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Nurse Disability Insurance

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Find the best rates for nurse disability insurance with Insurdinary.

Why Get Nurse Disability Insurance


As a nurse, your ability to work is your greatest asset and you want to do everything within your power to protect your source of income. Like any other disability insurance, insurance companies take a lot of precautions before offering nurse disability insurance.

Nurses may not be exposed to certain risks like some other profession. However, it is necessary to protect your source of income. You can access both long-term and short-term nurse disability insurance. These two types of disability insurance are important depending on the nature of the disability.

Before taking out nurse disability insurance, it is important to compare the plans offered by several insurance providers to choose the best coverage. However, comparing insurance plans is similar to comparing apples to oranges and with several insurance providers, you will have to dedicate a lot of time to it if you need the best result. Call Insurdinary for the best nurse disability insurance available to Canadians. When you call Insurdinary, we will connect you to insurance advisors who will guide you to choose the best nurse DI.

To get a quote for nurse disability insurance, click here.

The Difference between Long- & Short-Term Nurse Disability Insurance


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Nurse Short-Term Disability Insurance

Short-term nurse disability insurance is a type of disability insurance that covers you only for a short time in the event that you are unable to work due to accident, injury, or illness.

The duration of a short-term disability insurance policy will depend on the insurance provider but it may be from 30 days to one year. However, some insurance providers may have a longer duration for their short-term nurse disability insurance.

Nurse Long-Term Disability Insurance

As the name implies, long-term disability insurance protects the professional from financial loss for a long period of time. For instance, if the professional suffers from a critical illness or condition that leaves him or her disabled for years, nurse long-term disability insurance could pay a percentage of their salary, sometimes up to 60%.

The disability insurance coverage could last until the insured is up to 65. In some cases, it could last from 2 to 10 years.

To learn more about nurse long term disability insurance, click here.

What is Covered in Nurse Accident Insurance?


Unlike most other professionals such as construction workers, nurses are not exposed to certain illnesses or injuries. However, there are also risks of occupational hazards for nurses. Nurse income replacement coverage may include accidents and non-illnesses such as pregnancy and childbirth.

Just like most insurance coverage, nurse disability insurance usually excludes pre-existing conditions. These are medical conditions the professional is diagnosed with before the effective start date of the disability insurance policy.

Nurse Injury Insurance Coverage:

Coverage for total disability
Partial disability benefits
Retraining benefits and recovery benefits
Nurse disability insurance coverage for mental illness
Nurse disability insurance coverage for pregnancy
Survivor benefits
Compassionate disability

To learn more about nurse accident insurance, click here.

Be Prepared for Anything, No Matter Where You Work


You don’t have to lose your salary because of a disability. Get disability insurance today to make sure you are covered wherever you work.

Canadian Institutes for Nurses


Learn about Nurse DI

There are a number of nurse associations and institutes in Canada. Here are a few of such associations.

 

    • Canadian Federation of Nurses Union – 2841 Riverside Dr, Ottawa, ON K1V 8X7 – (613) 526-4661

 

    • Canadian Nurses Association – 50 The Driveway, Ottawa, ON K2P 1E2 – (613) 237-2133

 

    • Canadian Association Of Schools Of Nursing – 1145 Hunt Club Rd #450, Ottawa, ON K1V 0Y3 – (613) 235-3150

 

    • Canadian Nurses Protective Society – 1545 Carling Ave #510, Ottawa, ON K1Z 8P9 – (613) 237-2092

 

    • Manitoba Dental Association – 202-1735 Corydon Ave, Winnipeg, MB R3N 0K4 – (204) 988-5300

 

    • Aboriginal Nurses Association Of Canada – 16 Concourse Gate, Nepean, ON K2E 7S8 – (613) 724-4677

 

    • Ontario Nurses Association – 85 Grenville St #400, Toronto, ON M5S 3A2 – (416) 964-8833

 

    • College and Association of Registered Nurses of Alberta – CARNA – 11120 178 St NW, Edmonton, AB T5S 1P2 – (780) 451-0043

 

    • New Brunswick Dental Society – 570 Queen St Suite 504, Fredericton, NB E3B 6Z6 – (506) 452-8575

 

    • College of Registered Nurses of Manitoba – 890 Pembina Hwy, Winnipeg, MB R3M 2M8 – (204) 774-3477

 

    • Association of Registered Nurses of Newfoundland and Labrador – 55 Military Rd, St. John’s, NL A1C 2C9 – (709) 753-6040

 

    • College Of Registered Nurses Of Prince Edward Island – 161 Maypoint Rd #6, Charlottetown, PE C1E 1X6 – (902) 368-3764

 

    • Ordre des infirmières et infirmiers du Québec – 4200 Rue Molson, Montréal, QC H1Y 4V4 – (514) 935-2501

 

To learn more about nurse associations in Canada, click here.

Purchase Nurse Disability Insurance in Minutes – Easy!


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Finding the best nurse disability insurance is easy with Insurdinary. Simply sign up, get quotes sent directly to your inbox, and buy your perfect plan online.

Purchasing nurse disability insurance should be the least of your worries. Get quotes now to protect your income and salary!

 

Step 1 – Get Quotes

Answer a few questions about your occupation to get quotes sent straight to you.

Step 2 – Compare Rates

Compare plans and prices from top level disability insurance providers.

Step 3 – Buy Online

Choose a plan and buy the perfect insurance plan in minutes.

Canadian Nurse Accident Insurance Statistics


According to the Canadian Nurse Association, there were a total of 431,769 regulated nurses with an active license in 2018. This includes 303,146 registered nurses (RNs), 5,697 nurse practitioners (NPs), 122,600 licensed/registered practical nurses, and 6,023 registered psychiatric nurses.

To learn more about nurse accident insurance, click here.

Injuries Nurses Suffer From


A high level of job-related illness and injury is often reported among nurses. Nurses are always in the frontline of a lot of occupational hazards, no thanks to their work environment, duties, and responsibilities.

Some of the common occupational hazards faced by nurses include the following:

Exposure to blood-borne pathogens due to needle-stick injuries.
Stress and work overload can threaten the health of nurses and cause fatigue and burnout.
Chemical materials
High rate of on-the-job violence
Persistent job-related pain

Get the Lowest Rates on All Types of Insurance


Insurdinary has you covered no matter what. Shop online for the best insurance coverage and rates in Canada.

Nurse Injury Insurance FAQ


Looking for nurse disability insurance coverage?

Learn more about how to get the best price nurse disability insurance online by checking out the Frequently Asked Questions below.

How do I register as a nurse in Canada?

If you are planning to work as a nurse in Canada, you must be qualified to practice either as a registered nurse or a licensed/registered practical nurse. An applicant is required to register either with the Canadian Nurses Association or the Canadian Council for Practical Nurse Regulators.

What illnesses are covered under long-term nurse disability insurance?

Long-term disability insurance may cover a number of illnesses such as asthma, anxiety, bipolar disorder, back pain, cancer, brain injury and so on.

Can I have multiple nurse disability insurance policies?

Owning more than one nurse disability insurance policies is usually referred to as a combination plan or stacking. In some situations, you can have more affordable or better long-term disability insurance by stacking.

When should you stop paying nurse disability insurance premium?

Usually, you don’t need disability insurance when you reach retirement age (in most cases 65 years old). In fact, most disability insurance policies stop payment at this age and this is also when you start receiving retirement benefits.

To learn about nurse accident insurance, click here.

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