancy

If you suspect that you may become pregnant in the near or distant future, it’s worth it to get an insurance policy that covers possible complications resulting from pregnancy or childbirth.

If you are put out of work due to an unexpected complication, disability insurance may cover that loss of income.

Disability Insurance Coverage for Mental Illness

In the off chance that you are negatively impacted by an illness or injury and end up with a mental illness, you’ll need coverage to help you secure your income. Disability insurance for mental illness is available to make sure you have the money you need.

This type of insurance often covers mental illness caused by brain injury, bipolar disorder, depression, anxiety, and more.

No one is ever ready for a medical emergency. But with insurance, you can be sure that you have a plan in place that ensures that you and your family are taken care of.

Disability Insurance Quote Comparison - Get Quotes from Canada’s Top Providers


Compare Plans & Prices Side-by-Side

At Insurdinary, we provide quotes and plans from Canada’s top providers so you can choose the best coverage and rate for you.

Compare plans and quotes from Canada’s best disability insurance companies.

 

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Save Money on Disability Insurance Now!


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Many insurance providers charge high rates that never pay off in the long term. You need a reasonable plan with low monthly premiums that will give you the coverage you need, if or when you need it.

Don’t dip into your savings if you experience a medical emergency. With disability insurance, you can get a large portion of your income covered so you will stay financially secure, even if the worst happens.

Compare the Best Plans and Rates Online

Whether you live in Alberta, Ontario, British Columbia, or another province in Canada, you can be sure that Insurdinary will help you find the most affordable plan for you!

Get the Lowest Disability Insurance Quotes and Compare Rates Online


Compare disability life insurance quotes online to find the plan you want at a rate you can afford!

Insurdinary is here to help you get the perfect coverage, fast. Try it out for free!

Get the Best Rates on Any Type of Insurance


Insurdinary has you covered, no matter what life throws your way. Compare online for the best insurance coverage and rates in Canada!

Disability Insurance Frequently Asked Questions (FAQ)


Looking for disability insurance coverage in Canada?

Learn more about how to get the best disability insurance online by checking out the Frequently Asked Questions section below.

Why do I need disability insurance?

Illnesses and injuries happen, whether we expect them or not. With disability insurance, you’ll be protected in the chance that you can’t work due to illness or injury. Your insurance can often pay up to 85% of your loss in income, insuring that you can maintain your same standard of living.

How do I get a quote?

Insurdinary has partnered with the top Canadian disability insurance providers to connect you with disability insurance quotes, fast. Fill out a quick application to get custom quotes sent straight to your inbox.

How can disability insurance help my recovery?

Disability can help you in your recovery from an illness or injury in the fact that you can focus on getting better, rather than worrying about your loss of income. If you aren’t well enough to go back to work, disability insurance will help make up for that significant loss of money for you and your family.

How much of my income is covered by disability insurance?

How much of your income is covered depends on your unique policy and the conditions set by your provider. As is standard, your insurance should cover approximately 60% to 85% of your loss in income. Compare disability insurance quotes online to explore your options.

What’s covered by disability insurance?

Your Canadian disability insurance plan will cover a portion of your income lost in the chance that you are unable to work. The amount of coverage you get depends on your plan, provider, and monthly premium.

How do I qualify for disability insurance?

To apply for disability insurance, sign up to get quotes sent straight to your inbox. Then, choose the plan that sounds best to you and follow the application process set by your chosen provider. Qualifications may vary.

How much does disability insurance cost?

The cost of disability insurance varies based on your plan. If you need full coverage, your monthly premium may be higher than partial coverage. Discuss your options with your insurance provider to find the plan and rate that works best for you.

What’s not covered by disability insurance?

Certain conditions – such as pre-existing conditions – may not be covered under disability insurance. Every plan varies, so be sure to go over the coverage included in your plan with your insurance representative. Some conditions that may not be covered include cancer or a history of heart attack. Other circumstances that may not be covered include going to war, self-inflicted injury, or committing a crime.

How soon will I get my disability insurance quotes?

When you request online health insurance quotes from Insurdinary, you will receive quotes from top providers in as little as a few minutes.