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Newfoundland & Labrador Health Insurance

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Learn more about Health Insurance in Newfoundland & Labrador

NL Health Insurance Overview


Newfoundland Labrador Logo

Newfoundland and Labrador is the second least populated Canadian provinces. According to the 2016 population estimate, it has a population of 528, 448. The province is located in the Atlantic region of Canada and it is made up of the Island of Newfoundland and the mainland of Labrador. Majority of the residents live on the island of Newfoundland and neighboring islands, about 92%. Newfoundland was formerly a colony of the United Kingdom but it became a Canadian province on March 31, 1949.

Report from the Canadian Institute of Health Information for 2016-2017 revealed that about 14.2% of Newfoundland long-term care residents are in physical restraints. The statistic is high, especially when compared with the rest of Canada, which is just 6.5%.

To learn more about MCP coverage in Newfoundland and Labrador, click here.

What does MCP Newfoundland Health Plan not cover?

The Newfoundland and Labrador Department of Health and Community Services provide the health and community service programs and policy development for the province and also supervise the administration of healthcare services in the province.

It covers various services under its public health program but some services are not covered; such as:

  • Physician service or advice over the phone.
  • Preparation of records, certificates and reports, and writing of prescriptions.
  • Transportation services such as ambulance services.
  • Therapeutic abortions carried out outside Canada or in an unapproved facility in Canada etc.
  • Services provided in a non-approved Canadian diagnostic imaging facility.
  • Appliances and drugs issued for use outside a hospital.

Prescription drugs not covered by the provincial health plan

The Newfoundland and Labrador Prescription Drug Program (NLPDP) offers assistance to residents to help them purchase eligible prescription medications. To qualify for this plan, you must meet the eligibility requirement for the prescription drug plans included under NLPDP, namely, the Foundation Plan, the 65Plus Plan, the Access Plan, the Assurance Plan, and the Select Needs Plan.

To get a prescription drug health quote, click here.

Dental coverage not covered by the provincial health plan

The Newfoundland and Labrador dental health plan is available to children aged 0-12 (Children’s Dental Health program), aged 13-17 (Income Support Program Youth and Low Income Program Youth), aged 18+ (Adult Dental Program), and Surgical Dental Program.

You need to meet the eligibility conditions to apply for each plan.

To get a dental health quote, click here.

NL Health Insurance FAQ


If I lose my Medical Care Plan card, how do I get a new one?

Simply complete the Card Replacement form and bring or send the form to MCP. In case you have forgotten your MCP number, you will be asked to provide your identification before you are issued with a new card.

Are there charges on new or replacement MCP cards?

There are no charges. You are entitled to receive MCP cards free of charge if you are covered under the Medical Care Plan (MCP).

Can I obtain MCP card over the phone?

No. You need to properly complete and sign the forms and also provide the necessary documents to obtain the card.

Where can I get forms for Medical Care Plan (MCP)?

MCP forms are available at most hospital or doctors’ offices throughout the province. You can also obtain the forms at MCP offices or print yours online.

Are photocopies of forms and documents acceptable?

Yes. Both photocopies and facsimiles are acceptable. However, you need to ensure that the copies are clear and of good quality. Furthermore, MCP can also demand that you provide the original copy of a form or document if necessary. This may be required to verify the authenticity or information.

Where can I get forms for Medical Care Plan (MCP)?

MCP forms are available at most hospital or doctors’ offices throughout the province. You can also obtain the forms at MCP offices or print yours online.

Are photocopies of forms and documents acceptable?

Yes. Both photocopies and facsimiles are acceptable. However, you need to ensure that the copies are clear and of good quality. Furthermore, MCP can also demand that you provide the original copy of a form or document if necessary. This may be required to verify the authenticity or information.

Where is MCP office located?

MCP office is located at rand Falls-Windsor and 45 Major’s Path in St. John’s.

To learn about plans by Newfoundland and Labrador click here.

NL Health Related Pages


NL Health Updates


Newfoundland and Labrador Health News

Speaking in the forum titled “What can we afford?” about managing health care costs, held at Memorial University’s medical school, the Newfoundland and Labrador health minister Dr. John Haggie pointed out the health issues facing the province.

According to Haggie, the provincial health care accounts for about 38 to 40 percent of the total provincial spending and it peaked to $3 billion in 2017. Most of the amount is invested in managing illness rather than health.

62% of the province residents have at least one chronic disease against 53% for all Canadians, 38% have two chronic diseases, against 29% for all Canadians, and Newfoundland has a rapidly aging population, one of the highest in the Atlantic provinces. It is proposed that the issues could be largely addressed with significant savings by hiring more registered nurses.

To learn more about health issues in Newfoundland and Labrador, click here.

Newfoundland and Labrador Health Statistics

There is a significant use of antipsychotic drugs by long-term residents diagnosed with psychosis. Statistics show that about 38.3% of long-term care residents in Newfoundland and Labrador use anti-psychotic drugs as compared to 21.9% for the rest of Canada.

For more about the statistics on Newfoundland and Labrador, click here.

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