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Longueuil pet insurance

Learn about Longueuil Pet Insurance

An average Quebecer has a lot of things to spend money on every month and there is definitely no room to fork over a lot of cash for your pet’s medical bills. Of course, you love your pet and you can go any length to ensure that it is safe but a smarter way of protecting your pet is by getting a broad pet insurance coverage that covers most pet-related medical expenses.

A lot of Longueuil pet insurance plans cover accidents, prescriptions, emergency care, surgery, diagnostic test, hospitalization, and illnesses. The policy may even include additional coverage such as coverage for routine procedures like checkups and vaccination.

Before taking out a Longueuil pet insurance policy, it is important to research the insurer and their pet insurance coverage. Also find out about the coverage’s limits, waiting periods, stipulations and exclusions. Some insurers may have different requirements based on the pet’s age or breed and some providers may place a limit on the benefits reimbursement.

Some pets are prone to genetic illnesses and these illnesses may easily manifest themselves as the pet grows old. Also, chronic illnesses are common in older pets. However, conditions diagnosed before the policy’s start date are usually excluded from the policy but if the pet is diagnosed with a chronic condition after the policy’s start date, the condition will be covered by the policy.

To get a quote on Longueuil pet insurance, click here.

Buy The Right Longueuil Pet Insurance

Of course, you probably have a feature you want in your Longueuil pet insurance policy. Usually, the pet’s present health condition might make pet parents go for too specific coverage but specific or narrow coverage may not be adequate for you. The essence of pet insurance is to cover unexpected conditions. In such a case, you need a broad coverage to protect your pet no matter the issue.

Wellness coverage is a good example of a narrow or specific coverage. This is preventative care that covers routine procedures such as checkups and vaccinations. While wellness coverage may sound like a great option, it may not be the right choice if you are looking for broad coverage.

Before purchasing pet insurance Longueuil, make sure that the policy covers the following:

  • Accidents and illnesses
  • Emergency care
  • Prescription medication
  • Hereditary, congenital and chronic conditions
  • Hospitalization
  • Specialist care, and
  • Surgery

To learn more about pet insurance click here.

Longueuil Pet Insurance and Animal Shelters

  • Services Animaliers de la Rive-Sud – 1470 Rue de Coulomb, Boucherville, QC J4B 7K2 – (450) 655-2525
  • Inc – 9125 Rue Pascal-Gagnon, Saint-Léonard, QC H1P 1Z4 – (855) 284-9536
  • Berger Blanc – 9825 Boul Henri-Bourassa E, Montréal, QC H1C 1G5 – (514) 494-2002
  • Eleveur Chats Savannah F1 F2 – Place, Montreal, QC H3B 3N2 – (514) 594-5459

To learn more about the Longueuil pet insurance and animal service, click here.

Pet Insurance Terms

  • Co-insurance – This is the part of the claims the insured has to pay. If the coverage has a co-insurance of 20%, the insured is required to take care of 20% of the cost of the claim.
  • Deductible – The insured may be required to pay an agreed amount before he/she can access the insurance payout. This is known as a deductible and it may be charged per claim or per year.
  • Pre-existing condition – Any chronic condition the pet had before the policy’s start date is categorized as a pre-existing condition. It should be noted that most Longueuil pet insurance companies do not cover pre-existing conditions.
  • Breed exclusion – The pet insurance policy may exclude some pet breeds from the policy. This means that hereditary illnesses common to the breed will not be covered by the policy.

To learn more about pet insurance, click here.

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Longueuil Pet Insurance FAQs


Can I have two pet insurance policies?

You can insure your dog twice but you are only allowed to claim on one policy. If you claim with two insurers, it will be considered a fraud.

Does pet insurance go up if you claim?

Your future Longueuil pet insurance premium will likely go up if you make a claim. Most insurers will assume that you will likely make another claim if you made a claim in the past.

How long after taking pet insurance can I make a claim?

Most pet insurance companies in Longueuil have a waiting period of 14 days. This means that you may have to wait for 14 days before you can make a claim. In case of an accident, the waiting period may be shorter.

How much does pet insurance cost for a dog per month?

The monthly insurance cost varies widely depending on several factors but it ranges from $10 to $100.

To get a quote on Longueuil pet insurance, click here.

What to Ask Before Purchasing Pet Insurance

As a pet parent, you need to know what is obtainable in the pet insurance Longueuil even before purchasing the policy. Before making a claim, it is advisable to know what works and what does not work in the policy.

You should ask the following questions before taking out Longueuil pet insurance:

  • What is covered and what is not?
  • What illnesses and injuries are covered in the insurance?
  • What makes up an accident?
  • Does the policy include out-of-country or province coverage for my pet?
  • Are there breed-specific exclusions?
  • Is there any benefit or effect on my plan if I enroll multiple pets?
  • How long does it take to process a claim?
  • Is there any waiting period before I can make my first claim?
  • Will my premium change over time or as my pet ages? Will it increase if I make a claim?
  • How do I make a claim? Do I have to pay the veterinary upfront?

To learn more about Longueuil pet insurance, click here.

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