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Philippines Travel Insurance Overview


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Canada has a strong and friendly bilateral relation with the Philippines, the two countries closely corporate in several areas. In addition, Canada and the Philippines have trade and investment relationship in various sectors.

As a result of the close ties between the two countries, Tagalog, a local Philippine language, is becoming the fastest growing language in Canada. There are about 850,000 Philippines in Canada in 2012 and 7,500 Canadians in 2013.

Your provincial coverage will not cover you outside Canada. When traveling to the Philippines, you need Philippines travel insurance or private medical coverage to protect you against medical emergencies, sickness or injuries abroad.

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Philippines Travel Insurance Details


Basic Information About Philippines

Some important information on Philippines Travel Insurance that we think you’ll want to know before you travel.

Name Value
Currency Philippine Peso
Official languages Filipino and English
Capital Manila
Continent Asia
Population Approx. 103 million
Plug type Plug type A, B, and C
Driving side Right-hand side
Seasons
  • Spring – March to May
  • Summer – June to August
  • Autumn – September to November
  • Winter – December to February
Laws Local laws and customs

 

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Philippines Security Measures for travelers

Yours is the decision to travel to the Philippines and you are responsible for your safety abroad. But since we care about the safety and security of Canadians, we provide you with timely and credible information in our Travel Advice to help you to make the right decision when you travel abroad.

Risk Level

Philippines – Exercise a high degree of caution

Due to the threat of terrorism and a high level of crime, exercise a high degree of caution in the Philippines.

  • Avoid all travel to Mindanao Region due to the threat of terrorist attacks and kidnappings.
  • Avoid all travel to the Sulu Archipelago and throughout the southern Sulu sea.
  • Avoid non-essential travel to the urban areas of Davao

Travel Health Notice – Zika virus

The Public Health Agency of Canada recommends that Canadians practice special health precautions due to the risk of Zika virus in the Philippines. Pregnant and would-be pregnant women should avoid all travel to the Philippines.

Entry / Exit requirements

Philippines Government decides who enters or exits its borders, just like every other country. In other words, you may not be allowed entrance or exit to the Philippines if you do not meet the requirements and the Government of Canada will not intervene on your behalf in such a case.

The information on this page was obtained from Philippine authorities; however, it can change at any time. Moreover, you can verify the information with foreign diplomatic missions and consulates in Canada.

Passport

The type of passport you use to travel determines the applicable entry rule. Check with your transportation company to learn about passport requirements before you travel.

  • Regular Canadian Passport – You must hold a passport valid for six months beyond the date you arrived in the Philippines.
  • Official Canadian Passport – Different rules may apply. Learn more about official travel here.
  • Other travel documents – If you are traveling with a temporary passport or an emergency travel document, the entry rules may differ. Check with the closest diplomatic mission for the Philippines before you leave.

Useful Links

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Philippines Healthcare

The Philippines has both private and public healthcare services. Facilities in Philippines hospitals and healthcare centers may not have the same standard as those of Canada. However, medical treatment could be expensive especially if you don’t have Philippines travel insurance policy. Some hospitals may also require cash payment, so you need to travel with enough money to cover potential cost and the right travel insurance policy.

For more information about healthcare in the Philippines, click here.

Philippines Travel Insurance News

The Court of Queen’s Branch of Alberta ruled on Monday, April 30, 2018, that the SEF 44 Family Protection Endorsement in the standard auto policy of Alberta would provide accident benefits coverage for accidents that took place outside Canada.

Leizle Wage was struck and killed by a motorcycle while on vacation in the Philippines. Wage and her husband had a standard auto policy with Canadian Direct Insurance in Alberta. The policy includes the SEF 44 Family Protection Endorsement.

Leizle’s estate argued in the court that coverage under the SEF 44 endorsement is not excluded in Alberta’s standard auto policy’s territorial limit. However, Canadian Direct Insurance denied the claim in the court, stating that accidents that took place in the Philippines are not included in the endorsement coverage.

Although SEF 44 endorsement talks about places or jurisdiction where the accident occurred, it does not point out any express limitation except for the province of Quebec.

To learn more about Philippines travel insurance news click here.

Travel Insurance Related Pages

Philippines Travel Insurance FAQ


Do you need a Visa for travelling to Philippines?

If you are traveling to the Philippines for business or tourism, you don’t need a tourist or business visa for stays up to 30 days. However, if you want to extend your stay, make sure you apply before the expiration of the 30-day period at the Philippine Bureau of Immigration. The visa obtained before arrival in the Philippines takes precedence over the visa obtained from a Philippine embassy or a consulate abroad. If you want to study in the Philippines, you need a student visa.

To learn more about Philippines travel insurance and visa, click here.

Can I buy multiple travel insurance policies?

You can buy multiple Philippines travel insurance policy if you are not satisfied with the features offered by a single policy. However, you are not allowed to double dip when purchasing multiple policies.

Does travel insurance cover doctor visits?

Philippines travel insurance policies usually cover outpatient services which include doctor visits.

Can I buy travel insurance the day I leave?

Yes. Several insurers now offer usage-based policies that allow you to purchase travel insurance policies on the go. With such policies, you can purchase Philippines travel insurance the day you leave or even later. Also, you can manage your policy as much as you want.

How long does a travel insurance claim take?

The type of claim you want to make determines the length of time it will take to receive an outcome. But it may take 10 to 14 business days to receive an outcome if you provide the necessary documents to your travel insurer.

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