Express Plan: Critical Illness Assistance Insurance with Reduced Medical Requirements
Blue Cross Express Plan – A Simplified Issue Critical Illness Insurance
People with poor medical records or status usually find it difficult to obtain excellent insurance coverage because of the medical requirements involved. However, the reverse is the case with the express critical illness insurance plan. This plan has minimal medical requirement. It is easy and fast to apply and you don’t need any blood test or medical exam to apply, you only need to make a few health declarations.
Several conditions are covered in this insurance plan. Basically, 5 health conditions are covered and they include cancer, heart attack, kidney failure, stroke, and coronary bypass surgery. In addition, the plan includes a coverage up to $50,000 on the aforementioned conditions to make sure you are perfectly catered for.
Additional Coverage and Benefits in Blue Cross Express Plan
Several additional insurance coverage are provided in the critical illness express plan. These include such feature as out-of-country travel expenses related to medical issues, as well as childcare, assistance and home modification. To be eligible for this plan, you must complete the Declarations in the application form and must be a beneficiary as given by the hospital and health insurance legislation in your province. However, you may not be disabled, or hospitalized to apply. Furthermore, it is required that you are not diagnosed with breast cancer or any other type of cancer, AIDS or Pre-AIDs to be eligible.
- You don’t need any medical examination to apply for this coverage. You only need a simple declaration with a few health questions to apply.
- To be eligible for this plan, you must complete the Declarations in the application form and must be a beneficiary as given by the hospital and health insurance legislation in your province.
- You may not be disabled, or hospitalized to apply. In addition, it is required that you are not diagnosed with breast cancer or any other type of cancer, AIDS or Pre-AIDs to be eligible.
- The plan is flexible, affordable and can help you to recover your independence.
- The insurance plan is very fast and easy to apply and 5 critical illnesses are covered such as coronary bypass surgery, stroke, cancer, kidney failure, and heart attack.
- Additional coverage for things like assistance, home modification, childcare and out-of-country travel expenses for medical purposes.