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Ontario Travel Insurance

How do I pay for my health care when I travel outside of Canada?

You can buy private health insurance when you travel out of Canada or out of Ontario. This will help you to pay for services not covered by OHIP.

The Canadian Life and Health Insurance Association (CLHIA) has information on the type of insurance you should get when traveling out of Canada. Call CLHIA for more information via:

Toll Free: 1-888-295-8112

In Toronto: 416-777-9002

What Does My OHIP Cover?

You need comprehensive coverage when traveling outside Canada or Ontario to cover for medical emergencies and even trip cancellation. OHIP can only cover part of some medically necessary costs but it is usually incomprehensive. If you need additional coverage, you might have to spend some time comparing policy options on Ontario travel insurance to choose the best coverage for you. Call Insurdinary for travel insurance coverage available to Ontarians. We will connect you to insurance advisors who will guide you to choose the best Ontario travel insurance or private health insurance.

With OHIP, you can obtain free basic health care when in most part of the country with the exception of Quebec. You just have to send your receipt to the local Ministry of Health Office when you return to Ontario. The money will be reimbursed to you if you are eligible. However, you will only receive an equivalent amount to the cost of the service in Ontario. Also, it may be necessary to show the doctor your OHIP card even when you are not in Ontario.

To read more about Ontario Travel Insurance, click here.

How Much Ontario Travel Insurance Do I Need When I Travel Abroad for Study?

An OHIP subscriber who leaves or intends to leave Ontario in pursuit of a study opportunity or an accredited full-time study is referred to as a student. It is recommended that you obtain private medical insurance and also understand what the policy covers if you plan to attend school outside the province.

For more information about traveling outside Canada please refer to the ministry’s Fact Sheet “Traveling outside Canada”.

To learn more about Ontario Travel insurance for students, click here.

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How Much Ontario Travel Insurance Do I Need When I Travel Abroad for Work or Business?

An OHIP subscriber who leaves Ontario for employment or work is termed a business traveler. If you have to leave Ontario due to your job, it is highly recommended that you purchase Ontario travel insurance or additional private medical insurance and also fully understand what the policy covers.

For more information about traveling outside Canada, please check OHIP Fact Sheet “Traveling outside Canada”.

To learn more about Ontario Travel Insurance for employment or work, click here.

What is the latest in the Ontario Travel Insurance News?

Goose, a travel insurance mobile app developed by Goose Insurance Services, launched across Canada on Tuesday, August 14, 2018. The app is designed to provide instant access to travel medical insurance to Canadians. It features a self-serve and mobile-first solution that makes it easy for Canadian out-of-country travelers to purchase travel medical insurance for as little as $4 within seconds. Moreover, the service is also available up to seven days into your vacation.

Goose currently serves and available in Ontario, British Columbia, Alberta, Saskatchewan, and Manitoba, but it is based in Vancouver. Dejan Mirkovic, Founder and CEO of Goose Insurance Services and the Co-Founder and Director of Square One Insurance Services, said that Canadians will buy travel insurance if it is accessible and affordable. This will help them to avoid thousands of dollars in medical bills during travel emergency.

Just like Square One which modernized home insurance solutions for Canadians, Goose intends to modernize travel insurance solutions for Canadians. Mirkovic added that Canadian consumers should be able to access insurance services conveniently and transparently.

Managing Partner Impression Ventures, Maor Amar said that insurance is already ripe for digital transformation and Impression Ventures is ready to support the Goose team to modernize the insurance industry. He said that they are excited to see the positive impact convenient and affordable travel insurance has Canadians.

In a research study carried out by Goose, about 50% of Canadians travel without travel insurance. People who travel by car to the United States have the highest risk of traveling without coverage. Goose can be termed the most affordable travel insurance policy in Canada because it is the first in the industry to offer a day pass for $4 per person and moreover, it provides travelers with travel insurance up to $10 million maximum. Users can use Goose in emergency cases once it is insured. It includes options for instant agent chat and 911 equivalents.

To learn more about Ontario travel insurance news click here.

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