In 1889 L’Union Saint-Joseph formulated a joint fund to provide for their needs in case of illness or death. They would later be known as The Union Life Mutual Insurance Company, and finally take on their new alias today as UV Mutual Insurance. UV Mutual was conceptualized in Drummondville, Quebec and still remains there today. UV Insurance is community oriented and makes annual donations to better the lives of Canadians.
UV Insurance offers insurance coverage for whole life, term life or universal life insurance, critical illness insurance, disability insurance, health insurance, travel insurance, home insurance and auto insurance, available for individuals. Group insurance is available to businesses, organizations and associations.
NAME
DETAILS
Company Name
The Union Life Mutual Assurance Company
Head Office Address
1990 rue Jean-Berchmans-Michaud, Drummondville QC, J2C 7G7
Contacts
1-800-567-0988 Fax: 819-474-1990
Email
info@uvinsurance.ca
Website
https://uvinsurance.ca/
In Business Since
1889
A.M. Best Rating
-
Financial Assets
$225 Million
Terms and Conditions
https://uvinsurance.ca/terms-and-conditions/
How Do I Purchase a Plan with UV Insurance?
To purchase a plan with UV Insurance, visit their website to get started. You can view existing policy plans and fill out an application form. You can also call customer service to get started.
How Can I Reach UV Insurance by Telephone?
You can reach UV Insurance by phone by calling them at 1 800 567-0988.
How Do I File a Claim with UV Insurance?
Claims can be made directly on the UV Insurance website. You’ll have to select the applicable forms you require and take it from there.
UV Insurance Pros and Cons
As with any product or service, and depending on your individual needs, there is always advantages and disadvantages. Let’s take a look:
Why UV Insurance Could Be Right for You:
Offers a wide range of insurance products
Flexible payment options
Financial security
Why UV Insurance May Not Be Right for You:
Limited product knowledge online
Coverage is limited to Canada
Premium costs
What Does UV Insurance Cover?
UV Insurance in Canada provides comprehensive coverage against unexpected medical expenses and emergencies. With various plans tailored to individual needs, UV Insurance ensures access to quality healthcare services without financial worries. Whether it's hospitalization, prescription medications, or specialized treatments, UV Insurance offers peace of mind, making health and well-being the top priority for all Canadians.
UV Insurance Health & Dental Plans
Early Learning
You can purchase this insurance plan for your child when they are between the ages of 0 and 36 months old. The coverage amount for this plan ranges from $250 to $50,000. Coverage with Early Learning begins when your infant turns 15 days old, or when UV Insurance receives the application. If you purchase another plan with UV Insurance within 12 months, you can get a fee refund.
Juvenile 30/100
Getting insurance coverage for your children such as Juvenile 30/100 will help you keep your children protected at highly affordable premiums. The maximum amount for this life insurance is $500,000 but you can also opt for $100,000 or $250,000. The insured amount is automatically indexed by 10% every year during the first 10 years. The plan is designed to provide maximum life insurance protection to children 0-15 years with affordable premiums. It helps you to secure the future of your children and grandchildren. The plan can be easily converted to permanent insurance at age 30. You don’t even need a health statement to do this and also the insurance premium will be guaranteed. UV Insurance juvenile 30/100 covers life insurance, critical illness insurance and accidental fracture for your children. 9 critical illnesses are covered including stroke, coronary artery bypass surgery, heart attack, and cancer and 5 child diseases namely, cystic fibrosis, cerebral palsy, muscular dystrophy, type 1 diabetes mellitus, and congenital heart disease. On expiry, the term to age 30 can be converted to term to 100 at a highly competitive rate.
AdapCI Critical Illness Insurance
AdapCI allows you to get your premium back in the event of death, provided no claim has been made for a critical illness condition. You can also get 100% your premium back if you cancel your critical illness insurance once premiums are due. A lot of critical illnesses are covered by this plan. This includes 24 critical illnesses and 4 noncritical illnesses. The critical illnesses include illnesses covered in the juvenile plan and more. AdapCI provides robust protection from $10,000 to $2,000,000. It is a highly flexible and also affordable critical illness insurance plan. The plan covers 24 critical illnesses and 4 noncritical illnesses. All the critical illnesses covered in juvenile insurance are covered by this plan and more. You can get back your premium after 10 years, or in the event of death if you have not made a claim. You have an option to choose when to end your payment. Available options include until the age of 25, 35, 45, 55, 65, or 75.
