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Nova Scotia Pet Insurance

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Nova Scotia Pet Insurance Overview

nova scotia pet insurance

Learn about Nova Scotia Pet Insurance

One of the best gifts you can give to your pets is pet insurance. Your pets may not know whether or not you bought and insurance coverage for them but the right coverage will help you to take good care of your furry friends. You don’t want money to be a deciding factor on how you take care of your pets, do you? This is why you need to take out the right Nova Scotia pet insurance.

The pet insurance coverage you purchased should cover basic features such as accidents, illnesses, hospitalization, surgery, emergency care, prescription, diagnostic tests and so forth. If you want, you can include optional coverage such as general wellness coverage that covers routine procedures such as checkups and vaccination.

However, Nova Scotia pet insurance companies do not offer the same services. As a matter of fact, some pet insurance providers have better services and features than others. This is why you should research the insurer and the insurance products and services before you take out coverage. Make sure you understand everything from the stipulation and exclusions to the limits and waiting periods.

Pet insurers, just like other insurance providers, do not cover pre-existing conditions. In other words, if the pet is diagnosed with a medical condition before the start date of the policy, the condition is usually excluded from the policy. This is why you need to get coverage for your pet as quickly as possible before the possibility of diagnosing chronic conditions occurs.

To get a quote on Nova Scotia pet insurance, click here.

Buy The Right Nova Scotia Pet Insurance

You will be probably researching oodles of pet insurance companies in Nova Scotia before taking out a coverage. Sometimes, comparing pet insurance companies and products seems like comparing apples to oranges. How do you really know what is right for you? This is why Insurdinary is here to help. We can connect you to expert brokers who will help you to get the best coverage.

The right pet insurance coverage is usually a broad coverage with few exclusions. A broad coverage simply means coverage that will be able to cover any medical emergency, unexpected events, and accidents. You don’t want to fork over thousands of dollars in emergency situations, this is why you need a broad coverage that will assist you in paying pet-related medical expenses no matter when they occur.

Ensure that the Nova Scotia pet insurance covers the following before you choose the coverage:

  • Accidents and illnesses
  • Emergency care
  • Prescription medication
  • Hereditary, congenital and chronic conditions
  • Hospitalization
  • Specialist care, and
  • Surgery

To learn more about pet insurance click here.

Nova Scotia Pet Insurance and Veterinary Hospitals

  • Middleton Veterinary Svc – 1163 Brooklyn Rd, Middleton, NS B0S 1P0 – (902) 825-3459
  • Vetwise Animal Hospital – 152 Ochterloney St, Dartmouth, NS B2Y 1E1 – (902) 463-2333
  • 4 Paws 24hr Veterinary Hospital & House Calls – 6410 Lady Hammond Rd, Halifax, NS B3K 2S3 – (902) 225-7543
  • Atlantic Cat Hospital – 6169 Quinpool Rd, Halifax, NS B3L 4P6 – (902) 423-7877
  • Burnside Veterinary Hospital – 202 Brownlow Ave Unit 520, Dartmouth, NS B3B 1T5 – (902) 407-9663
  • Halifax Veterinary Hospital – 6485 Quinpool Rd, Halifax, NS B3L 1B2 – (902) 422-8595
  • Draper Veterinary Services Centre Inc – 1144 Bedford Hwy, Bedford, NS B4A 1B8 – (902) 835-6349
  • Amherst Veterinary Hospital – 311 Willow St, Amherst, NS B4H 3Y3 – (902) 667-8405
  • Tri-County Veterinary Services Ltd – 49 Chebogue Road, Yarmouth, NS B0W 1X0 – (902) 742-4516
  • Sissiboo Veterinary Services Ltd – 5 French Rd, Plympton, NS B0W 2R0 – (902) 837-1009

To learn more about the Nova Scotia pet insurance and veterinary service, click here.

Pet Insurance Terms

  • Co-insurance – This is the percentage of the cost of the claim that the insured has to pay; it usually comes in after the deductible has been satisfied.
  • Deductible – This is the agreed amount of money that the insured will pay before the insurance coverage before effective. It may be charged per claim or per year.
  • Pre-existing condition – This includes medical conditions that the pet was diagnosed with before the start date of the insurance policy. It should be noted that Nova Scotia pet insurance providers do not cover pre-existing conditions.
  • Breed exclusion – Depending on the pet insurance company, some breeds of pets may be excluded from the pet insurance coverage. This implies that medical conditions related to that breed will not be covered

To learn more about pet insurance, click here.

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Nova Scotia Pet Insurance FAQs

Does pet insurance go up if you claim?

Although most pet insurance providers in Nova Scotia increase the cost of insurance after a claim, some providers do not.

Do pet insurance companies pay the vet directly?

You can arrange with your pet insurance provider to pay the vet directly. In such an arrangement, the vet will have to request payment from the insurance company but you will be responsible for paying the excess amount.

How soon does pet insurance take effect?

The length of the waiting period determines how soon your pet insurance would take effect. The waiting period varies from one pet insurer to the other but most have a waiting period of 14 days.

What does pet insurance actually cover?

Pet insurance coverage in Nova Scotia will assist you in taking care of pet-related medical bills when your pet falls ill. It may also cover routine procedures. In general, pet insurance covers medically essential costs, especially in an emergency.

To get a quote on Nova Scotia pet insurance, click here.

What to Ask Before Purchasing Pet Insurance

Before purchasing Nova Scotia pet insurance coverage, it is necessary to ask the right questions and make well-informed decisions. It is also advisable to read the policy guidelines and understand what is covered and what is not covered before making a claim.

Here are some questions to ask before taking out Nova Scotia pet insurance:

  • What is covered and what is not?
  • What illnesses and injuries are covered in the insurance?
  • What makes up an accident?
  • Does the policy include out-of-country or province coverage for my pet?
  • Are there breed-specific exclusions?
  • Is there any benefit or effect on my plan if I enroll multiple pets?
  • How long does it take to process a claim?
  • Is there any waiting period before I can make my first claim?
  • Will my premium change over time or as my pet ages? Will it increase if I make a claim?
  • How do I make a claim? Do I have to pay the veterinary upfront?

To learn more about Nova Scotia pet insurance, click here.

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