Tenants certainly do not own the apartment they live in but they may own virtually everything in the apartment. Unfortunately, most homeowner insurance plans do not cover the home contents. If the unexpected happens, you might have to replace everything in your home. Without insurance, you could end up spending thousands of dollars to replace everything in your apartment but with an appropriate tenant insurance, you can easily do this without stress.
You need a reliable tenant insurance plan to have peace of mind when you rent an apartment.
Allstate tenant insurance provides coverage for personal property and contents of a home. It also covers additional living expenses and tenant liability. The liability coverage is needed for protection in the event that someone not living with you gets injured while on your property.
Optional Features and Coverage in Allstate Tenant Insurance
Allstate home insurance includes several optional home insurance coverages. Some of the optional coverages include coverage for earthquake damage, personal article coverage, water protection coverage, coverage for home businesses, and coverage for property in a storage facility.