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Montreal pet insurance

Learn about Montreal Pet Insurance

Being one of the largest cities in Canada and the largest city in the Canadian province of Quebec, Montreal has a remarkable population increase every year. The population of pets increase as the population of people increase. As of 2016, there were more than one million dogs in Quebec and Montreal had a fair share of this. The population of pets has increased over the years in Montreal. One of the things you should consider when purchasing pets in Montreal is the right Montreal pet insurance to go for.

The right pet insurance in Montreal can save you a lot of money and help you to take care of medical expenses related to your pet. Montreal pet insurance usually covers diagnostic tests, prescriptions, illnesses, accidents, surgery, emergency care, and hospitalization. Some plans may include optional coverage such as wellness coverage which covers checkups and vaccinations.

Before purchasing a Montreal pet insurance policy, it is important to research the pet insurer and also the coverage features. You need to be well informed about the coverage’s waiting periods, stipulations, limits, and exclusions. Also, find out about the insurer’s policy with respect to the pet’s age and breed.

Genetic illnesses and critical conditions can easily manifest themselves as pets age. Conditions diagnosed before the policy’s start date are usually excluded from the coverage but those diagnosed when the policy is already effective will be covered by the plan. This is why you need to get the right Montreal pet insurance plan as soon as you can.

To get a quote on Montreal pet insurance, click here.

Buy The Right Montreal Pet Insurance

The right Montreal pet insurance is one that provides comprehensive coverage to your pet. This means that the pet insurance should cover every form of medical emergencies, accident, illness and so forth. This is why it is recommended that you go for broad coverage rather than a narrow or specific one. This is important to provide coverage for any kind of medical emergency and unexpected occurrences.

Some pet insurance providers offer wellness coverage, some offer it as additional or optional coverage. While wellness coverage may be great to cover routine procedures such as checkups and vaccination, they are not an excellent option if you are looking for broad coverage.

When choosing Montreal pet insurance, make sure that the policy covers the following:

  • Accidents and illnesses
  • Emergency care
  • Prescription medication
  • Hereditary, congenital and chronic conditions
  • Hospitalization
  • Specialist care, and
  • Surgery

To learn more about pet insurance click here.

Montreal Pet Insurance and Animal Shelters

  • SOS Toilettage Free-mousse – Villeray-Saint-Michel-Parc-Extension Montreal, QC H2E 2T3 – (514) 206-1022
  • Centre Canin DoggyDay – NDG – 6131 Sherbrooke St W, Montreal, QC H4A 1Y4 – (514) 564-3647
  • Doghaus – 5671 Sherbrooke St W, Montreal, QC H4A 1W7 – (514) 483-3555
  • SPCA of Montreal QC – 5215 Rue Jean-Talon O, Montréal, QC H4P 1X4 – (514) 735-2711
  • Berger Blanc – 9825 Boul Henri-Bourassa E, Montréal, QC H1C 1G5 – (514) 494-2002

To learn more about the Montreal pet insurance and animal service, click here.

Pet Insurance Terms

  • Co-insurance – This is the part of the claim the insured has to pay. For example, if the co-insurance is 20%, the insured is required to take care of 20% of the cost of the claim.
  • Deductible – This is the agreed amount of the claim the insured has to pay before accessing the insurance payout. It may be charged per year or per claim.
  • Pre-existing condition – Any chronic medical condition the pet was diagnosed with before the policy’s start date is known as a pre-existing condition. Insurance providers in Montreal do not cover pre-existing conditions.
  • Breed exclusion – Certain breeds might be excluded from the insurance coverage by the insurer. This means that hereditary conditions related to that breed will not be covered by the plan.

To learn more about pet insurance, click here.

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Montreal Pet Insurance FAQs

Does pet insurance go up if you claim?

The amount you may have to pay in premium will likely increase when you make a claim. Pet insurance providers generally assume that people who made a claim in the past are most likely to make another claim in the future.

Can I get pet insurance for older pets?

The risk of chronic illnesses increases as the pet age. In other words, older pets will require treatment more often than younger ones. As a result, some pet insurers in Montreal do not cover pets up to 7 to 8 years but you can find suitable coverage for older pets.

How long after taking pet insurance can I make a claim?

The waiting period of pet insurance companies in Montreal may vary, but most have a waiting period of 14 days. This means that you may have to wait for 14 days before making a claim. This could be shorter if the situation involves an accident.

How much does pet insurance cost for a dog per month?

The cost for pet insurance may vary with the insurance company but the monthly premium could range from $10 to $100.

To get a quote on Montreal pet insurance, click here.

What to Ask Before Purchasing Pet Insurance

Pet parents are expected to make informed choices when purchasing pet insurance coverage in Montreal. You need to understand what is covered in the policy, what works and what does not work before you make a claim.

Ask the following questions before taking out a Montreal pet insurance policy.

  • What is covered and what is not?
  • What illnesses and injuries are covered in the insurance?
  • What makes up an accident?
  • Does the policy include out-of-country or province coverage for my pet?
  • Are there breed-specific exclusions?
  • Is there any benefit or effect on my plan if I enroll multiple pets?
  • How long does it take to process a claim?
  • Is there any waiting period before I can make my first claim?
  • Will my premium change over time or as my pet ages? Will it increase if I make a claim?
  • How do I make a claim? Do I have to pay the veterinary upfront?

To learn more about Montreal pet insurance, click here.

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