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Personal Trainer Disability Insurance

Why Get Personal Trainer Disability Insurance


Being a personal trainer comes with a lot of benefits but there are also risks and dangers associated with it. Personal trainers involved in rigorous exercises can easily get injured and some of these injuries could result in a disability which might make it difficult for you to work.

It is important for personal trainers to take out personal trainer disability insurance as early as possible to cover work-related accidents, illness, and disabilities. Without personal trainer disability insurance, you may not get an income or salary if you become disabled. However, if you have appropriate coverage, you will get a portion of your salary or income in the event of a disability.

The amount you get in benefit will depend on the insurance company you choose; this is why it is important to carefully choose the best personal trainer disability insurance provider. Take advantage of Insurdinary’s resources to choose the best personal trainer DI. Insurdinary can connect you to reliable insurance advisors who will guide you to choose the best policy.

To get a quote for personal trainer disability insurance, click here.

The Difference between Long- & Short-Term Personal Trainer Disability Insurance


disability insurance

Personal Trainer Short Term Disability Insurance

Short term personal trainer disability insurance will provide financial coverage for a short period of time. This type of disability insurance is ideal for illness and injuries that last for a short period, usually less than one year. The medical conditions covered by this policy could vary from one insurer to the other.

Personal Trainer Long Term Disability Insurance

Long term personal trainer disability insurance provides coverage against accidents, illnesses, and injuries for a long period of time. The conditions covered may vary from one insurance company to the other. Some insurers cover work-related accidents and illnesses but non-work related conditions may also be covered. Personal trainer long term disability insurance may last until retirement but, in some cases, it may last whenever you are healthy and can return to work. Some policies may also last for some specified number of years.

To learn more about personal trainer long term disability insurance, click here.

What is Covered in Personal Trainer Accident Insurance?


Personal trainer disability insurance may cover several medical conditions, accidents, and injuries. Non-illnesses (such as pregnancy and childbirth) may also be covered by the policy.

Furthermore, if you are diagnosed with a medical condition before the start date of the personal trainer disability insurance, such a condition (also known as a pre-existing condition) may be excluded from the personal trainer disability insurance coverage, and will not be covered.

Personal Trainer Injury Insurance Coverage:

Coverage for total disability
Partial disability benefits
Retraining benefits and recovery benefits
Personal trainer disability insurance coverage for mental illness
Personal trainer disability insurance coverage for pregnancy
Survivor benefits
Compassionate disability

To learn more about personal trainer accident insurance, click here.

Be Prepared for Anything, No Matter Where You Work


You don’t have to lose your salary because of a disability. Get disability insurance today to make sure you are covered wherever you work.

Canadian Institutes for Personal Trainers


Learn about Personal Trainer DI

There are a number of personal trainer associations and institutes in Canada. Here are a few of such associations.

 

    • Canadian Society For Exercise – 18 Louisa St #370, Ottawa, ON K1R 6Y6 – (613) 234-3755

 

    • Ontario Society for Health and Fitness – 20 James St #100, Ottawa, ON K2P 0T6 – (888) 990-9404

 

To learn more about personal trainer associations in Canada, click here.

Purchase Personal Trainer Disability Insurance in Minutes – Easy!


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Finding the best personal trainer disability insurance is easy with Insurdinary. Simply sign up, get quotes sent directly to your inbox, and buy your perfect plan online.

Purchasing personal trainer disability insurance should be the least of your worries. Get quotes now to protect your income and salary!

 

Step 1 – Get Quotes

Answer a few questions about your occupation to get quotes sent straight to you.

Step 2 – Compare Rates

Compare plans and prices from top level disability insurance providers.

Step 3 – Buy Online

Choose a plan and buy the perfect insurance plan in minutes.

Canadian Personal Trainer Accident Insurance Statistics


In a survey distributed to personal trainers using Survey Monkey, involving 605 personal trainers, 10.7% of the personal trainers had lumbar muscle strain during their training session, 8.9% had rotator cuff tear and tendonitis, 8.1% had shin splints, 7.5% had an ankle sprain, and 7.4% had a cervical muscle strain. More than 90% of the injuries occurred with free weights. Furthermore, males had more exertional related injuries, while females had more accidental type of injuries.

To learn more about personal trainer accident insurance, click here.

Injuries Personal Trainers Suffer From


Personal trainers may be exposed to various kind of injuries, and accidents when doing their job. Occupational injuries disrupt personal trainer’s gym or studio operating schedules, making it difficult for them to work. If the injury is severe, a personal trainer may not be able to work at all. This is why you should take out personal trainer disability insurance to get a portion of your salary or income in the event of a disability.

Some of the occupational hazards and injuries associated with personal trainers include the following:

Strain and sprains
Cuts and fractures
Lower back injuries
Muscle tears

Get the Lowest Rates on All Types of Insurance


Insurdinary has you covered no matter what. Shop online for the best insurance coverage and rates in Canada.

Personal Trainer Injury Insurance FAQ


Looking for personal trainer disability insurance coverage?

Learn more about how to get the best price personal trainer disability insurance online by checking out the Frequently Asked Questions below.

Do I need personal trainer disability insurance?

Yes, personal trainers may be exposed to a lot of injuries and accidents. If a personal trainer develops a severe injury, he may not be able to work. This is why you should take out personal trainer disability insurance as soon as possible.

How much should I expect in benefits from personal trainer disability insurance?

Most personal trainer disability insurance providers will pay up to 50 to 60 percent of your salary or income in benefit. For instance, if your salary is $100,000, you should expect from $50,000 to $60,000 in benefits.

How much should I expect to pay for personal trainer disability insurance?

You should expect to pay up to 1 to 3 percent of your gross annual income in personal trainer disability insurance. For instance, if your annual income or salary is $100,000, you should expect to pay from $1,000 to $3,000 in premium.

What are the health conditions covered by personal trainer disability insurance?

Personal trainer disability insurance may cover several medical conditions, accidents and illnesses. Examples include cancer, bipolar disorder, chronic pain, asthma, cerebral palsy, and so on.

To learn about personal trainer injury insurance, click here.

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