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Maid Disability Insurance

Why Get Maid Disability Insurance

The term “maid” has gradually evolved over the years. In the past, maids refer to female domestic workers, but today, workers in janitorial services may easily be referred to as maids, whether male or female.

Maids may be exposed to several kinds of injuries depending on the facilities he or she works in. Some work-related injuries might result in disability and if disabled, the maid might not be able to work as effectively as possible. This is why you need maid disability insurance.

With the right maid income replacement plan, you will cover disabilities due to most injuries, accidents, and illnesses related to your work. With so many insurance companies offering maid DI policies, it might be difficult to choose the right coverage. Take advantage of Insurdinary’s extensive resources to get quotes from top providers in Canada.

To get a quote for maid disability insurance, click here.

The Difference between Long- & Short-Term Maid Disability Insurance

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Maid Short Term Disability Insurance

Not all disabilities will last for a long time. Some disabilities may last for just a few months or up to a year. For such a disability, you need short-term disability insurance. Such maid disability insurance will pay a percentage of your salary (usually 50 to 60 percent). The coverage may last for a few weeks or months or even up to a year.

Maid Long Term Disability Insurance

Unlike short-term disability insurance, maid long-term disability insurance will last for quite a long time. The duration of the coverage depends on the insurance provider. For some insurance companies, long-term maid disability insurance may last up to the retirement age (age 65). For most insurers, the coverage will be effective until you are healthy enough to return to work.

To learn more about maid long term disability, click here.

What is Covered in Maid Accident Insurance?

Injuries due to most types of illnesses and non-illnesses may be covered by maid disability insurance. Conditions like childbirth and pregnancy may also be covered by the maid disability insurance policy.

In the event that the professional is diagnosed with a medical condition before the start date of the disability insurance policy, such condition will be excluded from the coverage.

Maid Injury Insurance Coverage:

Coverage for total disability
Partial disability benefits
Retraining benefits and recovery benefits
Maid disability insurance coverage for mental illness
Maid disability insurance coverage for pregnancy
Survivor benefits
Compassionate disability

To learn more about maid accident insurance, click here.

Be Prepared for Anything, No Matter Where You Work

You don’t have to lose your salary because of a disability. Get disability insurance today to make sure you are covered wherever you work.

Canadian Institutes for Maids

Learn about Maid DI

There are a number of maid associations and institutes in Canada. Here are a few of such associations.


    • Canadian Administrative Housekeepers Association – 3424 26 St NE, Calgary, AB T1Y 4T7 – (403) 230-8845


    • Ontario Healthcare Housekeepers’ Association Inc. – 19 Bayview Dr, Bath, ON K0H 1G0 – (613) 352-5696



To learn more about maid associations in Canada, click here.

Purchase Maid Disability Insurance in Minutes – Easy!

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Finding the best maid disability insurance is easy with Insurdinary. Simply sign up, get quotes sent directly to your inbox, and buy your perfect plan online.

Purchasing maid disability insurance should be the least of your worries. Get quotes now to protect your income and salary!


Step 1 – Get Quotes

Answer a few questions about your occupation to get quotes sent straight to you.

Step 2 – Compare Rates

Compare plans and prices from top level disability insurance providers.

Step 3 – Buy Online

Choose a plan and buy the perfect insurance plan in minutes.

Canadian Maid Accident Insurance Statistics

There are approximately 32,640 Canadians working as apartment building maintenance workers in the Toronto region.

Among janitors, building superintendents and caretakers in Toronto area, 20 percent work in management and administrative services, 18 percent work in educational services, 17 percent work in finance, insurance, and real estate and rental and leasing sector, while 8 percent work in construction services.

To learn more about maid accident insurance, click here.

Injuries Maids Suffer From

Maids do hard works, especially when compared to other hotel workers. Most maids take pain medication to enable them to get through the day. Maids’ and housekeepers’ works are potentially disabling and that’s why they need to take out disability insurance. With the right maid disability insurance, you will cover disabilities due to most injuries common to the professionals.

Here are injuries common to maids:

Trips, slips, and falls
Musculoskeletal disorders
Repetitive motion injuries
Strains and sprains

To learn more about maid injury insurance, click here.

Get the Lowest Rates on All Types of Insurance

Insurdinary has you covered no matter what. Shop online for the best insurance coverage and rates in Canada.

Maid Injury Insurance FAQ

Looking for maid disability insurance coverage?

Learn more about how to get the best price maid disability insurance online by checking out the Frequently Asked Questions below.

Can I have multiple disability insurance policies?

Yes, you can have multiple disability insurance policy. In fact, stacking disability insurance policies could be an easy way to get affordable long-term maid disability insurance.

How long does it take for long term maid disability to be approved?

If you have short-term maid disability insurance in your policy, the waiting period of your long-term disability will be the longest length of your short-term disability. It will start as soon as the short-term coverage runs out.

What conditions are covered under a long-term maid disability insurance?

Several conditions are covered under long-term disability. Examples include cancer, asthma, brain injury, ataxia, carpal tunnel syndrome, back pain, and so on.

When should you stop paying for maid disability insurance?

You will stop paying long-term disability when you reach the age of retirement (65 years). Furthermore, if you don’t need to pay for a mortgage or for a car, you can forego buying maid disability insurance.

To learn about maid injury insurance, click here.

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