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Plumber Disability Insurance

Why Get Plumber Disability Insurance

Plumbers are very important tradespeople in Canada, and indeed in every other country in the world. The plumber’s ability to work is his greatest asset and determines how much he can make in a month.

You don’t want to stay without income or salary for months. Sadly, this could be the case if you are disabled for a long period of time. Moreover, most employers do not pay employees who are unable to work, irrespective of the reason.

Rather than staying months or weeks without an income or salary, you can take out plumber disability insurance to get a portion of your income or salary in the event of a disability. The benefit amount may vary from one insurer to the other but it usually ranges from 50 to 60 percent.

If you want to get the best benefits, you need to research and compare various policy options. Contact Insurdinary for plumber DI available to Canadians. When you contact Insurdinary, we will connect you to reliable insurance advisors who will guide you to choose the best coverage.

To get a quote for plumber disability insurance, click here.

The Difference between Long- & Short-Term Plumber Disability Insurance

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Plumber Short Term Disability Insurance

The disability insurance policy could either have a short term or long term coverage. Short term plumber disability insurance provides coverage for a short period of time, usually less than one year. For most insurers, short term plumber DI provides coverage for about 9 to 52 weeks and covers most work-related accidents and injuries.

Plumber Long Term Disability Insurance

Plumber long term disability insurance provides coverage for a long period of time. The coverage could last for more than 2 years but the duration may vary from one insurer to the other. For some insurers, long term plumber disability insurance may last until you are healthy enough to return to work or until retirement. Contact your insurer or read the policy document to find out how much coverage you have. Take advantage of Insurdinary’s resources to get the best long term plumber disability insurance.

To learn more about plumber long term disability insurance, click here.

What is Covered in Plumber Accident Insurance?

Plumber accident insurance may cover several medical conditions and injuries, depending on the insurance provider. The coverage may vary from one insurer to the other, so it is advisable to read the policy document to find out the amount of coverage you have.

The policy may also cover non-illnesses such as childbirth and pregnancy. Not all medical conditions are covered by plumber disability insurance. For instance, pre-existing conditions (which are medical conditions diagnosed before the policy’s start date are usually excluded from plumber DI).

Plumber Injury Insurance Coverage:

Coverage for total disability
Partial disability benefits
Retraining benefits and recovery benefits
Plumber disability insurance coverage for mental illness
Plumber disability insurance coverage for pregnancy
Survivor benefits
Compassionate disability

To learn more about plumber accident insurance, click here.

Be Prepared for Anything, No Matter Where You Work

You don’t have to lose your salary because of a disability. Get disability insurance today to make sure you are covered wherever you work.

Canadian Institutes for Plumbers

Learn about Plumber DI

There are a number of plumber associations and institutes in Canada. Here are a few of such associations.


    • Canadian Institute of Plumbing & Heating – 295 The West Mall #504, Etobicoke, ON M9C 4Z4 – (416) 695-0447


    • Ontario Building Officials Association – 200 Marycroft Ave #8, Woodbridge, ON L4L 5X5 – (905) 264-1662


    • Mechanical Contractors Association of Manitoba – 320-830 King Edward St, Winnipeg, MB R3H 0P4 – (204) 774-2404


    • Saskatchewan Piping Industry – 1366 Cornwall St, Regina, SK S4R 2H5 – (306)-522-4237


    • Plumbers & Pipefitters Local 56 – 31 Ragus Rd, Dartmouth, NS B2Y 4R8 – (902) 466-9920


To learn more about plumber associations in Canada, click here.

Purchase Plumber Disability Insurance in Minutes – Easy!

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Finding the best plumber disability insurance is easy with Insurdinary. Simply sign up, get quotes sent directly to your inbox, and buy your perfect plan online.

Purchasing plumber disability insurance should be the least of your worries. Get quotes now to protect your income and salary!


Step 1 – Get Quotes

Answer a few questions about your occupation to get quotes sent straight to you.

Step 2 – Compare Rates

Compare plans and prices from top level disability insurance providers.

Step 3 – Buy Online

Choose a plan and buy the perfect insurance plan in minutes.

Canadian Plumber Accident Insurance Statistics

There are approximately 15,100 people working in the plumbing industry in the Ontario region and about 91 percent of them work in the construction sector. 94 percent of the plumbers work fulltime and 6 percent work parttime.

Furthermore, 68 percent of plumbers in Canada work throughout the year, 32 percent work part of the year, and 19 percent of plumbers are self-employed.

To learn more about plumber accident insurance, click here.

Injuries Plumbers Suffer From

Plumbers are exposed to a lot of accidents and injuries from lead poisoning to musculoskeletal injuries. Most of these injuries could result in a disability which could make it difficult for the tradesperson to work. With plumber disability insurance, you will get a portion of your salary (up to 60 percent) in the event of a disability.

Some of the occupational hazards and injuries associated with plumber include the following:

Coverage for total disability
Lead poisoning
Injuries related to power tools
Musculoskeletal injuries of the upper body
Hearing loss, etc.

To learn more about plumber injury insurance, click here.

Get the Lowest Rates on All Types of Insurance

Insurdinary has you covered no matter what. Shop online for the best insurance coverage and rates in Canada.

Plumber Injury Insurance FAQ

Looking for plumber disability insurance coverage?

Learn more about how to get the best price plumber disability insurance online by checking out the Frequently Asked Questions below.

Do I need a plumber disability insurance policy?

Yes, you need plumber disability insurance. With plumber disability insurance, you will get a portion of your salary or income if you are disabled due to an accident or injury.

What should I expect in plumber disability insurance benefit?

Plumber disability insurance pays a portion of your salary or income in the event of a disability. The exact amount you should expect from the benefit may vary from one insurer to the other but usually, you should expect about 50 to 60 percent of your salary or income in benefits.

How much is plumber disability insurance premium?

Plumber disability insurance may cost about 1 to 3 percent of your gross annual income or salary. For instance, if your annual income or salary is $100,000, you should expect to pay from $1,000 to $3,000 in plumber DI.

What health conditions are covered in long-term plumber disability insurance?

Plumber long term disability insurance covers a number of medical conditions and it may also cover non-medical conditions. Medical conditions covered by the policy may include cancer, cerebral palsy, asthma, pain, anxiety, and so on. Talk to your insurer to find out the specific coverage that applies to your policy.

To learn about plumber injury insurance, click here.

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