UV Life Insurance Plans
UV Insurance's life insurance plans in Canada offer essential financial protection and peace of mind for you and your loved ones. These plans are designed to provide a financial safety net in the event of your passing, ensuring that your family's future is secure. With various options available, UV Insurance's life insurance plans can help cover expenses such as mortgages, education costs, and daily living expenses, allowing your family to maintain their quality of life during challenging times.
Term Life
The term life insurance is available for the duration of 10, 20 or 30 years. You need to be between 18 and 65 to be eligible for this life insurance. Your coverage can be renewed until your death, every 10 years at a guaranteed premium. If you are unable to perform 4 of the 6 daily living activities before age 60, you could receive 50% of your initial premium amount.
Your term insurance can be easily converted to a whole life insurance until age 70. You don’t even need evidence of insurability to do this. In the event of your death, the plan will pay your funeral expenses, your tax and debts, leave an inheritance for your dependents, and maintain the standard of living of your beneficiaries. You can add critical illness and supplementary benefits such as dismemberment and accidental death.
Integral Permanent Life Insurance
Integral permanent life insurance covers you on the insurance that is equivalent to the total premiums you have paid. In other words, as soon as you stop paying premiums, your insurance coverage will be adjusted to its reduced equivalent depending on the total premiums you have already paid. Integral permanent life insurance allows you to pay premiums all your life. With this insurance plan, you can interrupt payment as you wish without losing money. You can also stop paying premium anytime you want and will still be insured for life. The plan covers you by a reduced equivalence of your insurance equivalent to the total amount of premiums you have paid when you stop paying premiums. You can cancel your insurance contract and redeem a part of the premiums you have paid. The money you redeemed can be used for any purpose such as health issues, personal projects and so forth.
Adaptable Permanent Life Insurance
Adaptable permanent life insurance offered by UV Insurance allows you to leverage adequate legal protection at no extra cost. It covers 8 legal fields, namely, personal, real estate, assets and property, family, business, labor, consumer protection, and civil liability and litigation. Besides, you can opt for this insurance plan without any proof for insurability. The insurance plan includes two chapters, namely, a basic option (chapter A). This is a term insurance that insures up to $100,000. The second chapter, chapter B, is optional. It is a permanent insurance option. Adaptable permanent life insurance has one of the highest cash values in the industry, you can even borrow against your cash value. The premiums can be paid in 8 premium payment periods namely to age 25, 35, 45, 55, 65, 75, and 85. Only a minimum of 20 years of payments is allowed. Legal assistance is also included in the plan at no extra cost. This covers 8 legal fields namely, personal, real estate, assets and property, family, business, labor, consumer protection, and civil liability and litigation. You can opt for this insurance plan without any proof of insurability.
Whole Life High Values
This is a new permanent life insurance product offered by UV Insurance. Premiums are fixed and you’re guaranteed to be insured regardless if your health changes or not. The insurance is payable for 20 years. Receive tax-free coverage that ranges from $10,000 to $2,000,000. With Simplified issue, there is no medical exam required and the coverage provided is for $10,000 to $150,000. In your 10th year of being a policyholder, you’ll have access to a cash value.
Are you Looking for a trader that can help you in managing your Bitcoin for profitable returns, don't hesitate to contact Mrs. Hayden Charlotte. i decided to give her a try by investing $500 in her trading platform six days after my investment in her company i received an incredible profit of $7400, i was very happy, and requested for withdrawal to confirm and it was successful and the withdrawal worked perfectly. Thanks Charlotte you're truly a Forex / crypto expertise. If you're interested investing in forex or having difficulty trading i highly recommend Hayden Charlotte. Reach her through the links below.
