Insurdinary logo

Get insurance rates in minutes and compare

Technician Disability Insurance

Why Get Technician Disability Insurance

Electricians are highly important in any society but as important as the technician is, he needs to be in the best state of physical and mental health to function effectively. Most employers do not pay disabled employees who are unable to work due to a disability, even if it is work-related.

The best an employer can do is to retain your position until you recover and ready to resume work. This is why you should take out technician disability insurance as soon as possible. With the right technician income replacement insurance, you will cover work-related injuries and disabilities and get a portion of your income in the event of a disability.

To take out the right technician disability insurance, it is important to research various coverage options and shop around in order to choose the best coverage. Some of the things to keep an eye on when purchasing technician accident insurance are the cost of insurance, disability benefits, coverage duration, limits, and exclusions.

To get a quote for technician disability insurance, click here.

The Difference between Long- & Short-Term Technician Disability Insurance

disability insurance

Technician Short Term Disability Insurance

Short-term disability insurance provides relevant coverage for temporary disabilities. If the electrician is able to resume work within one year, he needs short-term technician disability insurance. This type of coverage will provide financial protection against most disabilities due to accidents, illness, and injuries.

Technician Long Term Disability Insurance

Some disabilities could last for a really long time, for such a disability, you need technician long-term disability insurance. Most work-related injuries are covered by long-term disability insurance. The technician disability insurance covers disabilities due to accidents, injuries and illnesses and the duration of the coverage could be until the retirement age or whenever you are healthy and able to return to work.

To learn more about technician long-term disability insurance, click here.

What is Covered in Technicians Accident Insurance?

Technician disability insurance covers most work-related injuries resulting in a disability. It could also cover non-illnesses such as pregnancy and childbirth.

Furthermore, some medical conditions might be excluded from technician disability insurance coverage. Pre-existing conditions are examples of such conditions that may not be covered by the disability insurance policy.

Technician Injury Insurance Coverage:

Coverage for total disability
Partial disability benefits
Retraining benefits and recovery benefits
Technician disability insurance coverage for mental illness
Technician disability insurance coverage for pregnancy
Survivor benefits
Compassionate disability

To learn more about technician accident insurance, click here.

Be Prepared for Anything, No Matter Where You Work

You don’t have to lose your salary because of a disability. Get disability insurance today to make sure you are covered wherever you work.

Canadian Institutes for Technicians

Learn about Technician DI

There are a number of technician associations and institutes in Canada. Here are a few of such associations.


    • Canadian Electricity Association – 275 Slater St #1500, Ottawa, ON K1P 5H9 – (613) 230-9263


    • Canadian Electrical Contractors Association – 41 Maple St, Uxbridge, ON L9P 1C8 – (416) 491-2414


    • Electrical Contractors Association of Ontario – 10 Carlson Ct #702, Etobicoke, ON M9W 6L2 – (416) 675-3226


    • Greater Toronto Electrical Contractors Association – 23 Lesmill Rd, North York, ON M3B 3P6 – (416) 391-3053


    • Electrical Contractors Association of Alberta – 17725 103 Ave, Edmonton, AB T5S 1N8 – (780) 451-2412


    • Electrical Association of Manitoba – 211 Commerce Dr, Winnipeg, MB R3P 1A3 – (204) 783-4125


    • BC Electrical Association – 3989 Henning Dr #224, Burnaby, BC V5C 6N5 – (604) 291-7708


    • International Brotherhood Of Electrical Workers Local 2067 – 1810 Mcara St, Regina, SK S4N 6C4 – (306) 352-1433


    • Electrical Contractors Association of New Brunswick Inc. – 62 Durelle St, Fredericton, NB E3C 0G2 – (506) 452-7627


    • International Brotherhood Of Electrical Workers Loc 625 – 24 Lakeside Park Dr #202, Lakeside, NS B3T 1L1 – (902) 450-5625


To learn more about technician associations in Canada, click here.

Purchase Technician Disability Insurance in Minutes – Easy!

health insurance quotes

Finding the best technician disability insurance is easy with Insurdinary. Simply sign up, get quotes sent directly to your inbox, and buy your perfect plan online.

Purchasing technician disability insurance should be the least of your worries. Get quotes now to protect your income and salary!


Step 1 – Get Quotes

Answer a few questions about your occupation to get quotes sent straight to you.

Step 2 – Compare Rates

Compare plans and prices from top level disability insurance providers.

Step 3 – Buy Online

Choose a plan and buy the perfect insurance plan in minutes.

Canadian Technician Accident Insurance Statistics

There are about 32,200 electricians (except electricians working in industrial and power system) in the Ontario region, 85 percent of them work in the construction sector. 94 percent of electricians are full-time workers, whereas 79 percent of all occupations are full-time workers. Only 6 percent of electricians work part-time, while 21 percent of all occupation work part-time.

Only 37 percent of electricians work part of the year, 63 percent work all year. More electricians are self-employed than all occupations, 16 percent for electricians and 12 percent for all occupations.

To learn more about technician accident insurance, click here.

Injuries Technicians Suffer From

Like most professionals, electricians or electrical technicians are exposed to a lot of risks from work-related and non-work-related injuries. Some of the injuries could result in a disability which could make it difficult or impossible for the professional to work. By taking out technician disability insurance you could cover those injuries and disabilities.

Here are some of the work-related injuries:

Fall injuries
Electric shock injuries
Burn injuries.

Get the Lowest Rates on All Types of Insurance

Insurdinary has you covered no matter what. Shop online for the best insurance coverage and rates in Canada.

Technician Injury Insurance FAQ

Looking for technician disability insurance coverage?

Learn more about how to get the best price technician disability insurance online by checking out the Frequently Asked Questions below.

Do technicians need disability insurance?

Yes. Electricians and electrical technicians need disability insurance. With the right technician disability insurance, you could cover work-related injuries and disabilities and therefore get a portion of your salary or income when disabled.

How much benefits do I need in technician disability insurance?

You need technician disability insurance that will pay benefits up to 50 to 60 percent of your salary or income in the event of a disability.

How much should I pay for disability insurance?

Technician disability insurance would typically cost about 1 to 3 percent of your gross annual income. In other words, if you are making $100,000 in a year, you will pay from $1,000 to $3,000 in disability insurance.

What medical conditions cover for technician disability insurance?

Several medical conditions qualify for technician disability insurance. Examples include brain injuries, cancer, anxiety disorders, chronic pain, back injuries, asthma, bipolar disorder, cerebral palsy, etc.

To learn about technician injury insurance, click here.

Google Rating
Facebook Rating