fbpx
Insurdinary logo

Get insurance rates in minutes and compare

Transit Worker Disability Insurance

Why Get Transit Worker Disability Insurance


Transit workers are often exposed to a lot of injuries and accidents such as cuts and lacerations as well as slip and fall accidents. Oil spills within vessels and vehicles could even pose a greater danger and hazard, resulting in an accident and a disability that could make it difficult or impossible for the transit worker to work. If safety and security is important to you as a transit worker, you should consider taking out transit worker disability insurance.

By taking out transit worker disability insurance, you can cover work-related accidents, illnesses and disabilities. The right disability insurance policy will pay a portion of your income or salary in the event of a disability. The exact amount you could get in benefit will differ or vary from one insurance provider to the other. Some insurers will pay up to 50 to 60 percent of your gross annual income or salary in premium.

Before taking out transit worker disability insurance, it is important to research your options and compare various policy options in order to choose the best coverage. Since there are lots of insurance providers out there, comparing policy options could sometimes seem like comparing apples to oranges but you can take advantage of Insurdinary’s extensive resources to make it easy for you.

You can get quotes on transit worker DI from some of the top insurance companies in Canada. When you contact Insurdinary, we will connect you to reliable insurance advisors who will guide you to choose the best coverage available to Canadians.

To get a quote for transit worker disability insurance, click here.

The Difference between Long- & Short-Term Transit Worker Disability Insurance


disability insurance

Transit Worker Short Term Disability Insurance

Short term transit worker disability insurance provides financial protection and security for a short period of time, typically from 9 to 52 weeks. This type of insurance coverage usually covers work-related accidents and illnesses but it may also cover non-illnesses and non-wor-related conditions. Before you take out the coverage, it is necessary to find out the duration of the policy from your insurer.

Transit Worker Long Term Disability Insurance

If you are looking for a disability insurance policy that will cover you for a long period of time, you should consider taking out long term transit worker disability insurance. This type of disability insurance may cover certain medical conditions and injuries, as defined by the policy. Transit worker long term disability insurance policy may last until retirement or for a specified number of years. Usually, the policy is effective until you are healthy and able to return to work.

To learn more about transit worker long term disability insurance, click here.

What is Covered in Transit Worker Accident Insurance?


Transit workers are exposed to a lot of hazards and accidents. Some of the accidents could result in a disability. So, transit worker disability insurance covers most work-related hazard and disabilities but it may also cover non-illnesses and non-work-related conditions.

However, not all medical conditions are covered by transit worker disability insurance, as a matter of fact, most insurance providers do not cover pre-existing conditions.

Transit Worker Injury Insurance Coverage:

Coverage for total disability
Partial disability benefits
Retraining benefits and recovery benefits
Transit worker disability insurance coverage for mental illness
Transit worker disability insurance coverage for pregnancy
Survivor benefits
Compassionate disability

To learn more about transit worker accident insurance, click here.

Be Prepared for Anything, No Matter Where You Work


You don’t have to lose your salary because of a disability. Get disability insurance today to make sure you are covered wherever you work.

Canadian Institutes for Transit Workers


Learn about Transit Worker DI

There are a number of transit worker associations and institutes in Canada. Here are a few of such associations.

 

    • Amalgamated Transit Union Local 1505 – Suite 401, 275 Broadway, Winnipeg, MB R3C 4M6 – (204) 943-5064

 

    • Amalgamated Transit Union Local 583 – 5325 1a St SW, Calgary, AB T2H 0E5 – (403) 258-1258

 

To learn more about transit worker associations in Canada, click here.

Purchase Transit Worker Disability Insurance in Minutes – Easy!


health insurance quotes

Finding the best transit worker disability insurance is easy with Insurdinary. Simply sign up, get quotes sent directly to your inbox, and buy your perfect plan online.

Purchasing transit worker disability insurance should be the least of your worries. Get quotes now to protect your income and salary!

 

Step 1 – Get Quotes

Answer a few questions about your occupation to get quotes sent straight to you.

Step 2 – Compare Rates

Compare plans and prices from top level disability insurance providers.

Step 3 – Buy Online

Choose a plan and buy the perfect insurance plan in minutes.

Canadian Transit Worker Accident Insurance Statistics


According to Canada’s Department of Employment and Social Development, the job outlook for transit operators in Ontario is good over the next 3 years.

There are approximately 32,650 transit operators in the Ontario region (comprising bus drivers, subway operators, and other transit operators). 82% of transit operators work in the transit and ground passenger transportation sector and 10% of them work in the local, municipal, regional, aboriginal and other public administration sector.

Furthermore, 58% work full-time and 42% work part-time. Also, 48% work full-time, while 52% work only part of the year and also 5% of transit workers are self-employed.

To learn more about transit worker accident insurance, click here.

Injuries Transit Workers Suffer From


Transit workers are exposed to a lot of risks, accidents, and injuries which could result in a disability. Incidents like slip and fall accidents could result in severe injuries that could make it difficult or impossible for the transit worker to do his job. This could result in a serious disability that may affect your income. This is why you should take out transit worker disability insurance.

Some of the occupational hazards and injuries associated with transit workers include the following:
Cuts and lacerations
Falls from heights
Traffic accidents or derailment
Slip and fall accidents
Noise pollution.

Get the Lowest Rates on All Types of Insurance


Insurdinary has you covered no matter what. Shop online for the best insurance coverage and rates in Canada.

Transit Worker Injury Insurance FAQ


Looking for transit worker disability insurance coverage?

Learn more about how to get the best price transit worker disability insurance online by checking out the Frequently Asked Questions below.

I’m a transit worker, why do I need disability insurance?

Transit workers are exposed to a lot of injuries and accidents and some of the incidents could result in a disability which could make it difficult for you to do your job. Transit worker disability insurance can pay a portion of your income or salary if you become disabled.

How much does transit worker disability insurance providers pay in benefits?

Transit worker disability insurance providers pay up to 50 to 60 percent of your salary in benefits. For instance, if your salary is $50,000, you should expect to get from $25,000 to $30,000 in disability insurance benefits.

How much will I pay in premium on transit worker disability insurance?

Most transit worker disability insurance companies charge about 1 to 3 percent of your gross annual salary or income in premium. For instance, if your gross annual salary is $100,000, you should expect to pay from $1,000 to $3,000 in premium.

What health conditions do long-term transit worker disability insurance cover?

Long term transit worker disability insurance may cover several medical conditions, accidents, and illnesses. Some of the medical conditions covered by the policy could include chronic pain, anxiety, mental disorders, cerebral palsy, bipolar disorders, and so on.

To learn about transit worker injury insurance, click here.

  • More Insurance icon by Insurdinary
  • More Services


Click a product to get your quotes

  • Credit Cards icon by Insurdinary
  • Critical Illness Insurance icon by Insurdinary
  • Funeral Insurance icon by Insurdinary
  • Group Benefits Insurance icon by Insurdinary
  • Pet Insurance icon by Insurdinary
  • Auto Insurance icon by Insurdinary
  • Home Insurance icon by Insurdinary
  • Renters Insurance icon by Insurdinary
Google Rating
4.8
Facebook Rating
4.8