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GMS BasicPlan

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Back to Basics with GMS Health Insurance Plan

GMS‘ BasicPlan is a personal health insurance product that provides basic coverage for health-related expenses not typically covered by government-issues health insurance plans. When unexpected health issues or emergencies arise, the GMS BasicPlan allows you to cover the various costs involved.

What are the benefits of having a GMS BasicPlan?

The benefits of GMS BasicPlan include:

  • Accidental dental coverage
  • Preferred hospital accommodations
  • Emergency transportation by ambulance
  • Prescription drugs during your hospital stays

 

There are also several add-ons available for your GMS Basic Plan, including:

  • Basic prescription drug coverage – Provides up to $3,500 annually for new formulary drug prescriptions.
  • Enhanced prescription drug coverage – Provides up to $5,000 annually for new prescription drugs. Up to $800 of this coverage can be used towards pre-existing medical conditions and non-formulary drugs.
  • Dental coverage* – Provides coverage for basic and major dental services and procedures. The amount of coverage increases incrementally during the first three years, as indicated below.
    Year 1: $500 for basic dental services (GMS pays 75%)
    Year 2: $750 for basic and major dental services (GMS pays 80% for basic and 50% for major)
    Year 3+: $1,000 for basic and major dental services (GMS pays 80% for basic and 50% for major)
    * – Waiting period may apply
  • Travel medical coverage* Provides coverage for emergency medical expenses while you are travelling abroad. Includes $2 million worth of coverage for a limitless number of trips that span 15, 30, or 48 days annually.
    * – Included in your insurance plan if you are based in Saskatchewan.

Where can I get GMS BasicPlan coverage

Like GMS’s other personal insurance products, the GMS BasicPlan is available from most insurance brokers. Before you decide which health plan is right for you, take some time to consider your coverage options. You can also compare insurance quotes online to view your options before making a purchase.

Other GMS Products

Learn more about GMS’s other insurance offerings.

  • BasicPlan Health Insurance

    BasicPlan is an affordable GMS health insurance product that is designed to cover for unexpected emergencies, including those fundamental health benefits not covered under your provincial health plan, such as ambulance services, preferred hospital rooms and in-hospital drugs. This plan is upgrade-able if ever you want to add prescription drug and dental coverage, and hospital cash to cover out-of-pocket expenses when you have an extended hospital stay.

  • OmniPlan Health Insurance

    OmniPlan is a superior GMS health insurance product that provides extensive health benefit coverage including health practitioner services like physiotherapy and massage therapy, vision care, and glasses. This plan is upgrade-able if ever you want to add prescription drug and dental coverage, and hospital cash to cover out-of-pocket expenses when you have an extended hospital stay.

  • PremierPlan Replacement Health Insurance

    PremierPlan is the most comprehensive GMS replacement health benefits package that is designed for Canadians who wants greater coverage for prescription drugs, dental, vision, physio, massage and travel emergency medical insurance for longer trips!

  • StudentPlan Travel Insurance

    StudentPlan is a GMS travel insurance product that is designed for Canadian students (available to under age 55) that want to study outside of their province of residence or country of residence. This plan can helps fill those gaps helping you and your family feel safe so you can focus on your education.

  • GMS Immigrants & Visitors to Canada Travel Insurance

    GMS Immigrants & Visitors to Canada is a GMS travel insurance product that is designed for Immigrants & Visitors to Canada that want to have a peace of mind during their entire stay in Canada. You can choose the amount of insurance coverage between $25,000, $50,000, $100,000 or $150,000 in total.

Additional resources

Read more about  health insurance from these informative articles to help you decide in choosing the right plan for you.

 

Need a GMS BasicPlan Quote?

Insurdinary provides a comprehensive quotes comparison sends straight to your inbox so you can start comparing health coverage in minutes. See plans from several major Canadian insurers to choose the right option for you. Our customer health specialists are also available to address your questions and concerns.

For more information, you may contact us at 1-877-574-7475, or complete the form below.

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