People with poor medical records or status usually find it difficult to obtain excellent insurance coverage because of the medical requirements involved. However, the reverse is the case with the express critical illness insurance plan. This plan has minimal medical requirement. It is easy and fast to apply and you don’t need any blood test or medical exam to apply, you only need to make a few health declarations.
Several conditions are covered in this insurance plan. Basically, 5 health conditions are covered and they include cancer, heart attack, kidney failure, stroke, and coronary bypass surgery. In addition, the plan includes a coverage up to $50,000 on the aforementioned conditions to make sure you are perfectly catered for.
Additional Coverage and Benefits in Blue Cross Express Plan
Several additional insurance coverage are provided in the critical illness express plan. These include such feature as out-of-country travel expenses related to medical issues, as well as childcare, assistance and home modification. To be eligible for this plan, you must complete the Declarations in the application form and must be a beneficiary as given by the hospital and health insurance legislation in your province. However, you may not be disabled, or hospitalized to apply. Furthermore, it is required that you are not diagnosed with breast cancer or any other type of cancer, AIDS or Pre-AIDs to be eligible.