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Optometrist Disability Insurance

Why Get Optometrist Disability Insurance

Optometrists are exposed to a lot of hazardous situations and chemicals in the course of their work. Some of the occupational hazards could result in a disability which might make it difficult for the professional to work.

You don’t want to lose your income or salary because of a disability, do you? This is why you should take out optometrist disability insurance. With optometrist Di, you will get a portion of your income or salary during a disability. The amount you will get in the insurance benefit depends on the insurance company and also your salary. Most insurers pay from 50 to 60 percent of the insured’s salary in benefit.

If you want to get the best benefits and features from an optometrist DI, you need to go for the best coverage. This is why you should take advantage of the extensive resources provided by Insurdinary to choose the best optometrist DI. Insurdinary can connect you to reliable insurance advisors who will guide you to choose the best coverage available to Canadians.

To get a quote for optometrist disability insurance, click here.

The Difference between Long- & Short-Term Optometrist Disability Insurance

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Optometrist Short Term Disability Insurance

Short term optometrist disability insurance provides financial protection and coverage for a short period of time. If you have a disability that lasts for one year or less, this type of disability insurance would be ideal for you. Short term disability covers most work-related accidents, illness, and injuries as well as non-illnesses such as pregnancy and childbirth.

Optometrist Long Term Disability Insurance

Long term disability insurance provides financial protection for a long period of time. If you have short term disability in your policy, your long-term optometrist disability insurance will become effective when the short-term disability runs out and it can last until retirement if you are disabled for life. Optometrist long term disability insurance may also cover you until you recover and are ready to return to work.

To learn more about optometrist long term disability insurance, click here.

What is Covered in Optometrist Accident Insurance?

Optometrist disability insurance may cover several medical conditions but this may vary from one insurance provider to the other. Non-illnesses such as pregnancy and childbirth may also be covered by the optometrist DI.

Furthermore, some medical conditions may not be covered by the policy. Usually, insurance providers exclude pre-existing conditions from their policies.

Optometrist Injury Insurance Coverage:

Coverage for total disability
Partial disability benefits
Retraining benefits and recovery benefits
Optometrist disability insurance coverage for mental illness
Optometrist disability insurance coverage for pregnancy
Survivor benefits
Compassionate disability

To learn more about optometrist accident insurance, click here.

Be Prepared for Anything, No Matter Where You Work

You don’t have to lose your salary because of a disability. Get disability insurance today to make sure you are covered wherever you work.

Canadian Institutes for Optometrists

Learn about Optometrist DI

There are a number of optometrist associations and institutes in Canada. Here are a few of such associations.


    • Canadian Association of Optometrists – 234 Argyle Ave, Ottawa, ON K2P 1B9 – (613) 235-7924


    • Ontario Association of Optometrists – 20 Adelaide St E #801, Toronto, ON M5C 2T6 – (905) 826-3522


    • Alberta Association of Optometrists – 8407 Argyll Rd NW #100, Edmonton, AB T6E 4N7 – (780) 451-6824


    • Manitoba Association of Optometrists – 530 Century St #217, Winnipeg, MB R3H 0Y4 – (204) 943-9811


    • Association des optométristes du Québec – 1255 Boulevard Robert-Bourassa, Montréal, QC H3B 3V8 – (514) 288-6272


    • Nova Scotia Association of Optometrist – 502-5657 Spring Garden Road, Box 142, Halifax, NS B3J 3R4 – (902) 435-2845


To learn more about optometrist associations in Canada, click here.

Purchase Optometrist Disability Insurance in Minutes – Easy!

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Finding the best optometrist disability insurance is easy with Insurdinary. Simply sign up, get quotes sent directly to your inbox, and buy your perfect plan online.

Purchasing optometrist disability insurance should be the least of your worries. Get quotes now to protect your income and salary!


Step 1 – Get Quotes

Answer a few questions about your occupation to get quotes sent straight to you.

Step 2 – Compare Rates

Compare plans and prices from top level disability insurance providers.

Step 3 – Buy Online

Choose a plan and buy the perfect insurance plan in minutes.

Canadian Optometrist Accident Insurance Statistics

Over the period of 2017 to 2026, new job openings for optometrists and chiropractors are expected to total 14,700 while 13,500 job seekers are expected to fill these positions.

Further, the 2015 Canada’s Labor Force Survey shows that 94% of workers in this occupation are self-employed, while 78% work full-time. Also, the 2011 National Household Survey shows that 49% of optometrists are women whereas 48% of all occupations are women.

To learn more about optometrist accident insurance, click here.

Injuries Optometrists Suffer From

Optometrists are exposed to a lot of injuries and accidents (such as exposure to hazardous chemicals) when doing their job. While they can prevent injuries by employing safety precautions, there is no guarantee that the injuries and hazards would be completely prevented. This is why you need to take out optometrist disability insurance to be sure that you are protected against injuries and disabilities associated with your job. The disability insurance will pay a portion of your salary or income if you become disabled.

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Optometrist Injury Insurance FAQ

Looking for optometrist disability insurance coverage?

Learn more about how to get the best price optometrist disability insurance online by checking out the Frequently Asked Questions below.

Do I need optometrist disability insurance?

If you are an optometrist, you need optometrist disability insurance to protect your salary or income against disabilities. The policy will pay a portion of your salary if you become disabled.

How much benefit is obtainable in optometrist disability insurance?

You can get up to 50 to 60 percent of your salary or income in benefit from optometrist disability insurance. The percentage you will get may vary from one insurer to the other.

What is the cost of optometrist disability insurance?

Most optometrist disability insurance companies will charge from 1 to 3 percent of your salary in disability insurance premium. For instance, if your salary is $100,000, you should expect to pay from $1,000 to $3,000 in premium.

What injuries and illnesses are covered in optometrist disability insurance?

Several medical conditions may be covered by optometrist DI. Examples include cancer, cerebral palsy, asthma, pain, anxiety, and so on. Talk to your insurer to find out the specific coverage that applies to your policy.

To learn about optometrist injury insurance, click here.

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