Wow this unbelievable! I never thought I can make real money from Forex trading. I thought everyone on the platform were just scammers who have no human feelings . I got scammed a few times. Please be careful while investing I know there are real managers and I have met one. Mrs lilian wilson is a real and legit manager who will do anything just to make you get your profits after your trade duration . She has done that for me, now I don't have to worry about cashing out my profits . She will put a smile on my face once again, you can contact her via Email: lilianwilson220@gmail.com WhatsApp: +1 (714) 698-9275
Andile Hlela
This comfortable and good standard of living I now enjoy with my family, is all thanks to you Ma'am Helen Edwin, before now I had a low income and did a lot of online trade which no profit, but you can like an angle and change all of that in just one week, you turned my $600 to $8,450 with your intelligence as an expert and from that day I had made more profit each week investing more, there is no amount of thanks that will be enough for what you have done for me and my family, but I promise Ma'am I will speak of your honesty,handwork and trust to the world, this is dream come true for me for finding a legit account manager like you, I advice the entire public to invest with Mrs Helen Ewdin cox and be financially sable contact her on the following Email: helenedwin066@gmail.com WhatsApp: +1 (315) 407-1224
Ndim UTatakho Nyana Ungoyiki
I highly recommend Mr Danny A Stewart to you because he's a very true and genuine man. So I finally decided to introduce my trading manager to you if you're interested in $8,500 earnings weekly in crypto (binary) trading. Whatsapp +12066725974 or click on the name below to contact him directly here on facebook; 👇👇👇👇 Danny A Stewart 👆👆👆👆 Telegram: Danny_stewart93
Jordan L Reyes
Words can't really express how much happiness Mr Ralph Carico platform has brought into my life, my home is filled with joy and gladness, I say a big thanks to you and your platform and i will keep investing with you Ralph Carico thank you so much.
Tomy Kakule Kihese
I finally found an account manager of which for the first time in 5 years I will write a positive review. Mr. Robert really showed his good side. With the depositing and withdrawal of funds, in general, there are no problems, everything comes on time, and of course, webinars which are conducted very often for beginners, traders and if you want to recover your lost funds I recommend Mr. Jackson Robert. In general, for five months I have had no complaints about the platform. you can reach him via email ✉️is.jacksonrobert@gmail.com Whastapp:+1 (657) 366-7359
Mary Adeniji
I have seen and tried different strategies and methods even lost alot of money while trying. Until i was introduce to this new strategy that got me back on track and i have been able to regain my lost money and still making consistent growth on all of my trade. Mrs victoria crypto is an amazing trader, she steadily lifted me out of financial penury. If you are interested and tired of losing your money You can reach her Whatsapp: +1 (702) 919-0093 Email: victoriacrypto062@gmail.com
Tasha Manase Iv Beabyy
I had the best experience working with Mrs Jessica Wayne, She started managing my trading account with my first deposit of $1000 and made over $10,550 in less than 2 weeks Thank you for making the process stress free! Highly recommend Mrs Jessica Wayne to anyone regarding their account managing needs! she's very hardworking and her professionalism is top-notch and worth sharing for the benefit of other's, Contact her and you won't be disappointed her service is one of the best and I'm glad to testify about it anywhere, anytime this is the most lucrative and stress-free business that I've ever invested on. DM her WhatsApp:+19186093473 or Email: jessywayne2j2@gmail.com
Mogelo Kammuu
We had just lost our son 😭😭 there was no hope for me and my husband, we lost our jobs and suffered looking for another job luckily my husband came across McInn Griffin on Facebook review about forex and Bitcoin trade/ crypto currency exchange I borrowed $1000 to invest with McInn Griffin and I have a profit of $13800 in 6 working days now we have all our credit cards paid off and we are very grateful to you Sir I will advise all of you who want to invest for the future to connect with him please and please you should not invest with all these scammers out here who asks you for money. You do not have to give him anything and you can reach McInn Griffin via Email: griffinmcinn54@gmail.com WhatsApp Number : +12134438269 he is very trustworthy and reliable, check his name on Facebook. "Success doesn’t come to you, You go to it... I’m not the one to call you to invest and have a bright financial situation. If you know what’s right, you’re supposed to contact him now and start trading ASAP”
Lanie Velasco-Jn Charles
So quick and efficient. Sourabh was very accommodating and helpful to what I needed for health insurance. They were able to call me back without having to have waited 1-2 business days. Love it!
