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Saskatoon pet insurance

Learn about Saskatoon Pet Insurance

As a pet parent living in Saskatoon, pet-related medical expenses will definitely spring up. It is not a question of “If” but “When”. The best thing you can do for yourself and for your beloved pet is to get an appropriate Saskatoon pet insurance plan to cover any form of medical expenses that may arise.

The right pet insurance should cover a wide range of conditions from prescription, accident, and illnesses to emergency care, surgery, diagnostic tests, and hospitalization. It is also possible to include additional coverage such as wellness coverage to the plan.

Before purchasing pet insurance Saskatoon, it is vital that you research the pet insurance provider and the insurance plans. This will help you to know about the features offered in the plan whether they are appropriate for your pet. Some providers have strict requirements and rules on the pet’s age and breeds, some others may place a limit on the benefits reimbursements.

Several illnesses easily manifest themselves as pets age. It is usually recommended that you get adequate pet insurance as early as possible to ensure that your pet is covered. This is because most insurers in Saskatoon will not cover pre-existing conditions. These are conditions the pet is diagnosed with before the policy’s start date. Interestingly, if the pet is diagnosed with the same condition after the policy’s start date, it will not be excluded from the plan.

To get a quote on Saskatoon pet insurance, click here.

Buy The Right Saskatoon Pet Insurance

A common question most pet parents as is “how do I know the right coverage for my pet”. While the difference between the right coverage and the wrong one may vary from one pet or situation to another, one thing you should keep in mind when purchasing a pet insurance policy is to go for broad coverage. Broad coverage is one that covers a wide range of conditions including accidents, illnesses, hospitalization, medical emergencies and the unexpected in general.

A lot of pet insurers offer wellness coverage as optional coverage. This provides coverage for routine procedures such as checkups and vaccination. While wellness coverage may sound like great coverage for your pet, it is usually not an excellent option. This is because it is not a broad coverage.

Make sure that your Saskatoon pet insurance policy covers the following before you take out the coverage:

  • Accidents and illnesses
  • Emergency care
  • Prescription medication
  • Hereditary, congenital and chronic conditions
  • Hospitalization
  • Specialist care, and
  • Surgery

To learn more about pet insurance click here.

Saskatoon Pet Insurance and Animal Shelters

  • Saskatoon SPCA Incorporated – 5028 Clarence Ave, Grasswood, SK S7T 1A7 – (306) 374-7387
  • SCAT Street Cat Rescue Program – 2750 Faithfull Ave #108, Saskatoon, SK S7K 6M6 – (306) 955-7228
  • Crazy Tails Canine Services – 518 44 St E, Saskatoon, SK S7K 0W1 – (306) 955-5470
  • Whatamess Pet Grooming – 510 44 St E #6, Saskatoon, SK S7K 0W1 – (306) 955-6377
  • Critters Grooming Den – 110 Ruth St E #112, Saskatoon, SK S7J 0K6 – (306) 382-5777

To learn more about the Saskatoon pet insurance and animal service, click here.

Pet Insurance Terms

  • Co-insurance – This includes a part of the claim (expressed in percentage) that the insured will be responsible for. If the co-insurance is 20%, the insured is responsible for paying 20% of the cost of the claim.
  • Deductible – This is the agreed amount of the claim that the insured is required to pay before accessing the insurance payout.
  • Pre-existing condition – Medical conditions that the pet was diagnosed with before the policy’s start date are considered pre-existing conditions, otherwise, they are not. Most Saskatoon pet insurance companies do not cover pre-existing conditions.
  • Breed exclusion – The insurer may exclude some pet breeds from their coverage. This means that conditions common to that breed will not be covered by the policy.

To learn more about pet insurance, click here.

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Saskatoon Pet Insurance FAQs


Does pet insurance cost go up if you claim?

Most Saskatoon pet insurance companies will increase your future insurance premium when you make a claim, but some insurers may not.

Can I get pet insurance for older pets?

Yes, you can find a suitable pet insurance coverage for older pets. However, some pet insurers will not cover older pets because the risk of chronic illnesses and critical conditions increase as the pet age.

How long after taking pet insurance can I make a claim?

The waiting period varies with the pet insurance company. For some it is 14 days, for some others, it is 15 days and so forth. The waiting period determines how long you have to wait to make a claim. This may be shorter for accidents.

How much does pet insurance cost for a dog per month?

The cost of insurance varies remarkably by the insurance company and can also be influenced by several factors. However, most insurance companies charge $10 to $100 for a monthly premium.

To get a quote on Saskatoon pet insurance, click here.

What to Ask Before Purchasing Pet Insurance

It is important to make well-informed decisions when purchasing pet insurance as a pet parent. Ensure you have a good understanding of what works and what does not work as well as how your policy operates before making a claim on your coverage.

Here are some important questions you need to ask before taking out a Saskatoon pet insurance policy:

  • What is covered and what is not?
  • What illnesses and injuries are covered in the insurance?
  • What makes up an accident?
  • Does the policy include out-of-country or province coverage for my pet?
  • Are there breed-specific exclusions?
  • Is there any benefit or effect on my plan if I enroll multiple pets?
  • How long does it take to process a claim?
  • Is there any waiting period before I can make my first claim?
  • Will my premium change over time or as my pet ages? Will it increase if I make a claim?
  • How do I make a claim? Do I have to pay the veterinary upfront?

To learn more about Saskatoon pet insurance, click here.

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