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Prince Edward Island Pet Insurance

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Prince Edward Island Pet Insurance Overview


Prince Edward Island Pet Insurance

Learn about Prince Edward Island Pet Insurance

Prince Edward Island may not be a densely populated province but it is a pet-friendly one. Pet parents in PEI can take care of their furry friends in a comfortable environment. Besides licensing your pet, it is necessary to get suitable Prince Edward Island pet insurance when you purchase a dog, cat or any other pet.

The major reason why you will want to get Prince Edward pet insurance is to provide assistance to you in covering pet-related medical expenses. You don’t want money to be a deciding factor on how you take care of your pet, do you? Getting the right pet insurance can help you to give your pet the care and attention it deserves.

The right Prince Edward Island pet insurance should cover a range of conditions such as hospitalization, accidents, illnesses, prescription, surgery, diagnostic care, and so forth. You may also add optional coverages such as general wellness coverage to the policy.

PEI pet insurers do not offer the same services. So, it is necessary to compare policy options and research the pet insurer before taking out a policy. This will help you to understand everything that is covered in the policy including the stipulations, waiting period, exclusions and limits.

Also, you need to take out pet insurance Prince Edward Island as early as possible if you need comprehensive coverage. Once the pet is diagnosed with pre-existing conditions, the condition will be excluded from the policy. However, if you act fast, you may get the coverage before pre-existing conditions will show up.

To get a quote on Prince Edward Island pet insurance, click here.

Buy The Right Prince Edward Island Pet Insurance

The major reason why you are taking out Prince Edward pet insurance is to cover unexpected medical and non-medical conditions, accidents, illnesses, medical emergencies, and so forth. Sadly, you may not be able to get the coverage you desire if you go for a policy with a lot of exclusions. This is why you need to compare policy options and research the coverage before you make a purchase.

The right coverage for your pet is a broad coverage with few exclusions. Broad coverages cover all sorts of situations as pointed out above. Such coverage will provide the financial assistance you need in the event of any sort of medical emergency. General wellness coverage is a common optional coverage offered by most pet insurers. However, this is not a broad coverage and may not be a great option.

Make sure that the Prince Edward Island pet insurance covers the following before you choose the coverage:

  • Accidents and illnesses
  • Emergency care
  • Prescription medication
  • Hereditary, congenital and chronic conditions
  • Hospitalization
  • Specialist care, and
  • Surgery

To learn more about pet insurance click here.

Prince Edward Island Pet Insurance and Veterinary Hospitals

  • Charlottetown Veterinary Clinic – 5 Kirkwood Dr, Charlottetown, PE C1A 2T4 – (902) 892-4287
  • Miltonvale Park Veterinary Clinic – 950 Lower Malpeque Rd, Charlottetown, PE C1E 3B9 – (902) 368-8800
  • West Prince Veterinary Service – 46 East Dr, O’Leary, PE C0B 1V0 – (902) 859-2441
  • Veteran Affairs Canada – 134 Kent St, Charlottetown, PE C1A 1N2 – (902) 566-8677
  • Cornwall Veterinary Clinic – 375 Trans-Canada Hwy, Cornwall, PE C0A 1H0 – (902) 368-8374
  • Kensington Veterinary Clinic Ltd – 9 Park Rd, Kensington, PE C0B 1M0 – (902) 836-3410
  • Montague Veterinary Clinic – 100 Queens Rd, Montague, PE C0A 1R0 – (902) 838-2281
  • New Perth Animal Hospital – 3188 Georgetown Rd Rte. #3, New Perth, PE C0A 1G0 – (902) 838-1800
  • Souris Veterinary Clinic – 22 Anniversary Av, Souris, PE C0A 2B0 – (902) 687-3266
  • Summerside Animal Hospital – 492 Granville St, Summerside, PE C1N 5Y1 – (902) 436-2297

To learn more about the Prince Edward Island pet insurance and veterinary service, click here.

Pet Insurance Terms

  • Co-insurance – After removing the deductible, the percentage of the claims costs that the insured is responsible for is the co-insurance.
  • Deductible – This is the amount that the insured is required to pay before the insurance coverage takes effect. It may be charged per claim or per year.
  • Pre-existing condition – Any medical condition that the pet was diagnosed with before the effective start date of the insurance policy is a pre-existing condition. Prince Edward Island pet insurance providers do not cover pre-existing conditions.
  • Breed exclusion – Depending on the pet insurer, some pet breeds might be excluded from the pet insurance coverage. This implies that hereditary conditions related to that breed will not be covered by the policy.

To learn more about pet insurance, click here.

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Prince Edward Island Pet Insurance FAQs


Does pet insurance go up if you claim?

This depends on the pet insurer. While some pet insurers increase premiums due to claim, some others do not. It should be noted that pet insurance cost in Canada is rising due to the increasing cost of veterinary care.

Do pet insurance companies pay the vet directly?

Your pet insurer might be willing to pay directly to the vet. If such an arrangement is made, the vet will request payment directly from the insurer but you will have to pay the excess amount.

How soon does pet insurance take effect?

Your pet insurance Prince Edward Island will take effect as soon as the waiting period elapses. Furthermore, the waiting period differs from one pet insurer to the other. However, a lot of Prince Edward Island pet insurers have a waiting period of 14 days.

How much does pet insurance cost for a pet per month?

Although pet insurance premiums may vary from one insurer to the other, most insurers charge premiums from $10 to $100.s

To get a quote on Prince Edward Island pet insurance, click here.

What to Ask Before Purchasing Pet Insurance

Before purchasing Prince Edward Island pet insurance coverage, it is always advisable to ask the right questions in order to make well-informed decisions. You need to know what the policy covers and what is not covered in the policy before you make a claim.

Here are some questions to ask before taking out Prince Edward Island pet insurance:

  • What is covered and what is not?
  • What illnesses and injuries are covered in the insurance?
  • What makes up an accident?
  • Does the policy include out-of-country or province coverage for my pet?
  • Are there breed-specific exclusions?
  • Is there any benefit or effect on my plan if I enroll multiple pets?
  • How long does it take to process a claim?
  • Is there any waiting period before I can make my first claim?
  • Will my premium change over time or as my pet ages? Will it increase if I make a claim?
  • How do I make a claim? Do I have to pay the veterinary upfront?

To learn more about Prince Edward Island pet insurance, click here.

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