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Police Officer Disability Insurance

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Find the best rates for police officer disability insurance with Insurdinary.

Why Get Police Officer Disability Insurance


Whether it is facing a group of bandits or dealing with an emergency situation, police officers are always exposed to dangers, accidents, and injuries. The police work is a selfless work and while you are willing to risk everything for your country, you don’t want to stay without a salary because of a disability. This is why you need to take out police officer disability insurance.

With police officer disability insurance, you can get a portion of your salary in the event of a disability. Most insurers will pay up to 50 to 60 percent of your salary in disability insurance benefits. However, if you want to go for the best benefits, you need to choose the best insurance provider for your police officer DI.

To get the best policy, it is important to shop around and compare policy options. Contact Insurdinary for the best police officer disability insurance available to Canadians. When you contact Insurdinary we will connect you to reliable insurance advisors who will guide you to choose the best coverage available to Canadians.

To get a quote for police officer disability insurance, click here.

The Difference between Long- & Short-Term Police Officer Disability Insurance


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Police Officer Short Term Disability Insurance

Short term police officer disability insurance provides financial protection for a short period of time against disabilities and injuries. This type of disability insurance usually covers work-related accidents and injuries but it may also cover non-illnesses such as pregnancy and childbirth. The coverage may last for some weeks or months but usually less than one year or 53 weeks.

Police Officer Long Term Disability Insurance

Long term police officer disability insurance provides robust financial protection for a long period of time against illnesses, injuries and disabilities. This type of disability insurance may last for more than 2 years. Usually, the policy will last until retirement or whenever the insured can return to work. The duration of long term disability insurance can also be pre-defined, depending on the insurance provider. Consult your insurer to find out the duration of your disability insurance policy.

To learn more about police officer long term disability insurance, click here.

What is Covered in Police Officer Accident Insurance?


Police officer disability insurance may cover several medical conditions, accidents, and injuries, depending on the provider. Most providers cover basically work-related conditions but non-work-related conditions may also be covered.

Also, police officer DI may also cover non-illnesses like pregnancy and childbirth. Furthermore, not all medical conditions are covered by police officer disability insurance. As a matter of fact, pre-existing conditions are usually excluded from the policy.

Police Officer Injury Insurance Coverage:

Coverage for total disability
Partial disability benefits
Retraining benefits and recovery benefits
Police officer disability insurance coverage for mental illness
Police officer disability insurance coverage for pregnancy
Survivor benefits
Compassionate disability

To learn more about police officer accident insurance, click here.

Be Prepared for Anything, No Matter Where You Work


You don’t have to lose your salary because of a disability. Get disability insurance today to make sure you are covered wherever you work.

Canadian Institutes for Police Officers


Learn about Police Officer DI

There are a number of police officer associations and institutes in Canada. Here are a few of such associations.

 

    • Canadian Association Of Chiefs Of Police – 300 Terry Fox Dr, Kanata, ON K2K 0E3 – (613) 595-1101

 

    • Ontario Association of Chiefs of Police – 645 Queen St E, Sault Ste. Marie, ON P6A 2A6 – (416) 926-0424

 

    • Canadian Police Association – 141 Catherine St Suite 100, Ottawa, ON K2P 1C3 – (613) 231-4168

 

    • Police Association Of Ontario – 1650 Yonge St #302, Toronto, ON M4T 2A2 – (416) 487-9367

 

    • Edmonton Police Association – 10150 97 Ave NW, Edmonton, AB T5K 2T4 – (780) 496-8600

 

    • Winnipeg Police Association – 81 Garry St, Winnipeg, MB R3C 4J9 – (204) 957-1579

 

    • Vancouver Police Union – 1819 Victoria Diversion, Vancouver, BC V5N 2K2 – (604) 685-6441

 

    • Police Association of Nova Scotia – 1000 Windmill Rd, Dartmouth, NS B3B 1L7- (902) 468-7555

 

    • New Brunswick Police Commission – 435 King St #202, Fredericton, NB E3B 1E5 – (506) 453-2069

 

To learn more about police officer associations in Canada, click here.

Purchase Police Officer Disability Insurance in Minutes – Easy!


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Finding the best police officer disability insurance is easy with Insurdinary. Simply sign up, get quotes sent directly to your inbox, and buy your perfect plan online.

Purchasing police officer disability insurance should be the least of your worries. Get quotes now to protect your income and salary!

 

Step 1 – Get Quotes

Answer a few questions about your occupation to get quotes sent straight to you.

Step 2 – Compare Rates

Compare plans and prices from top level disability insurance providers.

Step 3 – Buy Online

Choose a plan and buy the perfect insurance plan in minutes.

Canadian Police Officer Accident Insurance Statistics


Police officers in Canada handle some of the most dangerous situations that arise daily in society. A study carried out by Statistics Canada in 2010 indicates that police officers are the most likely to be slain on the job apart from taxi drivers.

Furthermore, a total of 284 police officers have died on the job since 1975. 101 died of homicide, while 88 died in car accidents, and 29 died in aircraft crashes. Other causes of police officers’ death include roadside stop, drowning, vehicle pursuit, medical problems, etc.

To learn more about police officer accident insurance, click here.

Injuries Police Officers Suffer From


Police officers in Canada are often faced with a lot of risks, accidents, and injuries. While fatalities are common among police officers, injuries and accidents are also common. As a matter of fact, police officers should make sure they take out police officer disability insurance as early as possible to cover work-related accidents and injuries.

Some of the occupational hazards and injuries associated with police officer include the following:

Cuts, lacerations, and punctures
Sprains and strains to tendons, muscles, joints, and ligaments.
Chronic pain and sores.
Tendonitis and multiple traumatic injuries.
Bruises and contusions
Chemical burns and fractures.

To learn more about police officer injury insurance, click here.

Get the Lowest Rates on All Types of Insurance


Insurdinary has you covered no matter what. Shop online for the best insurance coverage and rates in Canada.

Police Officer Injury Insurance FAQ


Looking for police officer disability insurance coverage?

Learn more about how to get the best price police officer disability insurance online by checking out the Frequently Asked Questions below.

Do I need a police officer disability insurance policy?

Yes. As a police officer, you need to take out police officer disability insurance as early as possible to cover work-related ailments and accidents against disabilities. This will help you to get a portion of your salary or income in the event of a disability.

How long does long term police officer disability insurance last?

Police officer long term disability insurance coverage may last for a long period of time depending on the insurance policy. The coverage may last until retirement or whenever you are healthy enough and ready to return to work.

How much is a police officer disability insurance premium?

The amount you should expect to pay in premium will vary from one insurance provider to the other. However, most insurers charge about 1 to 3 percent of your salary in premium.

What medical conditions cover for long-term police officer disability insurance?

A lot of medical conditions, injuries and accidents may be covered in police officer long term disability insurance. Some of the medical conditions include cerebral palsy, cancer, anxiety, bipolar disorder, chronic pain, asthma, and so on.

To learn about police officer injury insurance, click here.

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