fbpx
Insurdinary logo

Get insurance rates in minutes and compare

Machine Operator Disability Insurance

Why Get Machine Operator Disability Insurance


Since machine operators or machinists work with heavy equipment and machines, they are often exposed to a lot of occupational injuries and accidents such as head and neck injuries, spinal cord injuries and even electrical burns. Some of these injuries could be devastating and in some cases, the machine operators might not be able to work after the incident. This is why it is necessary to take out machine operator disability insurance.

With machine operator disability insurance, you can cover work-related disabilities, accidents, and injuries. This will pay a portion or percentage of your income or salary if you become disabled and unable to work.

Machine operator disability insurance may also provide coverage even if you are able to do other jobs aside from the one for which you are covered. Before taking out machine operator DI, it is important to compare policy options and shop around in order to choose the best policy or coverage.

If you wish to get the best features from the best disability insurance providers in Canada, Insurdinary can help you by connecting you to the right insurance advisors who will guide you to choose the best coverage available to Canadians. You can also get free quotes from top insurance and compare insurance rates and quotes with ease.

To get a quote for machine operator disability insurance, click here.

The Difference between Long- & Short-Term Machine Operator Disability Insurance


disability insurance

Machine Operator Short Term Disability Insurance

Machine operator short term disability insurance provides robust and reliable protection and security to your income and salary for a short period of time. This type of disability insurance covers work-related accidents, illnesses, and injuries for the defined period. The duration of the short term disability may vary from one insurance company to the other but on the average, the short term machine operator disability insurance may last from 9 weeks to 52 weeks.

Machine Operator Long Term Disability Insurance

Long term machine operator disability insurance provides financial protection and security for a long period of time, usually more than 2 years. This type of disability insurance usually becomes effective when the short term disability runs out – this is usually the case if you have both short term and long term disability insurance in your policy. If you become disabled for life, machine operator long term disability insurance will last until retirement, and if you are disabled for some period, the coverage will last until you are healthy and able to return to work.

To learn more about machine operator long term disability insurance, click here.

What is Covered in Machine Operator Accident Insurance?


Machine operator disability insurance provides robust financial coverage for a defined period of time, depending on whether it is long term or short term coverage. The policy may cover work-related accidents or injuries which may be defined in the policy and it may also cover non-illnesses such as pregnancy and childbirth.

Furthermore, the machine operator disability insurance policy may not cover several medical conditions. For instance, pre-existing conditions are usually clearly excluded from the policy and will not be covered.

Machine Operator Injury Insurance Coverage:

Coverage for total disability
Partial disability benefits
Retraining benefits and recovery benefits
Machine operator disability insurance coverage for mental illness
Machine operator disability insurance coverage for pregnancy
Survivor benefits
Compassionate disability

To learn more about machine operator accident insurance, click here.

Be Prepared for Anything, No Matter Where You Work


You don’t have to lose your salary because of a disability. Get disability insurance today to make sure you are covered wherever you work.

Canadian Institutes for Machine Operators


Learn about Machine Operator DI

There are a number of machine operator associations and institutes in Canada. Here are a few of such associations.

 

    • International Union of Operating Engineers – 350 Sparks St, Ottawa, ON K1R 7S8 – (613) 567-5544

 

    • International Union Of Operating Engineers Local 793 – 2245 Speers Rd, Oakville, ON L6L 6X8 – (905) 469-9299

 

    • International Union of Operating Engineers Local 955 – 17603 114 Ave NW, Edmonton, AB T5S 2R9 – (780) 483-0955

 

    • Operating Engineers Of Manitoba Local 987 – 244 Cree Crescent, Winnipeg, MB R3J 3W1 – (204) 786-8658

 

To learn more about machine operator associations in Canada, click here.

Purchase Machine Operator Disability Insurance in Minutes – Easy!


health insurance quotes

Finding the best machine operator disability insurance is easy with Insurdinary. Simply sign up, get quotes sent directly to your inbox, and buy your perfect plan online.

Purchasing machine operator disability insurance should be the least of your worries. Get quotes now to protect your income and salary!

 

Step 1 – Get Quotes

Answer a few questions about your occupation to get quotes sent straight to you.

Step 2 – Compare Rates

Compare plans and prices from top level disability insurance providers.

Step 3 – Buy Online

Choose a plan and buy the perfect insurance plan in minutes.

Canadian Machine Operator Accident Insurance Statistics


An average of 465 deaths per year and close to 300,000 compensated time-loss claims occurred in the years 2002 to 2004 in Canada due to acute injuries. According to Statistics Canada, people who work in blue-collar jobs are more exposed to injuries than those who work on white-collar jobs. Furthermore, about 9% of equipment and machine operators, and related occupation sustained on-the-job injuries which are over four times the rate for people employed in finance, administration, education, business, and related services.

To learn more about machine operator accident insurance, click here.

Injuries Machine Operators Suffer From


Like other equipment operators, machine operators are exposed to several injuries and accidents related to their occupation. The most common types of injuries include head and neck injuries as well as cuts and lacerations. This is why it is important to take out machine operator disability insurance.

Here are some injuries common to machine operators:

Spinal cord injuries
Head and neck injuries
Concussions
Broken bones
Cuts and lacerations
Electrical burns
Severed limbs
Digit amputation, etc.

Get the Lowest Rates on All Types of Insurance


Insurdinary has you covered no matter what. Shop online for the best insurance coverage and rates in Canada.

Machine Operator Injury Insurance FAQ


Looking for machine operator disability insurance coverage?

Learn more about how to get the best price machine operator disability insurance online by checking out the Frequently Asked Questions below.

Do machine operators need disability insurance?

Yes, machine operators are exposed to a lot of accidents and injuries. Machine operator disability insurance will pay a portion of your income or salary if you become disabled.

How much do I get in disability benefit from machine operator disability insurance Canada?

Machine operator disability insurance can pay you up to 50 to 60 percent of your salary in benefit if you become disabled. For instance, if your salary is $100,000, you may get from $50,000 to $60,000 in benefits.

How much do I pay in premium in machine operator disability insurance?

Most insurers charge from 1 to 3 percent of your gross annual income or salary in disability insurance premium. The exact amount you should expect to pay will vary from one insurance company or provider to the other.

What medical conditions cover for long-term disability insurance?

Machine operator disability insurance may cover several medical conditions, accidents, and injuries. Some of the medical conditions covered by the policy may include bipolar disorder, brain injuries, cerebral palsy, anxiety disorders, chronic pain, cancer, back injuries, asthma, etc.

To learn about machine operator injury insurance, click here.

  • More Insurance icon by Insurdinary
  • More Services


Click a product to get your quotes

  • Credit Cards icon by Insurdinary
  • Critical Illness Insurance icon by Insurdinary
  • Funeral Insurance icon by Insurdinary
  • Group Benefits Insurance icon by Insurdinary
  • Pet Insurance icon by Insurdinary
  • Auto Insurance icon by Insurdinary
  • Home Insurance icon by Insurdinary
  • Renters Insurance icon by Insurdinary