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Taxi Driver Disability Insurance

Why Get Taxi Driver Disability Insurance


Just like bus drivers, taxi drivers are exposed to a lot of occupational injuries and hazards. Some of the injuries, especially serious ones, could result in a disability which could make it difficult for the taxi driver to do his job. This is why you should take out taxi driver disability insurance policy.

With taxi driver DI, you can cover work-related accidents and get a portion of your income or salary in the event of a disability. Before taking out taxi driver disability insurance, it is important to shop around and compare policy options to choose the best coverage.

There are lots of insurance companies in Canada offering disability insurance services and some of them offer different rates, benefits, and services. Some taxi driver disability insurance providers pay up to 50 to 60 percent of your salary or income in benefits.

Insurdinary can help you to get the best taxi driver disability insurance available for Canadians. When you contact Insurdinary.ca, we will connect you with reliable insurance advisors who will guide you to choose the best coverage available for Canadians.

To get a quote for taxi driver disability insurance, click here.

The Difference between Long- & Short-Term Taxi Driver Disability Insurance


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Taxi Driver Short Term Disability Insurance

Short term disabilities are disabilities that last for only a short period of time, typically from 30 days to one year. This type of disability insurance usually covers work-related accidents, illnesses, and injuries but it may also cover non-illnesses such as childbirth and pregnancy. The duration of the short term disability insurance may vary from one insurance provider to the other. So, it is advisable to talk to find out your coverage duration from your insurer before taking out the policy.

Taxi Driver Long Term Disability Insurance

Sometimes, it may take a long time to recover from certain injuries or disabilities; this is where long term disability insurance comes in. With long term taxi driver disability insurance, you can cover several medical conditions as described by the policy. The duration of long term disability insurance may vary from one insurance provider to the other. Some insurers may cover you until retirement and some may cover you for a specified number of years. Usually, taxi driver long term disability insurance ends when you recover and resumes work.

To learn more about taxi driver long term disability insurance, click here.

What is Covered in Taxi Driver Accident Insurance?


Taxi driver disability insurance may cover several medical conditions, accidents, illness, and injuries. Some of the covered medical conditions are described in the disability insurance policy. Before taking out taxi driver disability insurance, it is advisable to find out the conditions covered and those not covered by the policy.

Some disability insurance policies also cover non-illnesses such as pregnancy and childbirth. Also, certain medical conditions may be excluded from the taxi driver disability insurance policy. Usually, pre-existing conditions are excluded.

Taxi Driver Injury Insurance Coverage:

Coverage for total disability
Partial disability benefits
Retraining benefits and recovery benefits
Taxi driver disability insurance coverage for mental illness
Taxi driver disability insurance coverage for pregnancy
Survivor benefits
Compassionate disability

To learn more about taxi driver accident insurance, click here.

Be Prepared for Anything, No Matter Where You Work


You don’t have to lose your salary because of a disability. Get disability insurance today to make sure you are covered wherever you work.

Canadian Institutes for Taxi drivers


Learn about Taxi Driver DI

There are a number of taxi driver associations and institutes in Canada. Here are a few of such associations.

 

    • Canadian Taxi Association – 455 Coventry Rd, Ottawa, ON K1K 2C5 – (844) 220-8294

 

    • BC Taxi Association – 983 Leveret Pl, Victoria, BC V8X 4L4 – (250) 590-8294

 

    • Ontario Taxi Union Local 1688 CAW Canada – 700 Industrial Ave, Ottawa, ON K1G 0Y9 – (613) 739-0900

 

    • Manitoba Taxicab Board – 301 Weston St, Winnipeg, MB R3E 3H4 – (204) 945-8919

To learn more about taxi driver associations in Canada, click here.

Purchase Taxi Driver Disability Insurance in Minutes – Easy!


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Finding the best taxi driver disability insurance is easy with Insurdinary. Simply sign up, get quotes sent directly to your inbox, and buy your perfect plan online.

Purchasing taxi driver disability insurance should be the least of your worries. Get quotes now to protect your income and salary!

 

Step 1 – Get Quotes

Answer a few questions about your occupation to get quotes sent straight to you.

Step 2 – Compare Rates

Compare plans and prices from top level disability insurance providers.

Step 3 – Buy Online

Choose a plan and buy the perfect insurance plan in minutes.

Canadian Taxi Driver Accident Insurance Statistics


The National Occupational Classification identified taxi driving as a skill level C as it usually requires secondary school and/or training specific to the occupation. However, 35% of Canadian-born taxi drivers and 53% of taxi drivers who immigrated to Canada may be overqualified for their job. They have at least a post-secondary education.

As a matter of fact, 255 doctorate or medicine and related degree holders in Canada are taxi drivers, 6,041 taxi drivers had at least a bachelor’s or master’s degree.

To learn more about taxi driver accident insurance, click here.

Injuries Taxi Drivers Suffer From


Taxi drivers may be exposed to several injuries, accidents, and illnesses related to their occupation. Sprains and strain are two of the most common injuries related to the occupation. These injuries may result in a disability which could make it difficult, or even impossible, for the taxi driver to do his job. This is why you should take out taxi driver disability insurance as soon as possible.

Some of the occupational hazards and injuries associated with taxi drivers include the following:
Hernias
Heart attacks
Sprains and strain
Fatigue

Get the Lowest Rates on All Types of Insurance


Insurdinary has you covered no matter what. Shop online for the best insurance coverage and rates in Canada.

Taxi Driver Injury Insurance FAQ


Looking for taxi driver disability insurance coverage?

Learn more about how to get the best price taxi driver disability insurance online by checking out the Frequently Asked Questions below.

Do I need disability insurance as a taxi driver?

Taxi drivers need to take out the right disability insurance coverage to cover work-related accidents, illness, and injuries. This will pay a portion of their income or salary in the event of a disability.

How much does taxi driver disability insurance pay in benefits?

Depending on the insurer, you should expect to receive up to 50 to 60 percent of your annual income or salary in taxi driver disability insurance benefits. For instance, if your salary is $100,000, you should expect to receive from $50,000 to $60,000 in benefits.

How much premium should I expect to pay for taxi driver disability insurance?

Most insurance companies charge from 1 to 3 percent of the insured’s gross annual salary or income in disability insurance cost. The actual amount you may pay may vary from one insurance company to the other.

What conditions are covered in taxi driver disability insurance?

Several medical conditions, accidents, and injuries may be covered by taxi driver disability insurance policies. However, the exact conditions covered by the policy may depend on the insurer. For instance, the following conditions may be covered: mental disorders, cerebral palsy, chronic pains, cancer, and so on.

To learn about taxi driver injury insurance, click here.

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