Kenneth Schock
To ensure continued confidence that our long term health needs will be maintained.
Angie Mena
Christine helped me over the phone and was amazing and respectful
Steve Kriston
It was convenient and easy. Chris couldn’t have treated us better if he’d been sitting right beside us. Great experience!
Karen Roberts
The application process was easy and they were able to get me a great rate! The customer service was excellent!
Laura Christina
Very quick and formative.
Robert McLean
He was so nice to me told so much about it thanks so much
Charlaine Banfield
Gautam was very helpful in making my decision about which insurance to purchase. I would recommend this insurance company
Adam Diamond
George was helpful quick and knowledgeable with helping me find something suitable and that worked best at that. I definitely recommend Insurdinary for all of your insurance needs. Thanks George!
Holly Hanna
Very polite and courteous! Def a thumbs up ☺️
Kathy Jackson
Make it possible to contact a CSR who doesn't transfer me around 7 times before telling me they can't find their own policy issued to a customer - a policy number taken from their own letterhead!! I will tell everyone I know, in every way, to avoid your company at all costs. If I have to, I will contact CBC W5 or Marketplace. Manulife, you have messed with the wrong estate executor!!
Dee Garrett Gauthier
We had an excellent experience with Insurdinary. We strongly recommend them for insurance. Very pleasant to speak with. Fast and easy. We will be telling our family and friends all about it. Give them a call.
Edward Fayer
The easiest way to find an insurance plan that works for you!
Nicole Florendo
Get Quotes and Compare the lowest and best insurance rates now!
Widya Febrina
Thank you so much George for your help , you so quick to respond me back and help me lots everything done so quickly. The best services ever. I will recommend to all my friends . Thank you so much I do really appreciated it..
Eric was quite helpful in suggesting insurance coverage best suited to my needs and quickly took care of getting me all signed up once I made the decision to move forward
mac mchenry
Kent Carstairs
Armando Perez
Easy to work new insurance when your agent Felipe Portes is effective, know his product and try to find the best product for your needs. Looking for insurance is jungle of options, so nice to have someone to direct you. An no stress experience.
Shirley Hartling
Agents were very courteous, helpful, and processed the purchase of my policy in excellent time. The cost of the policy was very competitive. I would use Allianz again with no quandaries.
Ken Zwicker
Russell Anderson
Michele Hicks
very easy and polite to deal with
Gail Levangie
While the customer service agents were great and very helpful - Maria and Eric -Trying to get access to the documents was extremely frustrating. Entered the password at least 6 times all rejected. Want info before I leave.. don’t want to deal with this in the event of an emergency
Morris MacKay
I was treated with the upmost respect and kindness by Dornaz. Very professional.Thank you so much
Marlene
Very good and thorough serviceThank you
Gary Oliver
The lady (Christine) who we spoke to about the health/dental insurance was very helpful and friendly. She was very knowledgeable. She was very pleasant and made the whole conversation easy. She was very easy to understand. Thanks
Robin
Great service! Friendly & fast service! Dornaz made sure I had the best price
Joseph Szucsik
Kim Marcotte
Christine was very professional and answered all my questions. I felt very much at ease and feel l made the right choice goingvwith Manulife Insurance.Thank you Christine
PAT BEAUDOIN
I called for a quote on getting travel insurance for my upcoming trip to the US, Dornaz from Alliance Income was such a pleasure to deal with! She was thorough and got me a great deal, I will definitely recommend her and the company to others.
Rosa McTavish
Great service. Quick and efficient quote and very well priced. Sehar B. was excellent to deal with.Allianz was the first to send out the quote from a list of companies I contacted.
Ray Irwin
Knowledgeable, fast and courteous
Roger Patton
Filipe P. was my Allianz Rep. on this Emergency Medical trip insurance transaction. I had a great experience booking this insurance through Felipe. He was very courteous, efficient and helpful and provided me with all the information I needed to complete the transaction. Thank you Filipe for being a very good representative for your Company.
