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London Pet Insurance

Learn about London Pet Insurance

Pet-related expenses could amount to hundreds, if not thousands, of dollars. Without adequate London pet insurance, you will have to fork over a lot of cash out of pocket to take care of these expenses. Most pet insurance providers in London cover emergency care, prescriptions, accidents, illnesses, hospitalization, surgery, and diagnostic test. Some policies may include additional or optional coverage to cover routine procedures such as checkups and vaccination.

The coverage provided by London pet insurance companies may vary remarkably. This is why you need to research the company as well as the products and services they offer. You also need to find out about the waiting periods, stipulations, exclusions and limits that apply to the coverage. Some policies may differ based on the pet’s age or breed and also their limits on benefits reimbursement.

As pets age, the risk of chronic illnesses increase and genetic diseases could easily manifest themselves. Any condition the pet is known to have before the policy’s start date will be excluded from the coverage. However, if the pet develops the condition when the policy is already effective, it will be covered by the plan.

To get a quote on London pet insurance, click here.

Buy The Right London Pet Insurance

When purchasing London pet insurance, it is very important to go for broad coverage rather than a specific one. Irrespective of the pet’s present ailment or condition, a broad coverage would be more appropriate because it will cover unexpected conditions that may occur any time. You should be ready as a pet parent to protect your pet any time and any day and you can do that with broad coverage.

Most plans usually include wellness coverage as an optional or additional option. Wellness coverages generally cover routine procedures such as checkups and vaccination but they are not broad coverage and may not be a great option for you if you are looking for a comprehensive plan.

Make sure that your London pet insurance covers the following:

  • Accidents and illnesses
  • Emergency care
  • Prescription medication
  • Hereditary, congenital and chronic conditions
  • Hospitalization
  • Specialist care, and
  • Surgery

To learn more about pet insurance click here.

London Pet Insurance and Animal Shelters

  • Diamond Dogs House Of Grooming – 720 Norwood Ave, London, ON N5Y 4M7 – (226) 504-3647
  • Custom HomeWatch International – 35 Elmwood Ave E, London, ON N6C 1J1 – (519) 657-2948
  • Jeve’s Pet Care Inc. – 236 Greenwood Ave, London, ON N6J 3G4 – (519) 854-5383
  • Julspops Dog Walking & Pet/House Sitting Services – 26 Mark St, London, ON N5V 2G5 – (226) 228-9418
  • PAWSitively Happy Home – 6464 Decker Drive, London, ON N6P 1J5 – (226) 224-1364

To learn more about the London pet insurance and animal service, click here.

Pet Insurance Terms

  • Co-insurance – The co-insurance is the part of the claim the insured is responsible for. If the co-insurance is 10%, the insured is responsible for 10% of the cost of the claim.
  • Deductible – This is the agreed insurance claim amount that will be paid by the insured before the coverage kicks in. A deductible may be charged per year or per claim.
  • Pre-existing condition – Any serious medical condition the pet had before the policy’s start date is known as a pre-existing condition. Most pet insurers do not cover pre-existing conditions.
  • Breed exclusion – Depending on the insurer, some pet breeds may be excluded from the coverage based on the hereditary illnesses associated with the breed. In other words, if the pet develops the associated hereditary condition, the condition will not be covered.

To learn more about pet insurance, click here.

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London Pet Insurance FAQs


Does pet insurance go up if you claim?

Yes. Your future pet insurance premium will likely go up if you make a claim. Pet insurers assume that you are most likely to make another claim if you made a claim in the past.

Is hip dysplasia covered by pet insurance?

In the past, most pet insurers do not cover hip dysplasia even if it is diagnosed after the policy’s start date. But today, a lot of pet insurers cover hip dysplasia provided it is not diagnosed as a pre-existing condition.

How long after taking pet insurance can I make a claim?

Most London pet insurance companies have a waiting period of 14 days. You might have to wait for 14 days before you can make a claim. But the waiting period may be shorter for accidents.

How much does pet insurance cost for a dog per month?

Although the cost of pet insurance varies widely, the monthly premium for pet insurance could range from $10 to $100.

To get a quote on London pet insurance, click here.

What to Ask Before Purchasing Pet Insurance

Pet parents are expected to make informed choices when choosing a pet insurance policy. You need to know what to expect from the policy, what is covered and what is not covered before making a claim.

Here are some questions to ask before taking out London pet insurance:

  • What is covered and what is not?
  • What illnesses and injuries are covered in the insurance?
  • What makes up an accident?
  • Does the policy include out-of-country or province coverage for my pet?
  • Are there breed-specific exclusions?
  • Is there any benefit or effect on my plan if I enroll multiple pets?
  • How long does it take to process a claim?
  • Is there any waiting period before I can make my first claim?
  • Will my premium change over time or as my pet ages? Will it increase if I make a claim?
  • How do I make a claim? Do I have to pay the veterinary upfront?

To learn more about London pet insurance, click here.

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