The Co-operators

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The Co-operators Insurance Plans | Farm | Business | Auto | Home | Travel | Life

The Co-operators Group Limited, founded in 1945, is a Canadian insurance co-operative owned by 44 members including co-ops, credit union centrals and representative farm organizations. It is one of the leading Canadian-owned multi-line insurers, offering auto, home, life, farm, travel and business insurance as well as investments. The company was started by farmers in Saskatchewan, in 1945.

Today, The Co-operators has over a million clients across the country, but we always stay true to our roots and to the vision of a small group of Prairie farmers in 1945.

Making a Difference

At The Co-operators, we strive to align everything we do with the core principles of economic, environmental and social sustainability, in ways that advance the financial security and resiliency of Canadians and their communities.

Why Cooperators are better

The Co-operators Group Limited (CGL) is a Canadian-owned co-operative with over 70 years of history. Our members include co-operatives and credit union centrals. From communities across the country, they represent a variety of sectors, including agriculture, finance, service, retail/consumer, health and labour.

The Co-operators Term Life Insurance

Designed to cover the needs of a policyholder during a stage of heightened financial obligation, The Co-operators Term Life insurance plan protects for a given term: 10 to 30-year renewable terms are available.

The Co-operators Whole Life Insurance

Providing a combination of fixed premiums and permanent life insurance, The Co-operators Whole Life insurance is a great option for those looking for a long-term plan. Tax-advantaged investment opportunities are available.

The Co-operators Universal Life

Unlike Whole Life insurance, The Co-operators Universal Life plans permit a high degree of flexibility. With these plans, you control your investments and premium payments – the decisions are in your hands.

Critical Assist® Critical Illness Insurance

With the goal of protecting you in the event of a critical illness, Critical Assist® from The Co-operators will provide a lump-sum payment to a policyholder in need. Also offered from The Co-operators, Critical Assist® Head Start aims to cover children who may be affected by one of 36 covered conditions.

Edge Benefits® Disability Insurance

With Edge Benefits® Disability Insurance, you’re covered tax-free. In the event that you become disabled and cannot continue to earn your normal wages, The Co-operators disability insurance has got you covered.

Mortgage Guard® Mortgage Insurance

A hyper-flexible plan from The Co-operators, Mortgage Guard® Mortgage insurance is a combination of several policies. Mortgage Guard® is a life insurance plan that covers your mortgage in the event of your passing, but also comes with the option of adding critical illness and/or disability coverage for your added convenience.

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