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Alberta Travel Insurance

How do I pay for my health care when I travel outside of Canada?

Before traveling outside Alberta, you can buy private health insurance that would cater for services not covered by AHCIP.

The Canadian Life and Health Insurance Association (CLHIA) provides information about the type of travel insurance you can get when you travel outside Canada. To get more information call CLHIA.

Toll Free: 1-888-295-8112

In Toronto: 416-777-9002

What Does My AHCIP Cover?

Traveling outside Alberta? You need comprehensive coverage that covers you in the case of medical emergencies, trip cancellation, and several other uncertainties. AHCIP provides out-of-country funding for health and dental related issues. However, these expenses cover some costs, especially medically necessary costs. If you need additional coverage, you will have to consider getting extra coverage. You may need hours of comparing several policy options to choose the best coverage. Call Insurdinary for travel insurance quotes Albertans can pay. We will connect you to insurance advisors who will guide you to choose the best Alberta travel insurance.

AHCIP offers free basic health care to Albertans even in other parts of Canada. Although you might have to pay for health care in some parts of Canada, you just have to send the receipt to your local Ministry of Health office in Alberta when you get back to your province. However, your provincial coverage will only pay you back an amount equivalent to the service in Alberta. Even when you are in Alberta, it is necessary that you keep your AHCIP health card. Your doctor will request for this card to ensure that you are covered by AHCIP.

To read more about Alberta Travel Insurance, click here.

How Much Alberta Travel Insurance Do I Need When I Travel Abroad for Study?

Before planning to school outside Alberta, you need to get extra private medical insurance; besides, you should also fully understand what your policy covers. Your coverage should be comprehensive when you travel for education outside of Canada, especially if you plan to pursue an accredited full-time study or learning opportunity.

Check the ministry’s Fact Sheet for more information about traveling outside Canada on “Traveling outside Canada”.

To learn more about Alberta Travel insurance for students, click here.

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How Much Alberta Travel Insurance Do I Need When I Travel Abroad for Work or Business?

You need additional private medical insurance when you travel outside Canada for work or business related purposes. It is important to fully understand what the policy covers to make the most of AHCIP coverage. This is necessary no matter the type of coverage you need and the purpose for the coverage whether for work or employment.

Refer to the AHCIP’s Fact Sheet for more information about traveling outside Canada on “Traveling outside Canada”.

To learn more about Alberta Travel Insurance for employment or work, click here.

What is the latest in the Alberta Travel Insurance News?

A Calgary man, Michael Hornburg traveled to Spain last fall in honor of his son, Corporal Nathan Hornburg, who was killed in Afghanistan at the age of 24.

Rachel Herbert, Hornburg’s daughter, recalled that her father felt as if Nathan was with him throughout the journey. Just a few days before he would go home, Michael was admitted to the hospital after a seizure.

After flying to Spain to be with her father, Herbert contacted Michael’s insurer, Allianz Global Assistance of Canada. In addition, she made all the requisite documents from the Spanish hospital available to the insurer. According to the neurosurgeon, Michael couldn’t fly without medical accompaniment and she needed between $60,000 and $80,000 for an air ambulance.

The worst of it all was that Allianz replied after six days and denied the claim, stating that he did not reveal that he received a prescription for indigestion 18 months earlier. Herbert had to cater for the air ambulance, accommodation, and flight for her and her husband.

With the help of her lawyer, Herbert battled the insurance company to recover the bills and at the end of the day, she got $27,000, but the family still had $30,000 in pay. Herbert exclaimed that the insurance company just wants to burn people out until they cannot deal with it any longer.

Thankfully, Calgary military members donated $25,000 to settle the remaining costs. Herbert said the family would like to donate the money back to the military. She was disappointed in the insurance company that they are not ready to do anything for people who are not equipped and didn’t have the finances.

Allianz issued a statement stating that the eligible expenses covered under the policy were not just approved but also fully reimbursed to the maximum amount of the coverage available to each of the applicants.

To learn more about Alberta travel insurance news click here.

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