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Surgeon Disability Insurance

Why Get Surgeon Disability Insurance

Virtually every part of the modern medical profession has surgery as one of its specialties. Surgeons are highly important in performing surgical operations. When performing surgical operations, surgeons might work for several hours or days depending on the nature of the surgery.

Surgeons are not advised to carry out such intensive surgery if they are not in a good physical and mental state of health. In fact, there are cases where some surgeons slumped and died during surgery. A surgeon might also develop injuries and illness during surgery and accidents could easily occur. This is why you should take out surgeon disability insurance even before you perform your first surgical operation.

With surgeon disability insurance, you will cover your finances and get a portion of your salary or income in the event of a disability. Before purchasing surgeon DI, you need to compare policy options and shop around to choose the best coverage. Contact Insurdinary for the right surgeon disability insurance for Canadians. Insurdinary will connect you to insurance advisors who will guide you to choose the right coverage.

To get a quote for surgeon disability insurance, click here.

The Difference between Long- & Short-Term Surgeon Disability Insurance

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Surgeon Short Term Disability Insurance

Short term surgeon disability insurance provides comprehensive financial protection for a short period of time. The duration of the coverage may vary from one insurer to the other, however, most insurers have short term disability insurance that lasts for one year or less.

Surgeon Long Term Disability Insurance

Long term surgeon disability insurance provides financial coverage for a longer period of time. If you have short term disability in your policy, the waiting period for the long term disability insurance will be the longest duration of the short term disability. Surgeon long term disability insurance may last until retirement or when the insured recovers and could return to work. The policy usually covers work-related accidents, illness, and injuries.

To learn more about surgeon long term disability insurance, click here.

What is Covered in Surgeon Accident Insurance?

Surgeon accident insurance covers most work-related accidents, illnesses, and injuries. However, the specific coverage may vary from one insurer to the other. Some insurers also cover non-illnesses such as childbirth and pregnancy.

Furthermore, certain medical conditions may be excluded from surgeon disability insurance. For instance, if you are diagnosed with a medical condition before the policy’s start date, the condition could be excluded from the surgeon DI and will not be covered.

Surgeon Injury Insurance Coverage:

Coverage for total disability
Partial disability benefits
Retraining benefits and recovery benefits
Surgeon disability insurance coverage for mental illness
Surgeon disability insurance coverage for pregnancy
Survivor benefits
Compassionate disability

To learn more about surgeon accident insurance, click here.

Be Prepared for Anything, No Matter Where You Work

You don’t have to lose your salary because of a disability. Get disability insurance today to make sure you are covered wherever you work.

Canadian Institutes for Surgeons

Learn about Surgeon DI

There are a number of surgeon associations and institutes in Canada. Here are a few of such associations.


    • Canadian Association of General Surgeons – 233 Argyle Avenue, Suite 300, Ottawa, ON, K2P 1B8 – (613) 882-6510


    • Canadian Society of Colon and Rectal Surgeons – 233 Argyle Ave, Ottawa, ON K2P 1B8 – (613) 882-6510


    • Canadian Society Of Otolaryngology-Head And Neck Surgery – 221 Millford Crescent, Elora, ON N0B 1S – (800) 655-9533


    • Canadian Laser Aesthetic Surgery Society – 2334 Heska Rd, Pickering, ON L1V 2P9 – (905) 837-1124


    • Canadian Spine Society – 10 Armstrong Crescent, Markdale, ON N0C 1H0 – (519) 986-1459


    • Canadian Association of Oral and Maxillofacial Surgeons – 32 Colonnade Rd, Nepean, ON K2E 7J6 – (613) 721-1816


To learn more about surgeon associations in Canada, click here.

Purchase Surgeon Disability Insurance in Minutes – Easy!

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Finding the best surgeon disability insurance is easy with Insurdinary. Simply sign up, get quotes sent directly to your inbox, and buy your perfect plan online.

Purchasing surgeon disability insurance should be the least of your worries. Get quotes now to protect your income and salary!


Step 1 – Get Quotes

Answer a few questions about your occupation to get quotes sent straight to you.

Step 2 – Compare Rates

Compare plans and prices from top level disability insurance providers.

Step 3 – Buy Online

Choose a plan and buy the perfect insurance plan in minutes.

Canadian Surgeon Accident Insurance Statistics

 In a study involving 260 surveys carried out to determine the risk of occupational musculoskeletal injury during a surgeon’s career, several findings were uncovered. Forty percent of surgeons involved in the survey sustained at least one workplace injuries. While 50% of the injured surgeons received medical care for their injuries, only 20% of the injuries were reported to their institution. 22% of surgeons missed work due to injuries, while 35% performed fewer operations as a result of the injury.

To learn more about surgeon accident insurance, click here.

Injuries Surgeons Suffer From

Surgeons work long hours and are often stressed up in the course of their work. As a result, surgeons have the highest prevalence of musculoskeletal disorders than any other physician. Surgeons are exposed to ergonomic, psychosocial and organizational factors, biological hazards, chemical hazards, physical hazards, and accident hazards. You need to take out surgeon disability insurance as soon as possible to cover most of these hazards and injuries.

Some of the occupational hazards and injuries associated with surgeons include the following:

Stabs and cuts from sharp objects.
Noise-induced hearing loss.
Acute back pain resulting from an awkward body position during operation.
Electric shock from faulty equipment.
Burns and scalds from hot water and steam used in sterilizing machine.
Inhalation of anesthetic gases and disinfectants.
Skin allergy and latex allergy,etc.

To learn more about surgeon injury insurance, click here.

Get the Lowest Rates on All Types of Insurance

Insurdinary has you covered no matter what. Shop online for the best insurance coverage and rates in Canada.

Surgeon Injury Insurance FAQ

Looking for surgeon disability insurance coverage?

Learn more about how to get the best price surgeon disability insurance online by checking out the Frequently Asked Questions below.

Do I need a surgeon disability insurance policy?

Yes. Surgeons are exposed to a lot of injuries and accidents, especially musculoskeletal disorders (MSDs). So, it is important to take out surgeon disability insurance to cover work-related accidents and injuries.

How long does long term surgeon disability insurance last?

The duration of surgeon long term disability insurance may vary from one insurer to the other. For most insurers, long term surgeon disability insurance may last until you are healthy and ready to return to work. It may also last until retirement.

How much is a surgeon disability insurance premium?

Surgeon disability insurance providers may require you to pay from 1 to 3 percent of your gross annual income or salary in disability insurance. For instance, if your annual income or salary is $100,000, you should expect to pay from $1,000 to $3,000 in premium.

What medical conditions cover for long-term surgeon disability insurance?

Surgeon disability insurance may cover several medical conditions. The coverage may differ from insurer to insurer. Here are some common medical conditions covered by surgeon DI: cancer, cerebral palsy, asthma, chronic pain, anxiety, bipolar disorder, and so on.

To learn about surgeon injury insurance, click here.

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