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Montreal Funeral Insurance

Find The Right Montreal Funeral Insurance and Accredited Funeral Director in Montreal

Planning and organizing a funeral requires effort, time, prior knowledge and experience. Most Canadians do not have the requisite knowledge to plan a funeral whether preplanning their own funeral or planning the funeral of their loved ones.

However, a funeral is an important event to celebrate a person’s life and it ought to be well arranged. This is why you need to hire an accredited funeral director in Montreal for a great funeral. A funeral director in Montreal knows what to do to make your funeral great. With the service of an experienced funeral director, you can ensure that the desires of the deceased and those of his family will be satisfied.

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Montreal Funeral Insurance Information and Funeral Bonds

If you don’t want your dependents to be stressed out and worried about your funeral, you can do that by investing in funeral bonds. A funeral bond is a reliable, portable and flexible investment backed by a capital guarantee.

The bond amount can only be paid out on death and the amount must be used for the purpose of the bond. Funeral bonds are indexed annually and the investment is not tied to your specific location in Montreal. You can get more information about a funeral bond in Montreal by contacting your funeral director.

The funeral bond in Montreal has the following benefits:

  • Funeral bond earnings do not affect your income tax position in Montreal.
  • Also, there are no entry or exit fees associated with funeral bonds

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Montreal Obituary and Mortality Rate

Montreal has had a decreasing mortality rate since 1991 as compared to the entire Quebec which has had an increased mortality rate. The mortality rate per 1,000 in Montreal decreased from 8.5 in 1991 to 7.4 in 2017. Mortality rate per 1,000 in all of Quebec increased from 7.0 to 7.9 in the same period.

An obituary is taken seriously in Montreal and in all of Quebec. When someone dies in Montreal, the usual thing to do is to make a pronouncement in a newspaper. This also includes a brief biography of the person.

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The Following are a List of Funeral Homes in Montreal

  • Urgel Bourgie complexes funéraires & cimetières – 6700 Rue Beaubien E, Montréal, QC H1M 3E3 – (514) 735-2025
  • Salon Funéraire Kane Fetterly – 5301 Decarie Blvd, Montreal, QC H3W 3C4 – (514) 481-5301
  • Résidences funéraires Collins Clarke MacGillvray White Funeral Homes – 5610 Sherbrooke St W, Montreal, QC H4A 1W5 – (514) 483-1870
  • Urgel bourgie – 2630 Notre-Dame St W, Montreal, QC H3J 1N7
  • M A Blythe Bernier Funeral Home – 940 Avenue Ogilvy, Montréal, QC H3N 1P4 – (514) 495-8082
  • Magnus Poirier – 7388 Boulevard Viau, Montréal, QC H1S 2N9 – +1 888-727-2847
  • Paperman & Sons – 3888 Rue Jean-Talon Ouest, Montreal, QC H3R 2G8 – (514) 733-7101
  • Alfred Dallaire Memoria – 1120 Jean Talon St E, Montreal, QC H2R 1V9 – (514) 277-7778
  • Centre funéraire Côte-Des-Neiges Inc. – 4525 Côte-des-Neiges Rd, Montreal, QC H3V 1E7 – (514) 342-8000
  • Komitas Salon Funéraire Inc – 5180 Rue de Salaberry, Montréal, QC H4J 1J3 – (514) 331-0400
  • Bleu Ciel Espace Hommage – 4250 Ontario St E, Montreal, QC H1V 1K3 – (514) 252-4377

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Montreal Funeral Insurance News

An investigation carried out by CBC’s Marketplace and the Toronto Star in 2017 discovered that some staff at funeral homes run by large Canadian chain push for costly package deals with big markups.

The question is: how can you prepare yourself as a consumer? What questions are you supposed to ask and what service do you need? You need to know the following to make the most of the services offered by a funeral home.

According to Josh Slocum, a consumer advocate and executive director of the United States based Funeral Consumer’s Alliance, people need to discuss their plans in advance with their family and evaluate their budget before they begin.

Slocum added that you can save money on funeral homes by comparing the cost offered by two or three funeral homes in your city. You can look at the prices of three or four funeral homes and shop by comparing the prices on the list. Slocum said that people will be able to plan for funerals easily if they realize that the process uses the same transaction step as other activities, even though it is more emotional.

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Funeral Insurance FAQ

What Does Funeral Insurance Cover?

Funeral insurance covers an agreed amount up to $15,000. The amount is paid to your estate when you die.

What Happens When a Family Can’t Afford a Funeral?

In case you cannot afford the cost of the burial, cremation or funeral, you can contact the coroner’s office in your county or state and sign a release form showing that you cannot afford the burial. The state or county will offer to either bury or cremate the body.

What Is the Difference Between Life Insurance and Funeral Insurance?

Funeral insurance is just like life insurance in that both pay a lump sum of money. However, funeral insurance pays a smaller amount and is suitable for short-term expenses. Life insurance pays a bigger amount and offers long-term financial security.

Who is Legally Responsible for Funeral Costs?

The cost of the burial, funeral or cremation is to be paid out form the deceased’s estate and this is handled by the executor of the deceased’s will or his next of kin. But in the event that there is no money for the burial, the person in charge can sign a release form with the coroner’s office in the state or county.

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