Josh Dew
We dealt with Dornaz for our travel insurance for our family of 5. She got us amazing insurance. At a great price. A piece of mind for my wife and I to take the kiddos on a 3 week vacation! Thank you Dornaz we very much appreciated all your help!!
Don Lajeunesse
Azaria was very helpful as she explained every step in a way I could understand. Eric was equally as knowledgeable and helpful. Thanks again Azaria and Eric.
Debbie McNeil
It was quick and painless. The girl that took care of me was well spoken and knowledgeable. I would definitely deal with this company again.
Bhaskar Reddy
Excellent
Jamin Mast
Eric was very respectful and made it very clear and simple. I would highly recommend.
Alaa Mahgoub
Excellent representative
Van Hai Nguyen
Fast
Mala Sahai
Friendly prompt service
Mona Lee Currie
Twice today, I interacted with Daniel, insurance agent extraordinaire. He found insurance for my husband, who has a few health problems. We also discussed various ways of making the policy more cost effective. I feel very comfortable discussing various ins and outs of my policy. He always let's me know all the things I need to know so that I don't run onto trouble of any kind. Our insurance this time is with Allianz.
Zack Kunkel
Very helpful and had no complications
Krystyna Skwira
Ivy Blue
He was easy to talk to when asking questions. He was very clear when explaining the product he made it easy to want to invest in my self.
Hemantkumar Godbole
I am happy about the service from Ummi Hanny her honest service surely assets for her company i wish Ummi good luck and happy new year
Francois Wentzel
Ruth Matthews
Frances Wong
Sahar was a pleasure to work with. Her patience and calm demeanor were admirable. I asked her to give me time to compare prices and every time she called me back when I had asked her to (at least 5 times over a period of months). Her knowledge and advice on various options for me made the decision a bit easier to make.
Josh Dale
Terrible! I wouldn’t even leave a star, but you have to at least choose one!I had submitted an insurance policy, and as it was still pending, I cancelled (a few hours later) - over email. I did not receive an email back! I have since sent 2-3 more emails and inquiries from their website to cancel the pending policy. No response!I go on my online banking, and was charged 100+ dollars (which is what I was trying to avoid). I tried to inquire about it, no response!On top of that, I got charged the money - and have not been contacted by a single broker, have not received a single package, have not received any information whatsoever, so basically I got charged money for nothing!Terrible! I do not recommend!
Richard Lean
First time booking travel insurance for myself, and not sure what to look for. Contacted Insurdinary on line one evening and they responded next day. Vary happy with first contact, Ummi and information supplied. Received a quote, very quickly, and advised I would check with my daughter first (I'm 82 years old). Ummi called back next day and everything arranged at a very nice price. Highly recommended, from a happy old man.
Sharon Potter
Prices are very good. Really liked that we could talk to an agent. We spoke to three agents and all of them were very knowledgeable and professional. Returned our phones call very quickly. Our agent (Ummi Hanny) explained all options and answered all our questions which resulted in a cost saving for us.
Melinda Diggs
quick informative
Mohez Kamalia
I dealt with Ummi (agent) and was extremely pleased with her service. I wish there were more like her with other companys i deal with.
Helen Davidson
Very professional and helpful.
Brocks Stone Works
Sehar was very helpful and directed me to a good vacation insurance for our needs I would definitely call her again.
Bessie Terzi
The agent was very knowledgeable and follow up was great!
Eric G
Driver took the time to hide my package as it was a new computer monitor. Appreciate the extra effort.
Karen Cooper
AWESOME Travel Insurance Rep SeharSehar was very professional caring inviting questions as well as very informative and patient. Thank you Sehar !
Annemarie MacLennan
Dornaz was unbelievable, I would recommend her to anyone. I will be calling her on all my trips. I will definitely refer her to all of my friends and families.
Marie Thomas
Excellent Communication, follow up and service from call taker. Went above and beyond in patience and explaining options and coverage limitations
Dancandy Skiba
Dorozand Aresenio were Very helpful and courteous . Will definitely deal with this company , Candy