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Quebec Pet Insurance Overview


Quebec Pet Insurance

Learn about Quebec Pet Insurance

Quebec may not be as pet-friendly as other Canadian jurisdiction, but as of 2016, there were more than one million dogs in the province and the figure keeps increasing. Sadly, animal protection is not a priority in Quebec but you can get the right Quebec pet insurance to protect your furry friends.

Pet insurance in Quebec covers all sorts of conditions from accidents, illness, and hospitalization to emergency care, diagnostic tests, prescription, and surgery. Some policies even include optional coverages such as general wellness coverage which covers routine procedures such as vaccination and checkups.

Before taking out Quebec pet insurance, it is important to know what you want. You need to research pet insurers in Quebec to make sure that you are choosing the right coverage for you. It is also important to find out the coverage’s stipulations, exclusions, waiting periods, and limits as well as what applies as to the pet’s breed and age.

If you need a comprehensive pet insurance policy, it is always better to act fast. As pets age, chronic illnesses and genetic diseases may manifest themselves. Once a pre-existing condition is diagnosed, the condition will no longer be covered. But the condition will be covered if it is diagnosed when the policy is already effective.

To get a quote on Quebec pet insurance, click here.

Buy The Right Quebec Pet Insurance

Quebecers have a lot of options when it comes to buying pet insurance. With so many pet insurance providers out there, pet parents in Quebec could sometimes be confused about which provider to choose. You can take advantage of Insurdinary’s extensive product guide to choose the right option for you. We can connect you to the right insurance advisors who will guide you on the best coverage.

It is recommended that you choose a broad pet insurance coverage with few exclusions rather than one with a lot of exclusion. Broad coverages will provide the comprehensive coverage you seek as it will cover most unexpected occurrences, medical and non-medical emergencies, accidents, illness, surgery and so forth. With such coverage, you can save thousands of dollars that could have been spent out of pocket in veterinary care.

Make sure that the Quebec pet insurance covers the following before you choose the coverage:

  • Accidents and illnesses
  • Emergency care
  • Prescription medication
  • Hereditary, congenital and chronic conditions
  • Hospitalization
  • Specialist care, and
  • Surgery

To learn more about pet insurance click here.

Quebec Pet Insurance and Veterinary Hospitals

  • Veterinary Hospital Ormière – 4100 Boulevard de l’Auvergne, Québec, QC G2B 1T8 – (418) 840-0444
  • Aylmer Veterinary Clinic 4515269 Canada Inc. – 566 Chemin d’Aylmer, Gatineau, QC J9H 1B2 – (819) 684-6456
  • Cimon Veterinary Clinic – 565 Wilfrid-Hamel Blvd, Quebec City, QC G1M 3H9 – (418) 688-4106
  • Veterinary Hospital Charlesbourg – 1229 Boulevard Louis-XIV, Québec, QC G1H 6Z8 – (418) 626-1461
  • Clinique Vétérinaire AnimaPlus de la Capitale – 195 Rue des Pins O, Québec, QC G1L 1K1 – (418) 627-5770
  • Globalvet – Veterinary Clinic Loretteville – 10935 Boulevard de l’Ormière, Québec, QC G2B 3L5 – (418) 842-5048
  • Hôpital Vétérinaire AnimaPlus Moffet – 2380 Boulevard Louis-XIV, Québec, QC G1C 5Y8 – (418) 667-0077
  • Maguire Veterinary Clinic – 1394 Avenue Maguire bur 150, Québec, QC G1T 1Z3 – (418) 527-5550
  • Centre Vétérinaire Daubigny – 3405 Wilfrid-Hamel Blvd, Quebec City, QC G1P 2J3 – (418) 872-5355
  • Danielle Dubois DVM – 751 Boulevard Louis-XIV, Québec, QC G1H 1A1 – (418) 626-1461

To learn more about the Quebec pet insurance and veterinary service, click here.

Pet Insurance Terms

  • Co-insurance – After taking out the deductible, the insured might be required to pay a percentage of the cost of the claim. This is known as co-insurance.
  • Deductible – For the insurance coverage to take effect, the insured might be required to pay some agreed amount of money; this is known as deductible and it may be charged per year or per claim.
  • Pre-existing condition – This is any medical condition that the pet is diagnosed with before the start date of the pet insurance policy. Quebec pet insurance providers do not cover pre-existing conditions.
  • Breed exclusion – The insurer might decide to exclude some pet breeds from their insurance policy. This means that hereditary conditions or ailments common to those breeds will not be covered.

To learn more about pet insurance, click here.

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Quebec Pet Insurance FAQs


Does pet insurance go up if you claim?

It is likely that pet insurance premium will increase after you have made a claim but some insurers do not increase premiums due to claim. Note that pet insurance costs are generally increasing due to advancement in veterinary care.

Do pet insurance companies pay the vet directly?

You can arrange for your pet insurance provider to pay directly to the vet. In other words, the vet may have to request payment directly from the insurer but you will be responsible for paying the excess amount.

How soon does pet insurance take effect?

Usually, Quebec pet insurance policies take effect as soon as the waiting period elapses. Every pet insurance company in Quebec has a waiting period and the waiting period may vary from one insurer to the other. In most cases, the waiting period is 14 days but it is usually shorter for accidents.

How much does pet insurance cost for a pet per month?

The monthly cost of pet insurance varies from one insurance company to the other. However, the premium could range from $10 to $100 in a month.

To get a quote on Quebec pet insurance, click here.

What to Ask Before Purchasing Pet Insurance

Before purchasing a Quebec pet insurance policy, it is important to ask the right questions in order to make well-informed decisions on the policy. You need to know what is covered and what is not covered by the policy and also have a good understanding of the policy before you make a claim.

Here are some questions to ask before taking out Quebec pet insurance:

  • What is covered and what is not?
  • What illnesses and injuries are covered in the insurance?
  • What makes up an accident?
  • Does the policy include out-of-country or province coverage for my pet?
  • Are there breed-specific exclusions?
  • Is there any benefit or effect on my plan if I enroll multiple pets?
  • How long does it take to process a claim?
  • Is there any waiting period before I can make my first claim?
  • Will my premium change over time or as my pet ages? Will it increase if I make a claim?
  • How do I make a claim? Do I have to pay the veterinary upfront?

To learn more about Quebec pet insurance, click here.

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