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Barrie Pet Insurance

Learn about Barrie Pet Insurance

Barrie is one of the fastest growing cities in the Canadian province of Ontario. As the population of the city grows, so does the population of pets. Pets, just like humans, can fall sick and could sometimes develop critical illnesses. When pets become critically ill, the cost of medical treatments could amount to thousands of dollars. You don’t want to spend a lot of money on your pet due to unexpected sicknesses. This is why you should take out Barrie pet insurance coverage.

With Barrie pet insurance coverage, you can get the assistance you need for pet-related medical expenses. Most Barrie pet insurance policies cover accidents, hospitalization, illnesses, emergency care, prescription, diagnostic tests, and hospitalization. It is also possible to add additional or optional coverage such as general wellness coverage to the policy.

Finding a great pet insurance policy requires effort. You may have to spend a lot of time researching policy options to choose the coverage that ticks. You need to consider the coverage’s limits, waiting period, stipulations, exclusions, and what the coverage requires for the pet’s age or breed before you make a purchase. Being well-informed can save you a great deal and help you to get the best out of your coverage.

Pet insurance coverage should be purchased as early as possible. Putting off pet insurance purchase is a bad practice. This is because pets can easily develop critical or chronic illnesses as they age. Genetic diseases may manifest easily in older pets and pre-existing conditions could be diagnosed before you get coverage. Most pet insurers exclude pre-existing conditions from their coverage. This means that delaying pet insurance may make it difficult for you to get comprehensive coverage for your pet.

To get a quote on Barrie pet insurance, click here.

Buy The Right Barrie Pet Insurance

The first thing you need to do before purchasing Barrie pet insurance coverage is to research the available pet insurance providers in the city. There are lots of pet insurance providers around and you want to get the best coverage available for you with few exclusions.

By comparing policy options, you will be able to get the coverage that offers the features you desire. When taking out pet insurance Barrie, it is necessary to go for broad coverage with few exclusions. Policies with a lot of exceptions are not usually suitable because they do not provide comprehensive coverage and may not be a great option for you.

Before you choose the Barrie pet insurance coverage, you should ensure that it covers the following:

  • Accidents and illnesses
  • Emergency care
  • Prescription medication
  • Hereditary, congenital and chronic conditions
  • Hospitalization
  • Specialist care, and
  • Surgery.

To learn more about pet insurance click here.

Barrie Pet Insurance and Animal Shelters

  • Furry Friends Animal Shelter Inc. – 25 Hart Dr unit 15, Barrie, ON L4N 5R8 – (705) 792-4911
  • Ontario SPCA Barrie Animal Centre – 91 Patterson Rd, Barrie, ON L4N 3V9 – (705) 728-7311
  • Everlasting Bond Pet Service – 273 Anne St N, Barrie, ON L4N 4Y1 – (705) 794-4791
  • Big Bay Animal Hospital – 350 Big Bay Point Rd, Barrie, ON L4N 8A8 – (705) 735-1414
  • Top Dog K9 Services – 366 Huronia Rd, Barrie, ON L4N 8Y9 – (705) 812-7529

To learn more about the Barrie pet insurance and animal service, click here.

Pet Insurance Terms

  • Co-insurance – This is the percentage of the cost of the pet insurance the pet parent has to pay after paying the deductible. If your pet insurance is $100 and your co-insurance is 20%, it means that you will pay $20.
  • Deductible – This is a specified amount of money you have to pay before the insurance company will pay a claim. It may be calculated per claim or per year.
  • Pre-existing condition – Chronic medical conditions the pet was diagnosed with before the policy’s start date is a pre-existing condition. Most pet insurance companies in Barrie do not cover pre-existing conditions.
  • Breed exclusion – Depending on the pet insurance provider, some pet breeds may be excluded from the insurance coverage. In other words, conditions common to that breed may not be covered by the policy.

To learn more about pet insurance, click here.

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Barrie Pet Insurance FAQs

Does pet insurance go up if you claim?

Your Barrie pet insurance policy may or may not go up when you make a claim. It depends entirely on the insurance company. It should be noted that insurance cost is generally increasing, thanks to the advanced veterinary care.

Can I have two pet insurance policies?

Yes, you can have two pet insurance policies but you can only claim on one of the policy. It will be considered fraud if you claim on more than one policies.

How soon does pet insurance take effect?

After purchasing pet insurance, you will wait for the duration of the waiting period before your coverage will take effect. Pet insurance companies have different length of the waiting period. For most, the waiting period is 14 days but it may be shorter in case of an accident.

What does pet insurance actually cover?

Barrie pet insurance covers essential medical costs, especially in an emergency. The plan can help you pay for treatment when your pet is ill and it could also cover routine procedures.

To get a quote on Barrie pet insurance, click here.

What to Ask Before Purchasing Pet Insurance

Before purchasing a Barrie pet insurance policy, it is necessary to ask the right questions to make sure that you understand the policy. You need to understand what the policy covers, what works and what does not work before making a claim.

Here are some questions to ask before taking out Barrie pet insurance:

  • What is covered and what is not?
  • What illnesses and injuries are covered in the insurance?
  • What makes up an accident?
  • Does the policy include out-of-country or province coverage for my pet?
  • Are there breed-specific exclusions?
  • Is there any benefit or effect on my plan if I enroll multiple pets?
  • How long does it take to process a claim?
  • Is there any waiting period before I can make my first claim?
  • Will my premium change over time or as my pet ages? Will it increase if I make a claim?
  • How do I make a claim? Do I have to pay the veterinary upfront?

To learn more about Barrie pet insurance, click here.

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