Employers’ or group coverage are often insufficient to cover personal health insurance needs especially in events of critical illnesses. Personal health insurance is very important. This is why Sun Life provides a basic personal life insurance to help you need your health needs even if your employer does not offer any.
The personal health insurance basic plan is also for you if you are losing your group coverage. Sun life designed this plan to make it easy for you to budget for your dental and medical expenses. To apply for the plan, the insured must be less than 70 years. However, the plan can be renewed by seniors 70 years and above.
Details and Features of the Sun life Personal Health Insurance Basic Plan
You can only apply for this plan if you meet the above-mentioned age requirement and you are in Canada at the time of application. You and your family must also reside in Canada and must have provincial health coverage. Your dependents must not be older than 25. If you have dependents between 21 and 24, they must be full-time students.