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Burlington pet insurance

Learn about Burlington Pet Insurance

Burlington is one of the safest places for pets in Ontario. As a matter of fact, the city provides a healthy, caring, and safe environment for pets. However, if you own a pet in Burlington, you need an adequate Burlington pet insurance. Pet insurance in Burlington will assist you in covering several medical bills related to your pet.

Burlington pet insurance will cover among other things diagnostic tests, illnesses, prescriptions, surgery, hospitalization, emergency care, and accidents.  If you want, you can also add some optional coverage to the policy. General wellness coverage is a common optional policy that covers routine procedures such as checkups and vaccination.

Before taking out a pet insurance policy in Burlington, it is important to find out basic information about the policy including the waiting periods, stipulation, exclusions and limits. Also, find out what applies as regards the pet’s age or breed and the limits on benefits reimbursement.

If providing comprehensive coverage to your pet is of paramount importance to you, you need to take out coverage as early as possible. When pets grow old, they become prone to chronic illnesses; genetic diseases can manifest themselves in older pets. Furthermore, most Burlington pet insurance policies do not cover pre-existing conditions (conditions diagnosed before the policy’s start date). This is why it is necessary to take out coverage as early as possible.

To get a quote on Burlington pet insurance, click here.

Buy The Right Burlington Pet Insurance

The right Burlington pet insurance should cover most medical emergencies, accidents, illness, and hospitalization. But how do you know the right pet insurance coverage for your pet? With so many pet insurance providers and policies out there, you don’t want to choose any insurer that comes up in your search. You want to research and be sure you are going for the best insurer and the best coverage.

This is why you need to consider broad coverage rather than specific ones. Broad coverage is one that covers any medical emergency that may come up. Of course, the purpose of insurance is to cover unexpected occurrences and broad coverage is exactly what you need to do take out broad coverage.

Before you choose the Burlington pet insurance coverage, you should ensure that it covers the following:

  • Accidents and illnesses
  • Emergency care
  • Prescription medication
  • Hereditary, congenital and chronic conditions
  • Hospitalization
  • Specialist care, and
  • Surgery

To learn more about pet insurance click here.

Burlington Pet Insurance and Animal Shelters

  • Burlington Animal Shelter – 2424 Industrial St, Burlington, ON L7P 1A5 – (905) 335-3030
  • Burlington Humane Society – 740 Griffith Ct, Burlington, ON L7L 5R9 – (905) 637-7325
  • Animal Aid – 2319 Fairview St, Burlington, ON L7R 2E3 – (905) 637-7325
  • Oakville & Milton Humane Society – 445 Cornwall Rd, Oakville, ON L6J 7S8 – (905) 845-1551
  • Hamilton Burlington SPCA – 245 Dartnall Rd, Hamilton, ON L8W 3V9 – (905) 574-7722

To learn more about the Burlington pet insurance and animal service, click here.

Pet Insurance Terms

  • Co-insurance – This includes the part of the insurance claim that the insured is responsible for. If the co-insurance is 10%, it means that the insured has to take care of 10% of the cost of the claim.
  • Deductible – This is the amount agreed between the insured and the insurer that the insured has to pay before the coverage kicks in. It may be charged per year or per claim.
  • Pre-existing condition – This is a medical condition diagnosed before the effective start date of the policy or before the end of the waiting period. Most Burlington pet insurance companies do not cover waiting periods.
  • Breed exclusion – Depending on the insurer, some pet breeds may be excluded from the insurance coverage due to several factors such as the genetic or hereditary diseases common to those breeds.

To learn more about pet insurance, click here.

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Burlington Pet Insurance FAQs


Does pet insurance go up if you claim?

Your future pet insurance premium may not increase when you make a claim. This depends on the insurance company.  It should be noted that insurance premium is generally increasing due to advancement in veterinary care resulting in rising cost.

Can I get pet insurance for older pets?

The risk of chronic illnesses increases as pets age. Genetic diseases can easily manifest in older pets. This is why some pet insurers do not cover older pets up to 7 or 8 years. However, you can find suitable coverage for older pets.

How long after taking pet insurance can I make a claim?

The waiting period of pet insurance companies vary but several insurance companies have a waiting period of 14 days. The waiting period determines the length of time you have to wait before making a claim. it may be shorter for accidents.

How much does pet insurance cost for a dog per month?

The cost of pet insurance may vary remarkably and could depend on several factors. However, most insurance companies charge a monthly premium from $10 to $100.

To get a quote on Burlington pet insurance, click here.

What to Ask Before Purchasing Pet Insurance

Before purchasing Burlington pet insurance coverage, it is very important to ask the right questions and get to know everything you can about the coverage. You need to understand what works and what does not work in the coverage and properly access the coverage options before you opt for it.

Here are some questions to ask before taking out pet insurance Burlington:

  • What is covered and what is not?
  • What illnesses and injuries are covered in the insurance?
  • What makes up an accident?
  • Does the policy include out-of-country or province coverage for my pet?
  • Are there breed-specific exclusions?
  • Is there any benefit or effect on my plan if I enroll multiple pets?
  • How long does it take to process a claim?
  • Is there any waiting period before I can make my first claim?
  • Will my premium change over time or as my pet ages? Will it increase if I make a claim?
  • How do I make a claim? Do I have to pay the veterinary upfront?

To learn more about Burlington pet insurance, click here.

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