fbpx

Find The Best Insurance Plans

Canada Best Health Insurance Companies banner

Institutions, agents and/or brokers from these companies may be competing for your business

nova scotia funeral insurance

Find the Right Funeral Insurance and Accredited Funeral Director in Nova Scotia

When faced with a funeral in Nova Scotia, most people hardly know what to do. A lot of Canadians do not have prior experience and knowledge to conduct a funeral. One way to make sure that your funeral is conducted professionally and with dignity is by preplanning and pre-arranging it. You need the service of an accredited funeral director in Nova Scotia whether your funeral is imminent or you intend to preplan.

A funeral director in Nova Scotia offers a range of services, allowing you to choose the exact kind of event you want. This would help you to customize your funeral the way you want. With an accredited funeral director, you can easily save money, especially when you preplan. The funeral director will ensure that the wishes of the deceased and the loved ones are met.

To compare insurance rates, click here.

Nova Scotia Funeral Insurance Information and Bereavement Authority

Service Nova Scotia is the arm of the Nova Scotia government responsible for supervising the activities of funeral homes, cemeteries, crematoriums and funeral directors in the province. The body is also responsible for issuing cemetery and funeral company license, cemetery and funeral services salespersons license, funeral home license, and crematorium license. These activities of Service Nova Scotia are supported by the Nova Scotia Embalmers and Funeral Directors Act of 1989.

To read more about Nova Scotia funeral insurance click here.

Nova Scotia Obituary and Mortality Rate

Nova Scotia has one of the highest mortality rates in Canada. The number of deaths and mortality rate have fluctuated over the years but the peaked in 2015. The province’s mortality rate per 1,000 populations in 2013 was 9.4; this reduced to 9.3 in 2014 and increased to 10.0 in 2015. Nova Scotia mortality rate then reduced to 9.5 in 2016 and increased again to 10.0 in 2017.

An obituary in Nova Scotia is a notice of death published online or in a newspaper and providing details about the accompanying funeral, burial or cremation processes. The obituary may also include a short biography of the deceased.

To learn more about Nova Scotia funeral insurance, click here.

Nova Scotia Funeral Insurance Guide

Service Nova Scotia provides support to individuals and helps them to prearrange and arrange funerals, burials or cremation services.

Crematories, cemeteries, funeral homes and funeral directors can obtain a license and obtain a guide on their services here.

You can also contact Service Nova Scotia by using an online inquiry form, on phone or via email.

To learn more about the right Nova Scotia funeral insurance, click here.

Nova Scotia Funeral Insurance News

A funeral director in Dartmouth, N.S., has recently established his funeral home in an industrial park strip mall and is now beating competitors by offering services at low cost.

Other funeral homes in the province are upset that the government went against its own regulations to issue a license to Donald K. Walker Funeral Directors Ltd. The government’s regulation forbids funeral homes from being attached only to a residence, monument display room or flower shop and nothing more.

Alan MacLeod, president of the Funeral Service Association of Nova Scotia said in a letter written on October to Service Nova Scotia Minister Geoff MacLellan, that the decision is a bureaucratic one that will shake the very foundation of the funeral profession.

According to the Nova Scotia government, it received the application from Donald K. Walker and carried out a pre-licensing inspection of his operation. The government further stated that it issued Walker a traditional license because the province is reviewing the funeral homes governing regulations. It also pointed out that after the review, the license status will be revisited depending on the review result.

In a discussion paper issued by the provincial government, the rules dealing with what other businesses that can be attached to a funeral home could be removed. According to Donald Walker, times have changed and he is simply giving the public what it earnestly wants.

Walker’s storefront is situated at the end of a Burnside Industrial Park strip mall. The strip mall houses a printing company and is located adjacent to a cleaning business that restores buildings after water damages, fires, and suicides.

To learn more about Nova Scotia funeral insurance news, click here.

Funeral Insurance FAQ

How Much Does It Cost For Funeral Insurance?

Nova Scotia funeral insurance policies cost about $50 a month on the average but the most common face amount purchased by residents is $10,000. The amount you pay in premium depends on your gender, health, age, and the face amount of the policy you purchased.

What’s the Difference Between Life Insurance and Funeral Insurance?

Life insurance and funeral insurance both pay a lump sum benefit but funeral insurance usually pays a smaller amount. The major difference between the two is that funeral insurance covers short-term burial expenses but life insurance is suitable for long-term financial security.

What Does Funeral Insurance Cover?

A Nova Scotia funeral insurance policy will pay a lump sum of an agreed amount up to $15,000 to your estate when you die.

Who Is Legally Responsible For Funeral Costs?

The cost of the cremation, funeral or burial is paid out from the deceased’s estate but in a situation where the deceased’s estate or the family cannot afford a funeral, they can sign a release form with the coroner’s office in the state or county. After signing the release form, the state can pitch in to either cremate or bury the remains.

Speak To An Expert

Get a Quote