A TD specimen cheque provides essential banking information like your transit number, institution number, and account number, used for setting up direct deposits and pre-authorized payments. It can be easily obtained through TD EasyWeb, the TD app, or by visiting a branch.

In 2025, Canadians can file their taxes for free using top-rated software like Wealthsimple Tax, TurboTax Free, H&R Block, and UFile Free. These platforms offer easy-to-use interfaces, CRA Auto-fill, and NETFILE certification for fast and secure submissions. Whether you have simple or more complex returns, these options are perfect for saving time and money this tax season.

Yes, you can get a credit card with bad credit in Canada by applying for a secured credit card or a guaranteed approval card. These options require a refundable deposit and are designed to help you rebuild your credit score through responsible use and on-time payments, with most reporting directly to Equifax and TransUnion.

Avoid investing mistakes by diversifying, sticking to long-term goals, understanding your risk tolerance, and being mindful of fees. Don’t let emotions drive decisions, keep an emergency fund, and regularly review your investments to stay on track.

A void cheque is a standard cheque marked with "VOID" to prevent its use for transactions. It provides essential banking details—such as the account number, transit number, and institution number—needed for processes like direct deposits and automated payments.

GST/HST payment dates in Canada are typically scheduled quarterly, on the 5th of January, April, July, and October. These payments are managed by the Canada Revenue Agency (CRA) and are designed to assist eligible individuals and families with low or modest incomes by offsetting the taxes they pay.

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Businesses, people and families frequently experience financial stress, job losses, market volatility, and financial uncertainty during any economic crisis. During […]

Life offers no guarantees, particularly regarding financial matters. People experience financial difficulties due to losing a job, unforeseen medical expenses, […]