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Mechanic Disability Insurance

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Find the best rates for mechanic disability insurance with Insurdinary.

Why Get Mechanic Disability Insurance


The services of mechanics are undoubtedly important anywhere in the world, Canada is not an exception. For the professional to work effectively, he needs to be in the best state of mental and physical health.

Due to the nature of a mechanic workshop and the type of work involved, mechanics could be exposed to several occupational hazards and injuries. Disabilities could result from cuts and burns, toxic injuries, and so on. Disabled mechanics may not be able to continue with their job and as a result, they could lose their income and salary.

By taking out mechanic disability insurance, you could secure your income and avoid losing money due to disability. This will help you to get up to 60 percent of your income when disabled.

However, before taking out mechanic DI, it is important for the mechanic to shop around and compare policy options in order to choose the best coverage. To compare policy options effectively, you could leverage the topnotch resources we provide. Contact Insurdinary for the best quotes on mechanic income replacement plan.

To get a quote for mechanic disability insurance, click here.

The Difference between Long- & Short-Term Electrician Disability Insurance


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Mechanic Short Term Disability Insurance

If you are disabled for a short time, say 30 days to one year, you don’t have to lose your income due to the disability. With short-term disability insurance, you can protect your income even when you are unable to work due to disability. This type of mechanic disability insurance will pay you a percentage of your salary for the period. The duration of the disability insurance policy is as stated in the policy document and could vary from one insurer to the other.

Mechanic Long Term Disability Insurance

Long-term disability insurance provides financial protection to the insured for a longer period of time, usually more than 2 years. For some insurers, mechanic long term disability insurance becomes effective as soon as the short-term coverage ends. The duration is usually stated in the policy document but sometimes the coverage will last until you reach the age of retirement, usually at age 65.

To learn more about mechanic long term disability insurance, click here.

What is Covered in Mechanic Accident Insurance?


Disabilities due to several types of injuries, illnesses, and accidents are covered by mechanic disability insurance. However, non-illnesses such as childbirth and pregnancy may also be covered by the policy.

Furthermore, certain medical conditions such as preexisting conditions may be excluded from the mechanic disability insurance policy. Conditions excluded will not be covered by the disability insurance policy when they occur.

Mechanic Injury Insurance Coverage:

Coverage for total disability
Partial disability benefits
Retraining benefits and recovery benefits
Mechanic disability insurance coverage for mental illness
Mechanic disability insurance coverage for pregnancy
Survivor benefits
Compassionate disability

To learn more about mechanic accident insurance, click here.

Be Prepared for Anything, No Matter Where You Work


You don’t have to lose your salary because of a disability. Get disability insurance today to make sure you are covered wherever you work.

Canadian Institutes for Mechanics


Learn about Mechanic DI

There are a number of mechanic associations and institutes in Canada. Here are a few of such associations.

 

    • Automotive Industries Association Of Canada – 180 Elgin St, Ottawa, ON K2P 2K3 – (613) 728-5821

 

    • Windsor Professional Auto Repair Association – 3666 Walker Rd, Windsor, ON N8W 357 – (519) 966-0422

 

    • SAAR – Saskatchewan Association of Auto Repairers – Box 25083, Saskatoon, SK S7K 8B7 – (306) 229-5254

 

To learn more about mechanic associations in Canada, click here.

Purchase Mechanic Disability Insurance in Minutes – Easy!


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Finding the best mechanic disability insurance is easy with Insurdinary. Simply sign up, get quotes sent directly to your inbox, and buy your perfect plan online.

Purchasing mechanic disability insurance should be the least of your worries. Get quotes now to protect your income and salary!

 

Step 1 – Get Quotes

Answer a few questions about your occupation to get quotes sent straight to you.

Step 2 – Compare Rates

Compare plans and prices from top level disability insurance providers.

Step 3 – Buy Online

Choose a plan and buy the perfect insurance plan in minutes.

Canadian Mechanic Accident Insurance News


Anthony Di Santo, a long-time Toronto mechanic who opened his small auto repair shop in 1963, says his auto repair shop will be in trouble if car insurance companies keep pushing people to use their own repair services.

Di Santo said TD insurance removed his business from the list of preferred vendors. This implies that the top insurance provider will not cover any repair done in his shop. He also added that the insurer did not provide any reason for their action when they sent the letter to him last October. When contacted by CBC Toronto, the insurer refused to provide any detail.

Many of Di Santo’s customers believe he had done something wrong that led to the removal. TD’s decision already has a negative impact on Di Santos’ business. According to Di Santo, insurers like TD are simply telling customers that they can not use his shop.

To learn more about mechanic accident insurance news, click here.

Injuries Mechanics Suffer From


Mechanics, especially auto mechanics, could be exposed to several injuries and work-place accidents and some of these injuries could result in a disability. It is very important to take out mechanic disability insurance (both short-term and long-term) to protect yourself against these disabilities. Here are common disabilities associated with auto repair work.

Cuts and burns
Cumulative trauma disorders
Toxic injuries
Slip and fall accidents
Sprains and strains
Limb loss
Eye injuries, etc.

To learn more about mechanic injury insurance, click here.

Get the Lowest Rates on All Types of Insurance


Insurdinary has you covered no matter what. Shop online for the best insurance coverage and rates in Canada.

Mechanic Injury Insurance FAQ


Looking for mechanic disability insurance coverage?

Learn more about how to get the best price mechanic disability insurance online by checking out the Frequently Asked Questions below.

Do mechanics need disability insurance?

Yes. Mechanics are exposed to a lot of risks and so they are in dire need of a mechanic disability insurance policy. With the right mechanic disability insurance, you can secure your income in the event of a disability.

Can I have multiple disability insurance policies?

Yes. You can have more than one disability insurance policy. In fact, having multiple mechanic disability insurance policies can provide you affordable and better long-term mechanic disability insurance.

How much mechanic disability insurance do I need?

Typically, a mechanic needs disability insurance that amounts to about 60 percent of his net monthly income.

How much should I pay for mechanic disability insurance?

Whether short or long-term, disability insurance would typically cost about 1 to 3 percent of your gross annual income. In other words, if you are making $100,000 in a year, you will pay from $1,000 to $3,000 in disability insurance.

To learn about mechanic injury insurance, click here.

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