Humania Assurance

Humania Assurance Plans | Life | Mortgage | Disability | Critical Illness | Children | Accident | Travel


Humania Assurance is one of the longest-standing insurance companies in Canada. It provides insurance to over 200,000 insured lives and delivers exceptional customer service to meet the needs of all clients.

From Union Saint-Joseph to Humania Assurance

L’Union Saint-Joseph de Saint-Hyacinthe was founded in 1874.

25 years later

25 years after it was founded, in 1899, L’Union Saint-Joseph de Saint-Hyacinthe had 25 branches, 9 collection offices and 2,583 members.

Niche products

In the early 2000s, renewed growth was spurred by a shift in the focus of its business. Whereas it once generalized in life insurance, the company specialized in health insurance by positioning itself as a niche player in the living benefits market. La Survivance, now operating as LS Mutual in English, broke new ground with regard to its health, critical illness, individual disability and, more recently, travel insurance products. It successfully developed a concept of full or partial refund of the premiums paid by policyowners.

LS Mutual has since had a workforce of nearly 200 permanent employees, and it enjoys the support of some 2,300 distributors both in and outside Quebec.

Creation of Humania Assurance

To sustain its growth, the company acquired new tools in 2012 to access external capital. On June 15, 2012, it obtained authorization from Quebec’s National Assembly to legally convert the company. Under the terms of the legislation, LS Mutual Life Insurance Company was split into a mutual management corporation and capital stock insurance company, which develops, manages and distributes insurance products. Humania Assurance is then created.

Growing while respecting its values

Humania Assurance intends to pursue its development without forgetting its roots. Even today, its mission places a strong focus on supporting its members by offering them superior quality products and unbeatable service. The company is now setting its sights on expanding even further by pursuing operations in all Canadian provinces. In doing so, it will remain true to the fundamental values that have guided it for 75 years. Therein lies the best guarantee for future success!

Assurance vie T10-20

Term life plan offered by Humania for those in need of a shorter term of coverage. Face values for policy plans range from $50,000 to $2 million.


A plan that allows for a special option: one in which the plan is paid off in 25 years, at which point premiums cease to exist, but coverage continues on. Additionally, the plan does not require medical examination.

Survie 2000 - T100

With premiums guaranteed, Humania’s Survie 2000 – T100 offers the ability to pay the plan’s premiums up until the age of 100 years old.

Critical illness insurance

Humania has numerous plans available for those looking to cover the possibility of eventual critical illness.

La Survivante

Humania’s La Survivante is their permanent whole life insurance plan, offering wealth growth through cash value investment.

Disability Insurance

In the event that you are in need of income replacement due to disability, Humania’s disability insurance policies offer the comprehensive coverage you need.

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