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Uber Driver Disability Insurance

Why Get Uber Driver Disability Insurance


Uber has revolutionized taxi driving but as wonderful as it sounds, uber drivers are still exposed to a lot of accidents and injuries like other taxi drivers. The injuries and accidents could be so severe that it could result in a disability which could make it difficult for the driver to do his job. This is why you should seriously consider taking out uber driver disability insurance.

With the right disability insurance, you can cover work-related injuries and disabilities and get a portion of your salary or income if you become disabled. Most disability insurance companies pay about 50 to 60 percent of the insured’s income as benefits in the event of a disability.

However, the exact amount you should expect to receive in benefits will vary from one insurer to the other. Some insurers can pay as much as 60%, while some may not even pay up to 50%. This is why you should take your time to compare policy options and shop around before choosing a disability insurance provider for your coverage.

Furthermore, you can take advantage of Insurdinary’s extensive resources and guide to get free quotes on uber driver DI. When you contact Insurdinary.ca, we will connect you to reliable insurance advisors who will guide you to choose the best coverage available for Canadians.

To get a quote for uber driver disability insurance, click here.

The Difference between Long- & Short-Term Uber Driver Disability Insurance


disability insurance

Uber Driver Short Term Disability Insurance

Short term disability insurance policies are policies that provide coverage for a short period of time, usually for less than one year. This type of disability insurance may last from 9 to 52 weeks and it usually covers work-related accidents, illness, and disabilities. It may also cover non-illnesses such as pregnancy and childbirth. However, the duration of the coverage may vary from one insurer to the other.

Uber Driver Long Term Disability Insurance

Long term uber driver disability insurance may become effective as soon as the short term disability runs out. If you are disabled for life, this type of disability insurance may cover you until retirement and then your retirement benefit will take over. However, if you become disabled for some period of time, uber driver long term disability insurance will provide coverage until you recover and are ready to return to work. The insurer might also provide a fixed period or duration of coverage for the uber driver disability insurance coverage.

To learn more about uber driver long term disability insurance, click here.

What is Covered in Uber Driver Accident Insurance?


Uber driver disability insurance covers accidents, illness, and injuries related to the occupation. In most cases, the insurance policy will state the medical conditions covered by long term disability insurance. Before taking out the policy, it is advisable to go through the policy and be sure it is comprehensive and covers specific medical conditions that concern you.

Furthermore, uber driver disability insurance may also cover conditions like pregnancy and childbirth. Also, most insurers usually exclude pre-existing conditions from their coverage and policies.

Uber Driver Injury Insurance Coverage:

Coverage for total disability
Partial disability benefits
Retraining benefits and recovery benefits
Uber driver disability insurance coverage for mental illness
Uber driver disability insurance coverage for pregnancy
Survivor benefits
Compassionate disability

To learn more about uber driver accident insurance, click here.

Be Prepared for Anything, No Matter Where You Work


You don’t have to lose your salary because of a disability. Get disability insurance today to make sure you are covered wherever you work.

Canadian Institutes for Uber Drivers


Learn about Uber Driver DI

There are a number of uber driver associations and institutes in Canada. Here are a few of such associations.

 

    • Canadian Taxi Association – 455 Coventry Rd, Ottawa, ON K1K 2C5 – (844) 220-8294

 

    • BC Taxi Association – 983 Leveret Pl, Victoria, BC V8X 4L4 – (250) 590-8294

 

    • Ontario Uber Union Local 1688 CAW Canada – 700 Industrial Ave, Ottawa, ON K1G 0Y9 – (613) 739-0900

 

    • Manitoba Ubercab Board – 301 Weston St, Winnipeg, MB R3E 3H4 – (204) 945-8919

To learn more about uber driver associations in Canada, click here.

Purchase Uber Driver Disability Insurance in Minutes – Easy!


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Finding the best uber driver disability insurance is easy with Insurdinary. Simply sign up, get quotes sent directly to your inbox, and buy your perfect plan online.

Purchasing uber driver disability insurance should be the least of your worries. Get quotes now to protect your income and salary!

 

Step 1 – Get Quotes

Answer a few questions about your occupation to get quotes sent straight to you.

Step 2 – Compare Rates

Compare plans and prices from top level disability insurance providers.

Step 3 – Buy Online

Choose a plan and buy the perfect insurance plan in minutes.

Canadian Uber Driver Accident Insurance Statistics


Several surveys have shown that cab driving is riskier than police work. According to a Statistics Canada study of occupation-related homicide from 2000 to 2010, taxi drivers and police have the highest on-the-job risk of murder.

Furthermore, a Montreal police survey conducted in 2009 revealed that 25% of cab drivers in Montreal had been robbed. In a survey conducted on iTaxiworkers Association members, 70% of drivers reported that they experienced physical danger while driving, 85% had been verbally assaulted, and more than 50% had been physically assaulted or attacked.

To learn more about Uber driver accident insurance, click here.

Injuries Uber Drivers Suffer From


Like other taxi drivers, Uber drivers are exposed to a lot of occupation-related injuries and accidents. They can suffer from several assaults, attacks and even armed robbery attacks. Some of the incidents could result in a disability which could make it difficult or impossible for the Uber driver to do his or her job. This is why it is recommended that you take out Uber driver disability insurance as soon as possible.

Some of the occupational hazards and injuries associated with Uber drivers include the following:
Hernias
Heart attacks
Sprains and strain
Fatigue

Get the Lowest Rates on All Types of Insurance


Insurdinary has you covered no matter what. Shop online for the best insurance coverage and rates in Canada.

Uber Driver Injury Insurance FAQ


Looking for Uber driver disability insurance coverage?

Learn more about how to get the best price Uber driver disability insurance online by checking out the Frequently Asked Questions below.

I’m an Uber driver, do I need Uber driver disability insurance?

Yes, if you are an Uber driver, you should definitely take out Uber driver disability insurance. The right disability insurance will protect your finances in the event of a disability.

How long does Uber driver long term disability insurance last?

The duration of Uber driver long term disability insurance may vary with the insurance company. For some insurers, it could last until retirement or whenever you recover and return to work.

How much premium should I expect to pay for Uber driver disability insurance?

The amount you should expect to pay in premium could vary from one insurance company to the other. However, most insurance companies charge from 1 to 3 percent of the insured’s gross annual salary or income in disability insurance.

What conditions are covered in Uber driver disability insurance?

Uber driver disability insurance may cover several medical conditions, accidents, and injuries. The exact conditions covered may vary from one policy to the other. Some of the medical conditions may include cancer, mental disorders, chronic pain, cerebral palsy, bipolar disorders, and so forth.

To learn about Uber driver injury insurance, click here.

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