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London Funeral Insurance

London Funeral Insurance Overview

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Organizing a successful funeral requires knowledge and prior experience of what such an event entails but most Canadians do not have the requisite knowledge and experience when faced with a funeral. You can hire an accredited funeral director in London to take care of your funeral and make it easy for you. Your funeral director will make it easy for you to choose the right funeral for you to ensure that it is carried out with dignity and professionalism.

The main goal of a funeral is to celebrate the deceased’s life and a London funeral director will provide relevant assistance to make sure that a successful funeral that fulfills the deceased’s wishes is organized.

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London Funeral Insurance Details

London Funeral Bonds

Funeral bonds are money earmarked and stashed out to cover your eventual funeral cost in London. The money is only paid out in the event of death and it can only be used for the purpose of the funeral.

Furthermore, funeral bonds are reliable, portable and flexible investments and they are not tied to your specific location in London. However, the bond has a maximum limit and it is indexed annually.

Here are the benefits of a funeral bond in London:

  • It helps to relieve your family of the financial burden of your funeral expenses. It will also give you peace of mind knowing that arrangements for your funeral are in place.
  • You can make your exact wishes as regards your funeral known.
  • There is no entry or exit fee in London funeral bonds.
  • Your income tax position will not be affected by money earned from the bond.

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London Obituary and Mortality Rate

According to a study released in December 2012 by the Canadian Institute of Health Information, the London region has one of the highest hospital death rates in Ontario but the situation improves steadily. Furthermore, age-standardized death rates in London readily decreased from 2000 to 2007; over this time, death rates fell by 17%.

When someone dies in London, it is customary to organize an obituary in remembrance of the deceased. An obituary is a pronouncement or notice of death; usually, it is listed in a newspaper and it includes a succinct biography of the deceased.

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London Funeral Homes Listings

  • Westview Funeral Chapel – 709 Wonderland Rd N, London, ON N6H 4L1 – (519) 641-1793
  • John T. Donohue Funeral Home Limited – 362 Waterloo St, London, ON N6B 2N6 – (519) 434-2708
  • O’Neil Funeral Home London Limited – 350 William St, London, ON N6B 3C7 – (519) 432-7136
  • Millard George Funeral Home – 60 Ridout St S, London, ON N6C 3X1 – (519) 433-5184
  • Needham Funeral Home and Chapel – 520 Dundas St, London, ON N6B 1W6 – (519) 434-9141
  • Logan Funeral Home – 371 Dundas St, London, ON N6B 1V5 – (519) 433-6181
  • Harris Funeral Home – 220 St James St, London, ON N6A 3H6 – (519) 433-7253
  • Forest Lawn Funeral Home & Cemetery – 2001 Dundas St, London, ON N5V 1P6 – (519) 455-9343
  • Evans Funeral Home – 648 Hamilton Rd, London, ON N5Z 1T3 – (519) 451-9350
  • Memorial Funeral Home – 1559 Fanshawe Park Rd E, London, ON N5X 3Z9 – (519) 452-3770

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London Funeral Insurance Related Pages

London Funeral Insurance News

Back in 1988 when James Graham was below 30-year-old, he and his wife, Lynda preplanned and paid for their burials and cremations. Lynda said they didn’t want their kids to worry about paying anything when they die, they told their kids that they should just make a phone call and everything will be catered for.

But when James Graham died on January 10, 2017, in London Ontario, Tiffany, their daughter, contacted a local funeral home owned by Arbor Memorial, a national chain that held James’ funeral investment bought about 30 years ago in Toronto.

The couple paid about $3,000 for basic cremation which included a memorial, granite base, urns, and opening and closing service. According to Graham’s wife and daughter, after Graham’s death, the salesperson listed an additional $5,000 worth of items.

According to Courtney, Graham’s daughter, it was a nightmare and they were rude and aggressive. They said everything he arranged was worthless. Tiffany added that the funeral homes take advantage of people’s ignorance and prey on their grief.

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London Funeral Insurance FAQ

What Does Funeral Insurance Cover?

Funeral insurance covers the cost of your funeral up to $15,000. The agreed amount will be paid to your estate in the event of your death.

What Happens When a Family Can’t Afford a Funeral?

In case you cannot afford the cost of a burial, funeral or cremation, you can contact the coroner’s office in your state or county and sign a release form with the coroner. After signing the release form, the state will pitch in to either cremate or bury the body.

What Is the Difference Between Life Insurance and Funeral Insurance?

Funeral insurance is very similar to life insurance in that both pay a lump sum to the deceased beneficiaries. The major difference between the two is that funeral insurance is for short-term expenses but life insurance offers long-time financial security. Also, funeral insurance pays a smaller amount than life insurance.

Who is Legally Responsible for Funeral Costs?

The funeral, cremation or burial costs are paid out from the deceased’s estate but what if the deceased or the executor of his will do not have money for the funeral? In such a situation, the executor of the deceased’s will or his next of kin will need to sign a release form with the coroner’s office. Thereafter, he can release the body to the state for burial or cremation.

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