fbpx
Insurdinary logo

Get insurance rates in minutes and compare

Optician Disability Insurance

Why Get Optician Disability Insurance


Like optometrists, opticians are exposed to some injuries and chemicals in the course of their job. If you care about protecting your income and salary against disabilities, you should seriously consider taking out optician disability insurance.

Optician disability insurance will pay a portion of your income or salary if you become disabled. The amount you will receive in benefits may vary from one insurance company to the other. Most insurers will pay up to 50 to 60 percent of your salary or income in benefits.

If you want to get the best benefits at low insurance premium, you should take your time to compare policy options and shop around before choosing optician disability insurance. With the extensive resources provided by Insurdinary.ca, you can get free quotes from top providers. Insurdinary can connect you to reliable insurance advisors who will guide you to choose the best coverage.

To get a quote for optician disability insurance, click here.

The Difference between Long- & Short-Term Optician Disability Insurance


disability insurance

Optician Short Term Disability Insurance

Optician disability insurance can either be short term or long term. Short term disabilities provide financial coverage for a short period of time. Usually, this type of disability insurance provides coverage for less than 53 weeks or one year and it covers against most work-related accidents, illness, and injuries.

Optician Long Term Disability Insurance

If you are disabled for a long period of time, you need long term optician disability insurance to provide robust and comprehensive coverage to you. Optician long term disability insurance will pay a portion of your salary or income (usually 50 to 60 percent) if you become disabled. Also, if you have short term disability in your policy, your long-term disability insurance will become effective when your short term disability runs out.

To learn more about optician long term disability insurance, click here.

What is Covered in Optician Accident Insurance?


Optician disability insurance may cover several medical conditions depending on the insurance provider. Some insurers cover mainly work-related accidents and injuries, while some others may also cover non-work-related conditions.

Also, conditions like pregnancy and childbirth may also be covered. Certain medical conditions may be excluded from the optician DI. For instance, pre-existing conditions (which are medical conditions diagnosed before the start date of the policy) are usually excluded from optician disability insurance.

Optician Injury Insurance Coverage:

Coverage for total disability
Partial disability benefits
Retraining benefits and recovery benefits
Optician disability insurance coverage for mental illness
Optician disability insurance coverage for pregnancy
Survivor benefits
Compassionate disability

To learn more about optician accident insurance, click here.

Be Prepared for Anything, No Matter Where You Work


You don’t have to lose your salary because of a disability. Get disability insurance today to make sure you are covered wherever you work.

Canadian Institutes for Opticians


Learn about Optician DI

There are a number of optician associations and institutes in Canada. Here are a few of such associations.

 

    • Opticians Association Of Canada – 83 Garry St #2706, Winnipeg, MB R3C 4J9 – (204) 982-6060

 

    • Ontario Opticians Association – 60 Columbia Way Suite 280, Thornhill, ON L3R 0C9 – (647) 277-9084

 

    • Alberta College And Association Of Opticians – 2528 Ellwood Dr SW, Edmonton, AB T6X 0A9 – (780) 429-2694

 

    • Opticians of Manitoba – 215 – 1080 Portage Ave, Winnipeg, MB R3G 3M3 – (204) 222-8404

 

    • Opticians Association of NB – PO Box 6743 Rpo Brunswick Sq, Saint John, NB E2L 4S2 – (506) 642-2878

 

    • College of Opticians of British Columbia – 200 Granville St #900, Vancouver, BC V6C 1S4 – (604) 742-6472

 

    • Ordre Des Opticiens – 630 Sherbrooke St W, Montreal, QC H3A 1E4 – (514) 288-7542

 

To learn more about optician associations in Canada, click here.

Purchase Optician Disability Insurance in Minutes – Easy!


health insurance quotes

Finding the best optician disability insurance is easy with Insurdinary. Simply sign up, get quotes sent directly to your inbox, and buy your perfect plan online.

Purchasing optician disability insurance should be the least of your worries. Get quotes now to protect your income and salary!

 

Step 1 – Get Quotes

Answer a few questions about your occupation to get quotes sent straight to you.

Step 2 – Compare Rates

Compare plans and prices from top level disability insurance providers.

Step 3 – Buy Online

Choose a plan and buy the perfect insurance plan in minutes.

Canadian Optician Accident Insurance Statistics


New job openings for opticians are expected to total 5,700 within the period 2017 – 2026 and 5,100 new job seekers are expected to be available to fill these positions.

Opticians belong to a larger group known as “Other technical occupations in health care”. According to Canada’s 2015 Labor Force Survey, 23% of workers in this group were self-employed and 88% worked fulltime.

Furthermore, the 2011 National Household Survey indicates that 66% of workers in this group are women, whereas 48% of all occupations are women.

To learn more about optician accident insurance, click here.

Injuries Opticians Suffer From


Opticians are exposed to a lot of injuries and accidents related to their jobs. These professionals design, fit and dispense corrective lenses to correct a person’s vision. They might be exposed to chemicals, repetitive strain injuries and lots of other hazards. By taking out optician disability insurance, you can get a portion of your salary or income if you become disabled or suffers an injury that makes it difficult for you to work.

Get the Lowest Rates on All Types of Insurance


Insurdinary has you covered no matter what. Shop online for the best insurance coverage and rates in Canada.

Optician Injury Insurance FAQ


Looking for optician disability insurance coverage?

Learn more about how to get the best price optician disability insurance online by checking out the Frequently Asked Questions below.

How long does long term optician disability insurance last?

The duration of long term optician disability insurance may vary from one insurance company to the other. However, most insurance companies may cover you until retirement or whenever you recover and can return to work. Some insurers may also cover you for some specified number of years as stated in their policy.

I am an optician, do I need disability insurance?

As an optician, you need optician disability insurance to cover work-related and non-work-related injuries, accidents and disabilities. This will help you to get a portion of your salary or income if you are unable to work due to an injury.

What is the average cost of insurance for optician disability insurance?

Optician disability insurance may cost up to 1 to 3 percent of your gross annual salary or income. For instance, if your annual income or salary is $100,000, you should expect to pay from $1,000 to $3,000 in premium.

How long does optician short term disability insurance last?

Short term optician disability insurance may last for some weeks or months, usually, it lasts for less than one year or 53 weeks. The duration of a short-term optician disability insurance policy may vary from one insurer to the other. So, you need to ask your insurer to know the duration of your policy.

To learn about optician injury insurance, click here.

  • More Insurance icon by Insurdinary
  • More Services


Click a product to get your quotes

  • Credit Cards icon by Insurdinary
  • Critical Illness Insurance icon by Insurdinary
  • Funeral Insurance icon by Insurdinary
  • Group Benefits Insurance icon by Insurdinary
  • Pet Insurance icon by Insurdinary
  • Auto Insurance icon by Insurdinary
  • Home Insurance icon by Insurdinary
  • Renters Insurance icon by Insurdinary