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Obstetrician Disability Insurance

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Find the best rates for obstetrician disability insurance with Insurdinary.

Why Get Obstetrician Disability Insurance


Obstetricians are prone to repetitive strain injuries and several other occupational injuries. Most of these injuries could result in a disability which could make it difficult for the professional to do his job.

Without adequate coverage, you might not get an income or salary during a disability. However, by taking out obstetrician disability insurance, you can get up to 50 to 60 percent of your income or salary if you become disabled.

Most obstetricians will probably not become disabled in their lifetime but you don’t have to take the chance. Interestingly, obstetrician disability insurance premiums are very affordable because they are calculated based on the amount you make. The amount you will pay in premium is usually about 1 to 3 percent of your salary.

Before taking out obstetrician disability insurance, it is important to consider a lot of factors such as the premium amount, limits and benefits involved. This is why you don’t have to carefully research your options before choosing an insurance provider. Take advantage of the extensive resources provided by Insurdinary to choose the best coverage. Insurdinary can connect you to reliable insurance advisors who will guide you to choose the best obstetrician DI suitable for you.

To get a quote for obstetrician disability insurance, click here.

The Difference between Long- & Short-Term Obstetrician Disability Insurance


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Obstetrician Short Term Disability Insurance

Short term obstetrician disability insurance provides financial protection for a short period of time against accidents, illnesses, and injuries. Short term disability insurance may cover against specific conditions as stated in the insurance policy document. The coverage may last for some weeks or months, usually less than 53 weeks or one year.

Obstetrician Long Term Disability Insurance

If you have both short term and long term obstetrician disability insurance in your policy, the obstetrician long term disability insurance will become effective when the short term disability runs out. In other words, the waiting period of the long term policy is the longest duration of the short term policy. The long term policy may last until retirement or whenever the insured recovers and resumes work. It can also last for a specified number of years.

To learn more about obstetrician long term disability insurance, click here.

What is Covered in Obstetrician Accident Insurance?


Obstetrician disability insurance may not cover every medical condition. As a matter of fact, some medical conditions might be clearly excluded from the policy; a good example of such are pre-existing conditions.

Usually, the medical conditions covered by the policy will be stated in the policy document or implied. Work-related accidents and illnesses are usually covered and non-illnesses such as pregnancy and childbirth may be covered by the obstetrician disability insurance.

Obstetrician Injury Insurance Coverage:

Coverage for total disability
Partial disability benefits
Retraining benefits and recovery benefits
Obstetrician disability insurance coverage for mental illness
Obstetrician disability insurance coverage for pregnancy
Survivor benefits
Compassionate disability

To learn more about obstetrician accident insurance, click here.

Be Prepared for Anything, No Matter Where You Work


You don’t have to lose your salary because of a disability. Get disability insurance today to make sure you are covered wherever you work.

Canadian Institutes for Obstetricians


Learn about Obstetrician DI

There are a number of Obstetrician associations and institutes in Canada. Here are a few of such associations.

 

    • The Society of Obstetricians and Gynaecologists of Canada – 2781 Lancaster Rd #200, Ottawa, ON K1B 1A7 – (613) 730-4192

 

To learn more about obstetrician associations in Canada, click here.

Purchase Obstetrician Disability Insurance in Minutes – Easy!


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Finding the best obstetrician disability insurance is easy with Insurdinary. Simply sign up, get quotes sent directly to your inbox, and buy your perfect plan online.

Purchasing obstetrician disability insurance should be the least of your worries. Get quotes now to protect your income and salary!

 

Step 1 – Get Quotes

Answer a few questions about your occupation to get quotes sent straight to you.

Step 2 – Compare Rates

Compare plans and prices from top level disability insurance providers.

Step 3 – Buy Online

Choose a plan and buy the perfect insurance plan in minutes.

Canadian Obstetrician Accident Insurance Statistics


A musculoskeletal ergonomic survey was carried out among the O&G trainees in the UK’s East-Midlands region, involving 78 participants, had a response rate of 76% (that is 59/78). Most of the participants were senior specialist trainees, (22%) and were between 30 and 34 years of age. 63 percent of the trainees reported injuries attributed to work-related musculoskeletal injuries, about 90% of them have experienced pain in the last year, nine-in-ten needed time off work as a result of an injury, and a total of 20 days in a year were lost as a result of pain due to obstetric work.

To learn more about obstetrician accident insurance, click here.

Injuries Obstetricians Suffer From


Like other professionals, obstetricians suffer from several injuries and illnesses due to their work. The most common type of injuries is work-related musculoskeletal injuries. Some of the medical conditions could result in a disability which could make it difficult for the obstetrician to work. This is why you should consider taking out obstetrician disability insurance.

Some of the occupational hazards and injuries associated with obstetrician include the following:

Tension neck syndrome
Carpal tunnel syndrome
Rotator Cuff Tendonitis
Repetitive strain injuries
Muscle /Tendon strain

To learn more about obstetrician injury insurance, click here.

Get the Lowest Rates on All Types of Insurance


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Obstetrician Injury Insurance FAQ


Looking for obstetrician disability insurance coverage?

Learn more about how to get the best price obstetrician disability insurance online by checking out the Frequently Asked Questions below.

I am an obstetrician, do I need disability insurance?

Yes, obstetricians are exposed to a lot of musculoskeletal injuries related to their work. With obstetrician disability insurance, you can get a portion of your salary or income in the event of a disability.

How much benefit should I expect in obstetrician disability insurance?

Obstetrician disability insurance will pay a portion of your salary or income if you become disabled. Usually, you should expect to receive about 50 to 60 percent of your income.

How much is obstetrician disability insurance premium?

You should expect to pay about 1 to 3 percent of your gross annual salary or income in obstetrician disability insurance premium. For instance, if your annual income or salary is $100,000, you should expect to pay up to $1,000 to $3,000 in disability insurance premium.

What medical conditions cover for long-term obstetrician disability insurance?

A lot of medical conditions may be covered by obstetrician disability insurance. Some of these may include cerebral palsy, chronic pain, cancer, anxiety, asthma, and so on. Talk to your insurer to know how much coverage you have.

To learn about obstetrician injury insurance, click here.

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