Prepared Accidental Death Term Insurance
Prepared Accidental Death Term – The Insurance to Keep You Prepared Against Accidents
Accidents do not give warning signs before occurring. The best you can do to protect yourself and your family against accidents is to be prepared for it. Accidents are one of the leading causes of death in Canada and the United States. When you are prepared against accidents, you can be sure that your family will be protected. This is exactly what Foresters Financial Prepared Accidental Death Term Insurance is designed for.
Foresters Financial offers affordable and simple accidental death insurance that provides you with $300,000 in benefit. It is aimed at protecting your beneficiaries and family members from financial hardship that could be caused by your demise. You can further improve your protection with the riders that come with the plan.
Benefits and Features of Foresters Prepared Accidental Death Term Insurance Plan
The optional riders in this plan can help to greatly enhance your results. These include disability income rider which provides your family with a regular monthly income benefit if you become disabled. Some other riders include a waiver of premium rider and a return of premium rider. The former can protect your valuable insurance coverage during a total disability caused by an accident while the latter will allow you to get back all the premiums you paid if you outlived the terms of the certification.
- The prepared accidental death insurance is an affordable and simple coverage that provides protection up to $300,000.
- It comes with optional riders that can improve your plan and help you to get an enhanced result.
- The disability income rider is for you if you are unable to earn an income due to total disability. The rider will provide you a regular monthly income benefit.
- Waiver of premium rider can protect your valuable insurance coverage during a total disability caused by an accident.
- The return of premium rider allows you to get back all the eligible premiums you paid if you have outlived the certification term.
- The riders are not available in all states or provinces and your insurability will depend on your answers to questions on the application.